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Find Flood Insurance Agents in Durham, NC

Looking for a flood insurance agent in Durham? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 flood insurance agents in Durham, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Salazar Insurance Agency & Latino Tax Corporation
1231 University Dr, Durham, NC 27707
(919) 797-0135 latinotaxinsurance.com
Superior Insurance of Durham
1314 Broad St, Durham, NC 27705
(919) 224-8034 superior-ins.com
Mike Embree Insurance Agency
3813 University Dr, Durham, NC 27707
(919) 489-7336 embreeins.com
The Insurance Pros
1210 Cole Mill Rd STE 101, Durham, NC 27705
(919) 294-6613 insuranceprosonline.com
All About Insurance - Durham
2605 Guess Rd, Durham, NC 27705
(919) 479-8200 allaboutinsurance.com
Bowen Agency, Inc.
2530 Meridian Pkwy Suite 300, Durham, NC 27713
(919) 929-4222 bowen-agency.com
Herring & Bickers Insurance
2344 Operations Dr #101, Durham, NC 27705
(919) 479-9900 herringbickers.com
All About Insurance - Durham (University Dr)
3604 University Dr, Durham, NC 27707
(919) 493-2911 allaboutinsurance.com
Around The Corner Insurance Agency
1431 Broad St, Durham, NC 27705
(919) 286-9500 atcia.com
Triangle Insurance Alliance
2530 Meridian Pkwy Suite 300, Durham, NC 27713
(919) 322-3640 triangleinsure.com
Insurance People of North Carolina
1920 Front St, Durham, NC 27705
(919) 383-0442 inspeopleofnc.com
George Stevens Insurance Inc
1320 Hill St, Durham, NC 27707
(919) 403-3611 georgestevensinsurance.com
First Insurance Services
5007 Southpark Dr STE 230, Durham, NC 27713
(919) 941-0549 firstins.net
McClintock Insurance Agency
1210 Cole Mill Rd STE 101, Durham, NC 27705
(919) 484-4822 mcclintockinsuranceagency.com
Hix Insurance Center 👍 Durham
3600 N Duke St #25, Durham, NC 27704
(919) 220-3031 hixagency.com
First Pioneer Insurance Agency / Joshua E. Matthews Insurance Agency, Inc.
2144 Page Rd Suite 106, Durham, NC 27703
(919) 598-6800 pioneerinsurance.com
Diversified Insurance Solutions
2609 N Duke St #102, Durham, NC 27704
(919) 471-8222 diverseins.com
Bull City Insurance
4819 Emperor Blvd suit 400, Durham, NC 27703
(919) 596-0671 bullcityinsurance.com
Insurance Center of Durham
1920 Front St STE 710, Durham, NC 27705
(919) 471-2541
RAPID Insurance Agency
2121 Guess Rd, Durham, NC 27705
(919) 294-9089 rapid-insuranceagency.com

What Does a Flood Insurance Agent in Durham Cost?

In Durham North Carolina, flood insurance premiums through the NFIP typically range from 700 to 2,500 dollars per year for a single-family home, depending on flood zone, elevation, and building characteristics. Private market policies may offer different rates and coverage limits. Costs vary by situation based on your property's specific risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Durham North Carolina?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage for peace of mind.
How do I find a flood insurance agent in Durham?
You can search the North Carolina Department of Insurance website for licensed agents or ask local real estate professionals for referrals. Many independent insurance agencies in Durham offer flood policies from multiple carriers.
What is the waiting period for flood insurance in North Carolina?
Standard NFIP policies have a 30-day waiting period before coverage begins. This applies to most new policies, so it is important to plan ahead and not wait until a storm is forecast.