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Find Flood Insurance Agents Near You in Clayton, NC

Browse flood insurance agents serving Clayton, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 282 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 20 flood insurance agents serving Clayton.

Showing 20 flood insurance agents in Clayton, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wayne Wallace - State Farm Insurance Agent221 NC 42(919) 731-2211
2Chad Richards - State Farm Insurance Agent110 Flowers Xrds Wy Ste 102(919) 359-2941
3Bonnie Burns - State Farm Insurance Agent11446 Clayton Blvd(919) 553-0422
4Stephenson Insurance Associates481 E Main St(919) 901-3632
5NC Farm Bureau Insurance570 NC 42(919) 553-8862
6Gorman Group Insurance, LLC481 E Main St Suite 105(919) 438-0005
7Jaime Oxendine - State Farm Insurance Agent868 Gulley Dr(919) 553-8300
8Southern Shield Insurance476 Shotwell Rd #102(919) 330-1400
9Clayton Insurance1006 E Main St(919) 553-3031
10Family Insurance Agency632 Pinecroft Dr(919) 550-8530
WW
221 NC 42
Wayne Wallace - State Farm Insurance Agent
Flood Insurance Agent · Clayton, NC

Wayne Wallace - State Farm Insurance Agent serves the Clayton, NC, area and surrounding Johnston County as a flood insurance agent. This agency helps homeowners and renters obtain policies that address water damage from rising waters, which standard homeowners coverage typically excludes. Flood insurance is available through the National Flood Insurance Program. The agency assists residents in understanding elevation certificates and flood zone maps. It handles policy renewals and claim filing assistance for flood-related losses.

CR
110 Flowers Xrds Wy Ste 102
Chad Richards - State Farm Insurance Agent
Flood Insurance Agent · Clayton, NC

Chad Richards - State Farm Insurance Agent in Clayton, NC offers a full range of flood insurance services, including policy consultations and risk assessments for properties in flood-prone areas. The agency provides ongoing support with policy reviews and claims assistance to help clients maintain appropriate coverage throughout the year. Its service approach focuses on helping property owners understand their specific flood exposure and available protection options. The agency serves single-family homes, apartments, retail spaces, and restaurants in the local area.

BB
11446 Clayton Blvd
Bonnie Burns - State Farm Insurance Agent
Flood Insurance Agent · Clayton, NC

Homeowners, businesses, and property managers in Clayton, NC rely on Bonnie Burns - State Farm Insurance Agent for flood insurance policies that help protect structures and contents from water damage. Working in this area subject to heavy seasonal rainfall and potential storm surge, the agency provides customized coverage to meet individual risk exposures and local flood zone requirements. It also serves clients in the greater Johnston County region, including the nearby communities of Selma and Smithfield.

SI
481 E Main St
Stephenson Insurance Associates
Flood Insurance Agent · Clayton, NC

Stephenson Insurance Associates serves Clayton, North Carolina, and the surrounding Johnston County communities with flood insurance solutions. The company handles policy evaluations, coverage selection for residential and commercial properties, and claims assistance specific to flood damage. It provides guidance on National Flood Insurance Program policies and private market options. To handle a typical job, it begins with a detailed property risk assessment and then works with clients to tailor a policy that meets their individual coverage needs and budget.

NF
570 NC 42
NC Farm Bureau Insurance
Flood Insurance Agent · Clayton, NC

NC Farm Bureau Insurance in Clayton, North Carolina is a provider specializing in flood insurance policies for local homes and businesses. Serving the surrounding area, it helps property owners secure coverage against water damage from storms and rising rivers. An agent evaluates individual risk factors and explains policy options from the National Flood Insurance Program. For additional protection, the agency also offers farm and ranch insurance endorsements to safeguard agricultural structures and equipment.

GG
481 E Main St Suite 105
Gorman Group Insurance, LLC
Flood Insurance Agent · Clayton, NC

Gorman Group Insurance, LLC specializes in securing flood insurance coverage for properties in flood-prone areas. It also offers general support for navigating the National Flood Insurance Program and private market options. Located in Clayton, NC, the agency focuses on helping residents and business owners in Johnston County prepare for potential water damage. Immediate assistance is often needed when properties face new flood zone designations or when occupants must purchase a policy quickly before an approaching storm makes last-minute coverage unavailable.

