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Find Flood Insurance Agents Near You in Bend, OR

Browse flood insurance agents serving Bend, Oregon. Updated 2026-07-14.

The top-rated flood insurance agent in Bend, Oregon is The Insurance Connection, rated 4.9 stars across 516 reviews. Other highly rated options include Town & Country Insurance, EPIC Insurance Brokers & Consultants, Brown & Brown. This directory lists 19 flood insurance agents serving Bend.

Showing 19 flood insurance agents in Bend, ORListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Connection593 NE Azure Dr # 2(541) 389-1485
2Town & Country Insurance60912 Grand Targhee Dr(541) 301-7740
3EPIC Insurance Brokers & Consultants320 SW Upper Terrace Dr Suite 104(541) 382-4211
4Brown & Brown360 SW Bond St Suite #120(541) 382-1611
5Mountaintop Insurance Solutions1001 SW Disk Dr Ste 250(541) 641-8886
6People's Insurance195 SE 3rd St(541) 323-7283
7Brightway Insurance, The Eli Drost Agency1860 NE 4th St Ste 500(541) 241-7752
8Northwestern Insurance Group20980 Sunset Pl(541) 323-4922
9Juniper Insurance19855 4th St Suite 106(541) 226-3590
10Inszone Insurance Services1201 NW Wall St(541) 382-7772
IC
593 NE Azure Dr # 2
The Insurance Connection
Flood Insurance Agent · Bend, OR

The Insurance Connection serves Bend, Oregon, and Deschutes County as a dedicated flood insurance agent. The agency helps property owners understand and secure coverage against water damage from rising rivers and heavy snowmelt common to Central Oregon. Its work includes identifying flood zone classifications for local homes and businesses to ensure accurate policy terms. Customers can consult with the agency a regarding the federal National Flood Insurance Program. The agency specifically assists clients with filing flood damage claims and obtaining coverage for buildings located in designated high-risk flood plains.

TC
60912 Grand Targhee Dr
Town & Country Insurance
Flood Insurance Agent · Bend, OR

Town & Country Insurance offers flood insurance policies for properties in Bend, Oregon, covering a range of residential and commercial needs. Its services include policy setup, risk assessment, and assistance with claims filing. The company provides ongoing maintenance plans that help clients review and update their coverage annually to account for changing flood zone maps or property modifications. It also offers guidance on local flood preparedness requirements. Town & Country Insurance services single-family homes, apartment complexes, retail spaces, and restaurants.

EI
320 SW Upper Terrace Dr Suite 104
EPIC Insurance Brokers & Consultants
Flood Insurance Agent · Bend, OR

EPIC Insurance Brokers & Consultants serves homeowners, businesses, and property managers in Bend, Oregon, by providing flood insurance policies tailored to properties in flood-prone zones. The agency assists clients in understanding federal flood map requirements and securing appropriate coverage for structures and contents. Its services include reviewing existing policies, assessing flood risks, and simplifying the application process for National Flood Insurance Program options. Clients benefit from having an advocate familiar with seasonal water level changes and local drainage infrastructure. The company also serves residents and commercial owners in the Redmond area.

BB
360 SW Bond St Suite #120
Brown & Brown
Flood Insurance Agent · Bend, OR

Brown & Brown in Bend, Oregon offers flood insurance agents who help clients navigate the difference between a one-time policy purchase for immediate coverage and an ongoing service relationship that reviews changing flood maps and premium adjustments. The agency focuses on explaining coverage options from the National Flood Insurance Program or private insurers for residential or commercial properties in risky zones. Their service is provided on a scheduled basis, typically before each annual renewal cycle or upon local flood zone updates.

MI
1001 SW Disk Dr Ste 250
Mountaintop Insurance Solutions
Flood Insurance Agent · Bend, OR

Mountaintop Insurance Solutions in Bend, Oregon, specializes in flood insurance policies and provides dedicated guidance for protecting properties against water damage. It serves local homeowners and businesses by explaining coverage options and navigating federal flood program requirements. The company addresses concerns specific to Central Oregon’s spring snowmelt and sudden rainstorms, which can overwhelm drainage systems and lead to unexpected flooding in low-lying areas.

PS
195 SE 3rd St
People's Insurance
Flood Insurance Agent · Bend, OR

People's Insurance serves Bend, Oregon, and the surrounding communities of the High Desert region. As a flood insurance agent, it handles coverage for residential and commercial properties located in both high-risk flood zones and lower-risk areas. The agency communicates clearly about the National Flood Insurance Program options and supplemental private market policies. For a typical job, it first reviews the property's flood map designation and then identifies appropriate coverage limits based on the specific floor elevation and replacement cost data provided by the client.

