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Directory of flood insurance agents in Cheektowaga, New York. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Cheektowaga, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 flood insurance agents in Cheektowaga, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brogo Brokers
2789 Union Rd #400, Cheektowaga, NY 14227
(716) 257-1111
brogobrokers.com
Mesi Agency Inc
759 Dick Rd, Cheektowaga, NY 14225
(716) 626-3355
mesiagencyinc.com
Mos Insurance Agency
2601 Genesee St, Cheektowaga, NY 14225
(716) 939-7493
mosinsuranceagency.com
Charlie Patton - State Farm Insurance Agent
2560 Walden Ave #109, Cheektowaga, NY 14225
(716) 395-3123
myagentcharlie.com
Dan Scaglione - State Farm Insurance Agent
928 French Rd building a, Cheektowaga, NY 14227
(716) 668-4088
danscaglione.com
Hoey Insurance
3521 Union Rd, Cheektowaga, NY 14225
(716) 683-4110
hoeyinsurance.com
TLC Brokerage
1660 Kensington Ave, Cheektowaga, NY 14215
(716) 427-6922
tlcbrokerage.net
THE BAKOS AGENCY INC
1099 French Rd, Cheektowaga, NY 14227
(716) 668-5700
bakosagency.com
Cheektowaga Agency, Inc
3 Kelly Dr, Cheektowaga, NY 14227
(716) 558-2850
cheektowagaagency.com
Linwood Guardian Risk Management
759 Dick Rd, Cheektowaga, NY 14225
(716) 710-8910
linwoodguardian.com
Wlos Insurance Agency
3620 Harlem Rd, Cheektowaga, NY 14215
(716) 836-8500
wlosinsurance.com
The Walden Agency Inc.
4206 Union Rd, Cheektowaga, NY 14225
(716) 632-8336
waldenagency.com
Flood insurance agents in Cheektowaga New York help property owners protect against flood damage. New York law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can guide you through National Flood Insurance Program rules and private market alternatives.
What Does a Flood Insurance Agent in Cheektowaga Cost?
In New York flood insurance premiums depend on flood zone building characteristics and deductible choice. NFIP policies average around 900 to 1500 dollars annually for low-to-moderate risk homes in Cheektowaga. High-risk properties in A or V zones can cost 2000 to 5000 dollars or more. Private insurers may offer lower rates for lower risk properties. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Cheektowaga New York?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage. Cheektowaga has areas near creeks and drainage systems that may flood.
What does a flood insurance agent in Cheektowaga do?
A flood insurance agent helps you compare policies from the NFIP and private insurers. They assess your flood risk based on elevation and flood maps. They also explain coverage limits deductibles and exclusions.
How much does flood insurance cost in Cheektowaga New York?
Costs vary by property location elevation and coverage amount. For an NFIP policy annual premiums typically range from 700 to 2000 dollars for moderate risk homes. Higher risk properties can exceed 4000 dollars per year. Private policies may offer different pricing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.