Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 flood insurance agents in Fairport, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alliance Group Insurance
1341 Fairport Rd, Fairport, NY 14450
(585) 388-8001
alliance-group.net
Rita Prince - State Farm Insurance Agent
137 N Main St, Fairport, NY 14450
(585) 223-4700
insurewithrita.com
Amica Mutual Insurance Company
370 Woodcliff Dr Suite 100, Fairport, NY 14450
(800) 852-6422
amica.com
Empire One Insurance Consultants
6605 Pittsford Palmyra Rd W1, Fairport, NY 14450
(585) 433-0000
empireoneinsuranceconsultants.com
Fujimura Insurance Agency
255 Fairport Village Landing, Fairport, NY 14450
(585) 690-6983
fujimurains.com
AG / Gaesser Agency, Inc.
1220 Fairport Rd, Fairport, NY 14450
(585) 381-0394
gaesseragency.com
JAC Insurance Agency LLC Formerly Gleichauf Agency/Nationwide Ins
7700 Pittsford Palmyra Rd, Fairport, NY 14450
(585) 465-1726
jacinsuranceny.com
Prime Business Solutions
6 N Main St #150, Fairport, NY 14450
(585) 750-7462
Father Son & Associates LLC
1000 Turk Hill Rd Suite 270, Fairport, NY 14450
(585) 368-5612
fsains.com
Floodbroker
6843 Pittsford Palmyra Rd, Fairport, NY 14450
(855) 442-4130
floodbroker.com
Affordable Insurance Agency
53 Enwright Dr, Fairport, NY 14450
(716) 338-4224
affordableinsuranceinc.net
What Does a Flood Insurance Agent in Fairport Cost?
Typical flood insurance costs in New York range from 700 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less. Rates are regulated by NFIP guidelines and vary by property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Fairport do?
A flood insurance agent in Fairport helps you assess your flood risk and choose a policy that fits your property. They explain NFIP coverage limits, deductibles, and the 30-day waiting period before coverage starts. They also guide you on New York state building code compliance for flood-prone areas.
Do I need flood insurance if I live outside a flood zone in Fairport?
Even if your property is outside a high-risk flood zone, you may still need flood insurance. New York state law does not require it outside high-risk zones, but lenders can still mandate it. An agent can help you find affordable coverage for lower-risk areas.
How do New York flood insurance laws affect my policy in Fairport?
New York follows NFIP rules, including a 30-day waiting period for new policies. The state also has a building code that requires elevation standards for new construction in floodplains. An agent can explain how these rules apply to your Fairport home.