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Directory of flood insurance agents in Kernersville, North Carolina. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Kernersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 16 flood insurance agents in Kernersville, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susanna Nunn - State Farm Insurance Agent
805 N Main St, Kernersville, NC 27284
(336) 993-4600
susannanunn.com
Elizabeth Soots - State Farm Insurance Agent
811 E Mountain St Suite 301, Kernersville, NC 27284
(336) 293-7232
sootsinsurance.com
Taylor Gwynn - State Farm Insurance Agent
853 Old Winston Rd STE 119, Kernersville, NC 27284
(336) 993-3936
teamupwithtaylor.com
Logan Robbins - State Farm Insurance Agent
508 Arbor Hill Rd Ste 201, Kernersville, NC 27284
(336) 893-7885
loganrobbinsinsurance.com
Long Insurance Services
311 S Main St D, Kernersville, NC 27284
(336) 992-5664
kernersville-insurance.com
NC Farm Bureau Insurance - Kernersville
110 Cedar Knoll Dr, Kernersville, NC 27284
(336) 993-5490
ncfbins.com
Amy Linville: Allstate Insurance
131 E Mountain St, Kernersville, NC 27284
(336) 996-1021
agents.allstate.com
Russell and Cook Insurance
1407 NC-66 N, Kernersville, NC 27285
(336) 992-8765
russellandcook.com
Insurance Rate Finders Agency, LLC
4015 Old Hollow Rd Ste G, Kernersville, NC 27284
(336) 999-1934
insrfs.com
Advanced Benefit Consultants Inc.
1488 Hampton Plaza Dr, Kernersville, NC 27284
(336) 993-3133
advancedbenefitinc.com
American National Insurance Co
495 Arbor Hill Rd S, Kernersville, NC 27284
(336) 628-8624
anico.com
Hicks Linville Allstate Insurance
131 E Mountain St, Kernersville, NC 27284
(336) 996-1021
agents.allstate.com
Murdock Insurance Services
935 E Mountain St STE C, Kernersville, NC 27284
(336) 996-7730
erieinsurance.com
Moon-Shina Insurance Solutions
112 Harmon Ln ste c, Kernersville, NC 27284
(336) 904-2910
moonshinanc.com
BlueChip NC
1261 NC-66 C, Kernersville, NC 27284
(336) 996-0909
bluechipnc.com
Allstate Personal Financial Representative: Terry Wall
131 E Mountain St, Kernersville, NC 27284
(336) 312-7085
agents.allstate.com
Flood insurance agents in Kernersville North Carolina help property owners secure coverage through the National Flood Insurance Program or private insurers. North Carolina law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents in Kernersville can explain local flood maps and guide you through the 30-day waiting period for NFIP policies.
What Does a Flood Insurance Agent in Kernersville Cost?
Flood insurance costs in North Carolina vary based on flood zone, elevation, building value, and deductible. NFIP premiums typically range from 700 to 2,000 dollars per year for standard policies in moderate-risk areas. High-risk zones or older homes may cost 2,500 dollars or more. Private market rates can be lower or higher depending on risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Kernersville North Carolina?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents often recommend coverage because heavy rains can cause flooding anywhere in North Carolina.
How long does it take for a flood insurance policy to start in North Carolina?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. There are exceptions for new mortgages or map revisions. An agent can explain these exceptions for Kernersville residents.
What does a flood insurance agent in Kernersville do?
An agent reviews your property location on FEMA flood maps, explains coverage limits for building and contents, and helps you choose between NFIP and private flood insurance. They also assist with policy renewals and claims questions.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.