JO
868 Gulley Dr
Jaime Oxendine - State Farm Insurance Agent
Flood Insurance Agent · Clayton, NC

Jaime Oxendine, a State Farm Insurance agent in Clayton, NC, provides flood insurance options that differ between a single, one-time policy for a specific risk period and recurring annual coverage to protect against ongoing flood hazards. This coverage helps safeguard a property’s structure and its contents from water damage caused by rising water or overflowing waterways. Service for flood insurance policies typically runs on a scheduled annual renewal basis, with as-needed consultations to adjust coverage limits following home improvements or changes in flood zone maps.

SS
476 Shotwell Rd #102
Southern Shield Insurance
Flood Insurance Agent · Clayton, NC

When heavy spring rains or seasonal hurricanes threaten Clayton, reliable flood protection becomes a local priority. Southern Shield Insurance in Clayton, NC, handles flood insurance agent work by matching residential and commercial property owners with appropriate National Flood Insurance Program policies. The agency evaluates a building’s flood zone designation and elevation, then explains coverage particulars so clients understand their deductibles and limitations on basement contents. Each process begins with an on-site inspection to document the structure’s lowest floor elevation and assess any existing floodproofing measures.

CI
1006 E Main St
Clayton Insurance
Flood Insurance Agent · Clayton, NC

Clayton Insurance assists property owners in securing coverage suited to their specific needs, supplementing standard policies with flood insurance options. Navigating flood zone requirements and elevation certificate matters forms a core part of their advisory role for clients across Clayton, NC. The agency serves commercial and residential customers, providing risk assessments for various structures. Their expertise includes protecting offices, warehouses, and food service establishments located in areas prone to water damage from storms or rising waters.

FI
632 Pinecroft Dr
Family Insurance Agency
Flood Insurance Agent · Clayton, NC

Family Insurance Agency in Clayton, NC, provides residential flood insurance coverage for homeowners and renters. The agency also offers commercial flood insurance policies for businesses throughout the local area. With detailed policy explanations and guidance on federal flood program options, the team helps clients understand their specific risk exposure. After a policy is in place, the agent follows up to review coverage before regular visits, ensuring protection remains up to date as flood zones or property values change over time.

NI
104 S Ellington St
Nobles Insurance Agency, Inc.
Flood Insurance Agent · Clayton, NC
(919) 553-8676
noblesagency.com
SG
11437 Clayton Blvd
SIA Group - Clayton Office
Flood Insurance Agent · Clayton, NC
(800) 682-7741
siagroup.com
RH
476 Shotwell Rd Suite 102 PMB 160
Rich Haag & Associates
Flood Insurance Agent · Clayton, NC
(919) 359-8118
NI
113 Oleander Dr
Nationwide Insurance: Brian Jenkins Agency
Flood Insurance Agent · Clayton, NC
(919) 550-4103
grayfoxins.com
FI
Clayton, NC 27527
Family Insurance
Flood Insurance Agent · Clayton, NC
(919) 585-6364
PI
632 Pinecroft Dr
Powell Insurance Solutions
Flood Insurance Agent · Clayton, NC
(919) 606-0757
powellinsurancesolutions.com
NC
116 Olive History Wy
Nc Claims Pro
Flood Insurance Agent · Clayton, NC
(910) 372-2500
ncclaimspro.com
MT
11437 US-70 BUS
My TIG - Triangle Insurance
Flood Insurance Agent · Clayton, NC
(919) 553-7103
triangleinsurancegroup.com/about-tig/locations
NI
113 Oleander Dr
Nationwide Insurance: Fox Insurance Group Inc.
Flood Insurance Agent · Clayton, NC
(919) 550-4103
agency.nationwide.com/nc/clayton/27527/fox-insurance-group-inc
RI
10027 Clayton Blvd SUITE 100
Right Insurance Agency
Flood Insurance Agent · Clayton, NC
(919) 900-7339
rightinsuranceagencync.com

What Does a a Flood Insurance Agent in Clayton Cost?

In North Carolina, flood insurance costs vary based on flood zone, property elevation, and coverage amount. Average annual premiums through the NFIP range from about 700 to 2,000 dollars for standard policies. Higher-risk areas may see costs above 3,000 dollars. Private market options can offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Clayton

Flood insurance agents in Clayton, North Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Clayton is in Johnston County, which has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. North Carolina law requires flood insurance for properties with federally backed mortgages in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Clayton North Carolina?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding is possible and coverage is recommended.

How do I choose a flood insurance agent in Clayton?

Look for an agent licensed in North Carolina who offers policies from the NFIP or private carriers. Ask about their experience with Clayton flood zones and whether they can help with elevation certificates.

What is the waiting period for flood insurance in North Carolina?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may have different terms. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.