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Find Flood Insurance Agents in Clayton, NC

Directory of flood insurance agents in Clayton, North Carolina. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Clayton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 flood insurance agents in Clayton, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wayne Wallace - State Farm Insurance Agent
221 NC 42, Clayton, NC 27527
(919) 731-2211 wayneinsurancenow.com
Chad Richards - State Farm Insurance Agent
110 Flowers Xrds Wy Ste 102, Clayton, NC 27527
(919) 359-2941 claytonsfinsurance.com
Bonnie Burns - State Farm Insurance Agent
11446 Clayton Blvd, Clayton, NC 27520
(919) 553-0422 insurewithbonnie.com
NC Farm Bureau Insurance
570 NC 42, Clayton, NC 27520
(919) 553-8862 ncfbins.com
Stephenson Insurance Associates
481 E Main St, Clayton, NC 27520
(919) 901-3632 stephensoninsuranceagency.com
Jaime Oxendine - State Farm Insurance Agent
868 Gulley Dr, Clayton, NC 27520
(919) 553-8300 claytonsf.com
Gorman Group Insurance, LLC
481 E Main St Suite 105, Clayton, NC 27520
(919) 438-0005 gormangroupinsurance.com
Southern Shield Insurance
476 Shotwell Rd #102, Clayton, NC 27520
(919) 330-1400 southernshield-ins.com
Clayton Insurance
1006 E Main St, Clayton, NC 27520
(919) 553-3031 claytoninsurancenc.com
Family Insurance Agency
632 Pinecroft Dr, Clayton, NC 27520
(919) 550-8530 familyinsurancenc.com
Nobles Insurance Agency, Inc.
104 S Ellington St, Clayton, NC 27520
(919) 553-8676 noblesagency.com
SIA Group - Clayton Office
11437 Clayton Blvd, Clayton, NC 27520
(800) 682-7741 siagroup.com
Rich Haag & Associates
476 Shotwell Rd Suite 102 PMB 160, Clayton, NC 27520
(919) 359-8118
Nationwide Insurance: Brian Jenkins Agency
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103 grayfoxins.com
Family Insurance
Clayton, NC 27527
(919) 585-6364
Powell Insurance Solutions
632 Pinecroft Dr, Clayton, NC 27520
(919) 606-0757 powellinsurancesolutions.com
Nc Claims Pro
116 Olive History Wy, Clayton, NC 27520
(910) 372-2500 ncclaimspro.com
My TIG - Triangle Insurance
11437 US-70 BUS, Clayton, NC 27520
(919) 553-7103 triangleinsurancegroup.com
Nationwide Insurance: Fox Insurance Group Inc.
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103 agency.nationwide.com
Right Insurance Agency
10027 Clayton Blvd SUITE 100, Clayton, NC 27520
(919) 900-7339 rightinsuranceagencync.com

Flood insurance agents in Clayton, North Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Clayton is in Johnston County, which has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. North Carolina law requires flood insurance for properties with federally backed mortgages in high-risk zones.

What Does a Flood Insurance Agent in Clayton Cost?

In North Carolina, flood insurance costs vary based on flood zone, property elevation, and coverage amount. Average annual premiums through the NFIP range from about 700 to 2,000 dollars for standard policies. Higher-risk areas may see costs above 3,000 dollars. Private market options can offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Clayton North Carolina?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding is possible and coverage is recommended.
How do I choose a flood insurance agent in Clayton?
Look for an agent licensed in North Carolina who offers policies from the NFIP or private carriers. Ask about their experience with Clayton flood zones and whether they can help with elevation certificates.
What is the waiting period for flood insurance in North Carolina?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may have different terms. Plan ahead and do not wait until a storm is forecast.