ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Gastonia, NC

Browse flood insurance agents serving Gastonia, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Gastonia, North Carolina is Brad Riley - State Farm Insurance Agency - Gastonia, rated 4.9 stars across 749 reviews. Other highly rated options include Pegram and Noyes Insurance, Beard Insurance Group, Elite Insurance. This directory lists 20 flood insurance agents serving Gastonia.

Showing 20 flood insurance agents in Gastonia, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brad Riley - State Farm Insurance Agency - Gastonia1302 E Garrison Blvd(704) 864-0324
2Pegram and Noyes Insurance4312 Wilkinson Blvd(704) 823-9495
3Beard Insurance Group1312 W Franklin Blvd(704) 861-5999
4Elite Insurance413 S York St(704) 867-0731
5Watson Insurance Agency245 E Second Ave(704) 865-8584
6Ewing Insurance Agency Inc1548 Union Rd(704) 861-0100
7A-1 Insurance Coverage1108 Union Rd D(704) 866-7550
8Sheffield Insurance Agency1550-B, Union Rd Ste B(704) 671-4779
9Johnson Insurance Group, Inc.1905 E Garrison Blvd(704) 854-8646
10Charles Cox Insurance222 S Chestnut St(704) 865-7669
BR
1302 E Garrison Blvd
Brad Riley - State Farm Insurance Agency - Gastonia
Flood Insurance Agent · Gastonia, NC

Brad Riley - State Farm Insurance Agency - Gastonia serves customers in Gaston County with flood insurance solutions. This agency helps property owners protect homes and businesses against water damage from storms and rising waters. Flood coverage can be purchased to fill gaps in standard homeowners policies. The agent explains policy details such as waiting periods, elevation requirements, and limits for buildings and contents. Brad Riley - State Farm Insurance Agency - Gastonia processes applications and coordinates with the National Flood Insurance Program.

PN
4312 Wilkinson Blvd
Pegram and Noyes Insurance
Flood Insurance Agent · Gastonia, NC

Pegram and Noyes Insurance provides flood insurance policies and risk assessments for properties in Gastonia, North Carolina. It helps clients analyze flood zone maps and select appropriate coverage limits for their structures and contents. The agency offers annual policy reviews to keep coverage aligned with changing flood maps and property values. This service ensures clients maintain adequate protection without unnecessary gaps or overlaps. It also assists with filing claims and documenting flood damage for faster settlements. It works with single-family homes, apartments, retail spaces, and restaurants throughout the local service area.

BI
1312 W Franklin Blvd
Beard Insurance Group
Flood Insurance Agent · Gastonia, NC

Beard Insurance Group in Gastonia, NC serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency assists clients in navigating federal flood program requirements and private market options to protect structures from water damage. Policies are tailored to address the specific flood zone risks common in the region near the Catawba River Basin. The agency also extends its flood insurance services to property owners in the surrounding communities of Belmont and Mount Holly.

EI
413 S York St
Elite Insurance
Flood Insurance Agent · Gastonia, NC

Elite Insurance serves the Gastonia, North Carolina area and surrounding communities with flood insurance policies. It handles applications for residential and commercial properties needing protection against water damage from rising waters. The company works with local homeowners and business owners to navigate federal program requirements and coverage options. For each job, it begins with a review of the property’s flood zone designation to determine appropriate limits and deductibles.

WI
245 E Second Ave
Watson Insurance Agency
Flood Insurance Agent · Gastonia, NC

Watson Insurance Agency in Gastonia, NC offers flood insurance policies as either a one-time purchase for a specific property or as an ongoing annual renewal service for continuous coverage. Clients can choose between coverage for the building structure alone or combined protection for both the building and its contents. The agency provides guidance on federal flood maps and policy limits. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s requirements.

EI
1548 Union Rd
Ewing Insurance Agency Inc
Flood Insurance Agent · Gastonia, NC

Spring storms can bring flash flooding to Gastonia, and Ewing Insurance Agency Inc helps residents prepare before the waters rise. As a local flood insurance agent, this company guides property owners through available federal and private coverage options. They explain how typical homeowner policies often exclude flood damage, making a separate policy essential for homes near creeks or low-lying areas. The initial step is scheduling a risk assessment visit to review the property and discuss appropriate limits and deductibles for the Gastonia area.

1I
1108 Union Rd D
A-1 Insurance Coverage
Flood Insurance Agent · Gastonia, NC

A-1 Insurance Coverage specializes in securing flood insurance policies for properties in Gastonia, NC. The agency helps residents and business owners assess their flood risk and navigate the complexities of obtaining appropriate coverage for buildings and contents. This service is especially vital given the seasonal threat of heavy rain and hurricanes, which can quickly overwhelm local drainage systems and lead to unexpected water damage. fgh

SI
1550-B, Union Rd Ste B
Sheffield Insurance Agency
Flood Insurance Agent · Gastonia, NC

Sheffield Insurance Agency assists property owners in Gastonia, North Carolina, with comprehensive risk assessment strategies tailored to local flood patterns. The company specializes in supplementary flood insurance policies designed to fill coverage gaps left by standard homeowners plans. A full consultation process evaluates flood zone classifications and elevation risks specific to each property. The agency provides services tailored for residential customers and extends its expertise to commercial sectors, including offices, warehouses, and food service operations.

