The top-rated flood insurance agent in Winston-Salem, North Carolina is Alliance Insurance Services, rated 4.9 stars across 464 reviews. Other highly rated options include Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance, Jackson Phipps Insurance Agency, LLC.. This directory lists 19 flood insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 2 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 3 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 4 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 5 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 6 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 7 | Piedmont Triad Insurance | 300 7th St W | (336) 631-9304 |
| 8 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
| 9 | Leavitt Elite | 2520 Somerset Center Dr | (336) 788-4499 |
| 10 | L&L Insurance Agency Winston Salem, NC | 2120 Old Lexington Rd | (336) 793-1505 |
Alliance Insurance Services serves the Winston-Salem, North Carolina metro area as a flood insurance agent. The agency helps property owners secure coverage needed to protect homes and businesses from water damage during heavy storms and rising waters. Policies are sourced through the National Flood Insurance Program as well as private carriers. The company also handles commercial flood policies and assists with flood zone determination for local clients.
Highstreet Insurance, formerly Peak Insurance Group, provides flood insurance agency services for residential and commercial clients in Winston-Salem, North Carolina. The company assists property owners in obtaining necessary flood coverage and can review existing policies for adequate protection. Ongoing guidance about policy adjustments and claims filing procedures is offered to clients. The agency serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
For customers evaluating flood protection, the key distinction lies between a one-time policy purchase and ongoing annual renewal. ALLCHOICE Insurance, based in Winston-Salem, North Carolina, helps clients understand which coverage fits their property’s flood risk, including dwelling and contents protection. As a local Flood Insurance Agent, the company supports residents navigating federal and private options. Their service operates on a scheduled basis, centered around regular policy review and required annual renewals to maintain continuous coverage.
Jackson Phipps Insurance Agency, LLC., in Winston-Salem, NC, serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps property owners review their risk of water damage and select appropriate policies to protect their investments. As a local flood insurance agent, Jackson Phipps connects clients with programs that address specific property needs and varying flood zone requirements. This agency also regularly covers policyholders and commercial properties in nearby communities such as Kernersville and the surrounding portions of Forsyth County.
Wilson Insurance Services, Inc. serves Winston-Salem and its surrounding communities in North Carolina, handling residential and commercial flood insurance needs. The company addresses the specific flood zone requirements and government program regulations common to the region. It provides guidance on policy options that protect properties from potential water damage due to heavy rainfall or rising waterways. To handle a typical job, the agent first reviews the client’s property location and flood map designation, then explains available coverage limits and deductibles to align with individual risk levels and budget.
Summit Insurance LLC in Winston-Salem, NC provides flood insurance services on both a one-time policy review and a recurring annual consultation basis, ensuring clients understand their coverage options against local flood risks. Policies typically cover structural damage and contents from rising water, with exclusions and limits explained thoroughly. This agency operates on a scheduled appointment basis, typically offering annual reviews to adjust coverage as needed.
Piedmont Triad Insurance provides general coverage guidance for residential and commercial property owners. The agency specializes in flood insurance agent services, helping clients navigate federal and private flood policies specific to Winston-Salem, NC. This ensures protection for structures in local floodplain zones against water damage from heavy rains and rising waterways. Its commercial clientele includes offices, warehouses, and establishments in the food service sector requiring tailored flood coverage.
Cameron Insurance, an Epperson Insurance Group company in Winston-Salem, NC, offers specialized flood insurance services and provides general assistance with policy selection. It helps clients understand coverage options to protect homes and businesses from water damage. The agency works with local property owners to navigate insurance requirements for varying flood zones. It is particularly helpful during the spring thaw and heavy rain seasons, when the risk of rising water and flash flooding becomes most acute for properties in the region.
Leavitt Elite serves residential clients in Winston-Salem, NC, by securing flood insurance policies that protect homes from weather-related water damage. The agency also assists commercial property owners in obtaining appropriate coverage for their business structures and inventory. Working with property owners throughout the local area, this flood insurance agent guides clients through policy options and the claims process when needed. After an initial policy placement, the agent follows up before renewal periods to review coverage adjustments, ensuring seamless protection between regular visits.
As spring rains and hurricane season approach, Winston-Salem homeowners face rising flood risks that standard policies do not cover. L&L Insurance Agency Winston Salem, NC provides flood insurance policies to fill that critical gap, helping residents secure necessary coverage for their properties. The agency focuses on explaining the distinct requirements of the National Flood Insurance Program and private market options. An initial risk assessment and property inspection are scheduled during the first consultation to begin determining each home’s specific protection needs.
What Does a a Flood Insurance Agent in Winston-Salem Cost?
Typical flood insurance costs in North Carolina range from 600 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies can cost more but may offer higher limits. Costs vary by individual property risk. This is general information, not insurance advice.
About flood insurance agents in Winston-Salem
Flood insurance agents in Winston-Salem help property owners secure coverage through the National Flood Insurance Program or private insurers. North Carolina law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents can assess your risk based on local flood maps and guide you through policy options.
Frequently Asked Questions
Do I need flood insurance in Winston-Salem North Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because heavy rains can cause flooding.
How do I choose a flood insurance agent in Winston-Salem?
Look for an agent licensed in North Carolina who specializes in flood policies. They should explain the 30-day waiting period for NFIP policies and help you compare private options.
What does flood insurance cover in North Carolina?
Standard NFIP policies cover building damage and contents up to policy limits. Coverage does not include basement improvements or temporary housing. Private policies may offer broader protection.
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