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Browse flood insurance agents serving Utica, New York. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 flood insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Adjusters International/Basloe, Levin & Cuccaro
6 Rhoads Dr, Utica, NY 13502
(315) 797-1234
aiblc.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
Cool Insurance LLC
1307 Genesee St, Utica, NY 13501
(315) 216-7685
A A & J Insurance
334 Genesee St, Utica, NY 13502
(315) 735-7283
Haylor Freyer & Coon Inc
102 Business Park Dr STE 2, Utica, NY 13502
(315) 734-9386
haylor.com
Flood insurance agents in Utica New York help property owners secure coverage through the National Flood Insurance Program or private carriers. New York law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents can explain local flood zone maps and policy options for homes and businesses in Oneida County.
What Does a Flood Insurance Agent in Utica Cost?
Flood insurance costs in Utica New York depend on your property risk level and coverage amount. NFIP policies for a typical home cost between 500 and 3,000 dollars annually. Private market policies may be higher or lower. Elevation certificates and flood zone maps affect pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Utica New York?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Utica residents choose coverage because heavy rain and snowmelt can cause flooding.
What does a flood insurance agent in Utica do?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with filing claims. They also guide you on New York specific rules, such as the 30 day waiting period for NFIP policies to take effect.
How much does flood insurance cost in Utica New York?
Costs vary by property elevation, flood zone, and building value. In Utica, NFIP premiums typically range from 500 to 3,000 dollars per year for standard residential coverage. Private insurers may offer different rates. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.