ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Flood Insurance Agents Near You in Buffalo, NY
Compare flood insurance agents in Buffalo. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Buffalo, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 flood insurance agents in Buffalo, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Willoughby Insurance
1523 Main St, Buffalo, NY 14209
(716) 885-8100
willoughbyinsurance.com
Matthew Dorr at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9161
comparioninsurance.com
Anthony Lorigo at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7249
comparioninsurance.com
Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 677-2734
comparioninsurance.com
Jody Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9169
comparioninsurance.com
Lawley
361 Delaware Ave, Buffalo, NY 14202
(716) 849-8618
lawleyinsurance.com
New Buffalo Insurance Agency, Inc.
686 Main St Suite 201, Buffalo, NY 14202
(716) 332-1570
newbuffaloinsurance.com
Donna Medina at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 730-4909
comparioninsurance.com
The Decker Agency, Inc.
37 Elmwood Ave, Buffalo, NY 14201
(716) 883-1455
deckeragency.com
Niagara National Insurance
5001 Genesee St, Buffalo, NY 14225
(716) 684-6000
niagaranational.com
Maranto Agency, Inc.
36 Hopkins Rd, Buffalo, NY 14221
(716) 633-1818
marantoagency.com
Walsh Insurance
726 Exchange St Ste 200, Buffalo, NY 14210
(716) 853-3820
walshins.com
Clauss & Company Insurance Agency
735 Delaware Ave, Buffalo, NY 14209
(716) 886-6600
claussinsurance.com
Amherst Insurance Agency, Inc.
333 International Dr, Buffalo, NY 14221
(716) 580-1200
amherstinsurance.com
Toni DuBois Agency, LLC
1439 Main St, Buffalo, NY 14209
(716) 931-5200
toniduboisagency.com
Axxcess Insurance
4550 Bailey Ave, Buffalo, NY 14226
(716) 833-1131
axxcessinsurance.com
Hoch Insurance Agency
2333 Elmwood Ave, Buffalo, NY 14217
(716) 881-1975
hochinsuranceagency.com
The Cesar Group Inc
354 Cayuga Rd, Buffalo, NY 14225
(716) 626-0066
thecesargroup.com
VitalGuard Insurance, New York
1459 Kensington Ave, Buffalo, NY 14215
(716) 577-9159
Lelonek Agency Inc
2476 William St, Buffalo, NY 14206
(716) 893-8188
lelonekagency.com
Flood insurance agents in Buffalo New York help property owners secure coverage through the National Flood Insurance Program and private insurers. New York state law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Buffalo residents near Lake Erie and the Niagara River may need this protection to meet lender requirements and safeguard their assets.
What Does a Flood Insurance Agent in Buffalo Cost?
Typical flood insurance costs in Buffalo New York range from 700 to 1,500 dollars annually for an NFIP policy, with a maximum building coverage of 250,000 dollars. Private market policies may cost more or less depending on risk factors like elevation and proximity to water. An agent can provide a specific quote after reviewing your property. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live in Buffalo New York?
You may need flood insurance if your property is in a Special Flood Hazard Area designated by FEMA. New York law does not mandate flood insurance for all homeowners, but lenders require it for properties in high-risk zones with a federally backed mortgage.
What does a flood insurance agent in Buffalo do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Buffalo who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.