BI
1860 NE 4th St Ste 500
Brightway Insurance, The Eli Drost Agency
Flood Insurance Agent · Bend, OR

When spring snowmelt swells the Deschutes River or sudden cloudbursts flood Bend’s high-desert washes, local homeowners and businesses turn to Brightway Insurance, The Eli Drost Agency for flood coverage. This agency specializes in navigating the complexities of National Flood Insurance Program policies and private flood insurance options tailored to Central Oregon’s distinct flood zones and wildfire-burn scar risks. They assess a property’s elevation, proximity to waterways, and drainage patterns. A licensed agent then conducts an on-site initial inspection to document site-specific flood exposure and recommend appropriate policy limits.

NI
20980 Sunset Pl
Northwestern Insurance Group
Flood Insurance Agent · Bend, OR

Northwestern Insurance Group in Bend, Oregon provides residential flood insurance to homeowners seeking coverage for properties in flood-prone zones near the Deschutes River and other local waterways. Commercial flood insurance policies are also available for businesses throughout Bend and the surrounding Deschutes County area. Their service includes reviewing individual property risk and discussing standard policy options. Clients often return for annual policy reviews or to adjust coverage after property renovations, ensuring continuous protection between regular visits.

JI
19855 4th St Suite 106
Juniper Insurance
Flood Insurance Agent · Bend, OR
II
1201 NW Wall St
Inszone Insurance Services
Flood Insurance Agent · Bend, OR

Inszone Insurance Services in Bend, Oregon works with property owners to structure protection against financial loss from water-related damage. This agency specializes in adding flood coverage policies to standard plans, helping clients close gaps left by typical homeowners or commercial insurance. Local real estate transactions often require this kind of specific risk management. It supports a range of commercial operations, including office complexes, warehouses, and food service establishments that sit within floodplain zones.

IP
2843 NW Lolo Dr
Insure Pacific
Flood Insurance Agent · Bend, OR
(541) 238-7775
insurepacific.com
HD
1543 NE 3rd St #100
High Desert Insurance & Financial Services
Flood Insurance Agent · Bend, OR
(541) 388-4242
highdesertinsurance.com
ST
1824 Division St suite f
Steve Thill with AIC Insurance Agency
Flood Insurance Agent · Bend, OR
(541) 408-0971
bendinsuranceagency.com
FI
431 NW Franklin Ave Suite 200
Focus1 Insurance Group
Flood Insurance Agent · Bend, OR
(541) 772-3120
focus1ins.com
IC
62940 O. B. Riley Rd
Insurance Center
Flood Insurance Agent · Bend, OR
(541) 382-8822
insurance-ctr.com
IN
21155 Scottsdale Dr
InsureBend
Flood Insurance Agent · Bend, OR
(541) 382-6400
insurebend.com
DI
598 NW Hill St A
The Duck! Insurance Agency
Flood Insurance Agent · Bend, OR
(541) 312-4538
theduckinsuranceagency.com
CS
598 NW Hill St A
Cascade Summit Insurance
Flood Insurance Agent · Bend, OR
(541) 647-2982
cascadesummit.net
BI
61535 S Hwy 97 Ste 5 -245
Bend Insurance Agency
Flood Insurance Agent · Bend, OR
(541) 408-0971
bendinsuranceagency.com

What Does a a Flood Insurance Agent in Bend Cost?

Typical flood insurance costs in Oregon range from 500 to 2,000 dollars per year for an NFIP policy, depending on flood zone risk, building elevation, and coverage amount. Private market policies may cost more or less based on the insurer. Costs vary by case and property specifics. This is general information, not insurance advice.

About flood insurance agents in Bend

Flood insurance agents in Bend Oregon help property owners understand their risk and secure coverage through the National Flood Insurance Program or private markets. Oregon law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can review FEMA flood maps for Deschutes County and guide you through the 30-day waiting period before coverage takes effect.

Frequently Asked Questions

Do I need flood insurance in Bend Oregon?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur from snowmelt or heavy rain, so an agent can help you assess your risk.

How long does it take for a flood insurance policy to start in Oregon?

Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions exist for a property purchase or a lender requirement, where coverage can begin at closing. An agent can explain these exceptions.

What does a flood insurance agent in Bend do?

An agent evaluates your property location using flood maps, explains coverage limits and deductibles, and helps you choose between NFIP and private flood insurance. They also assist with filing claims and understanding Oregon insurance regulations.

Flood Insurance Agents in Other Oregon Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.