JI
1905 E Garrison Blvd
Johnson Insurance Group, Inc.
Flood Insurance Agent · Gastonia, NC

Johnson Insurance Group, Inc. serves residential property owners in Gastonia, NC, by guiding them through flood insurance options suited to individual homes. The company also offers commercial coverage for local businesses needing protection against flood damage. Based in the community, the agency assists clients across the surrounding area with policy selection and filing claims when needed. They provide follow-up service between regular visits to ensure coverage remains appropriate as conditions change.

CC
222 S Chestnut St
Charles Cox Insurance
Flood Insurance Agent · Gastonia, NC

Charles Cox Insurance, based in Gastonia, NC, is known for providing flood insurance policies to protect local homes and businesses from water damage. The agency serves property owners throughout the greater Gaston County area, helping them secure vital coverage often required by mortgage lenders. These services focus on managing risks from rising water, heavy storms, and flash flooding common to the region. The work supports clients in finding adequate limits and understandable deductibles. A specialty service the firm can add on is assisting with flood zone determination letters for real estate transactions.

LI
365 N New Hope Rd STE 2
L&L Insurance Agency
Flood Insurance Agent · Gastonia, NC
(704) 765-2646
quotetosave.com
SI
104 N Church St
Stowe Insurance
Flood Insurance Agent · Gastonia, NC
(704) 865-2336
stowe-insurance.com
TI
825-B Majestic Ct
Teal Insurance Group
Flood Insurance Agent · Gastonia, NC
(704) 864-4430
tealinsurancegroup.com
BG
1203 Jackson Rd
Bradley-Griffin Insurance
Flood Insurance Agent · Gastonia, NC
(704) 861-9403
bradleygriffininsurance.com
PI
2204 W Franklin Blvd
Parsons Insurance Group, Inc.
Flood Insurance Agent · Gastonia, NC
(704) 862-7272
parsonsinsurancegroup.com
CE
1846 E Franklin Blvd
Carolina Elite Insurance
Flood Insurance Agent · Gastonia, NC
(704) 865-4456
ce-insure.com
NF
3900 E Franklin Blvd Ste 120 Ste 120
NC Farm Bureau Insurance
Flood Insurance Agent · Gastonia, NC
(704) 867-5433
ncfbins.com/gastonia
WC
1355 E Garrison Blvd C
Whitesides & Company Insurance Since 1921
Flood Insurance Agent · Gastonia, NC
(704) 865-3455
whitesidesinsurance.com
CU
428 W Main Ave
Carolina Underwriters
Flood Insurance Agent · Gastonia, NC
(704) 866-8795
carolinaunderwriters.com
OR
543 Cox Rd D2
Onetrust Risk Management & Insurance
Flood Insurance Agent · Gastonia, NC
(877) 290-3888
onetrustinsure.com

What Does a a Flood Insurance Agent in Gastonia Cost?

Flood insurance costs in Gastonia North Carolina vary based on flood zone elevation and building characteristics. Typical annual premiums for a standard NFIP policy range from 700 to 2000 dollars for low risk zones and can exceed 4000 dollars in high risk areas. Elevation certificates and community rating system discounts can lower costs. This is general information and not insurance advice.

About flood insurance agents in Gastonia

Flood insurance agents in Gastonia North Carolina help homeowners and businesses secure coverage against flood damage. North Carolina participates in the National Flood Insurance Program which means many properties in Gastonia are eligible for federally backed policies. A local agent can explain flood zone maps and the 30 day waiting period for new policies.

Frequently Asked Questions

Why do I need a flood insurance agent in Gastonia?

Gastonia is located in an area with flood risk from the Catawba River and local streams. A flood insurance agent can help you understand your specific flood zone and find a policy that meets your needs. North Carolina law requires flood insurance for properties with federally backed mortgages in high risk zones.

How long does it take to get flood insurance in North Carolina?

There is typically a 30 day waiting period before a new flood insurance policy takes effect in North Carolina. This waiting period applies to policies purchased through the National Flood Insurance Program. Plan ahead to ensure coverage is active before a storm threat.

What does a flood insurance agent do in Gastonia?

A flood insurance agent reviews your property elevation and flood zone designation to recommend appropriate coverage. They help you complete the required forms and explain policy limits for building and contents coverage. Agents also assist with claims filing after a flood event.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.