The top-rated flood insurance agent in Syracuse, New York is Donigan Business and Personal Insurance, rated 4.9 stars across 493 reviews. Other highly rated options include CH Insurance, Haylor, Freyer & Coon Inc., Delmonico Insurance Agency. This directory lists 32 flood insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 2 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 3 | Haylor, Freyer & Coon Inc. | 300 S State St #1000 | (315) 451-1500 |
| 4 | Delmonico Insurance Agency | 720 Van Rensselaer St Suite 207 | (315) 472-4242 |
| 5 | Freeway Insurance | 814 S Geddes St | (315) 514-0626 |
| 6 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 7 | Sarah Galutz - State Farm Insurance Agent | 6003 S Salina St #6 | (315) 299-8080 |
| 8 | OneGroup | 706 N Clinton St | (315) 457-1830 |
| 9 | Don Marsh Agency, Inc. | 4875 South Ave | (315) 498-4642 |
| 10 | David Kresge - State Farm Insurance Agent | 3426 Burnet Ave | (315) 802-4502 |
Donigan Business and Personal Insurance serves the Syracuse, New York metro area as a local flood insurance agent. The company helps property owners understand and secure coverage for flood-related risks, which is especially relevant given the region's proximity to Onondaga Lake area waterways. Its agents assist with selecting appropriate policies and navigating the claims process after a damaging event. The agency specifically handles residential flood policies and commercial flood insurance for businesses in the local community.
CH Insurance provides flood insurance guidance and policy options for property owners across the Syracuse, New York area. The agency assists clients in navigating flood risk assessments and selecting appropriate coverage, helping to protect against water damage from storms or snowmelt common to the region. Regular policy reviews and renewal updates are offered to adjust coverage as needs change. Its customers include owners of single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Syracuse, New York, rely on Haylor, Freyer & Coon Inc. for specialized flood insurance agent services. These professionals help clients assess flood risks and navigate the complexities of National Flood Insurance Program policies. By reviewing property locations and coverage needs, they match customers with appropriate plans to protect against potential water damage. The agent also serves clients in the greater Syracuse metro, including the neighboring community of Liverpool.
Delmonico Insurance Agency serves Syracuse, New York, and the surrounding communities, specializing in flood insurance policies for homeowners and businesses. This agency handles the specific needs of clients who require protection against water damage from natural flooding events common to the region. Agents work to understand local flood zone designations and standard policy requirements under the National Flood Insurance Program. They generally approach each job by first reviewing the property’s flood risk, then explaining coverage options clearly, and finally helping the client select an appropriate policy to secure their investment.
For homeowners facing distinct situations, a one-time policy may cover a single flood event, while scheduled service addresses recurring seasonal risks from storms or snowmelt in Syracuse, NY. Freeway Insurance provides flood insurance agent options to help residents navigate coverage for property damage and personal belongings. Assistance is available on an as-needed basis, allowing clients to request support only when a new policy or claim question arises after a weather event.
Taylor Made Insurance Solutions, Inc., specializing in flood insurance, offers policies that protect property from water damage caused by rising water and storm surge in the Syracuse, NY area. The agency works with clients to assess their risk and secure appropriate coverage for homes and businesses against flooding events. It helps customers navigate the often-complex distinctions between flood damage, which is typically excluded from standard homeowners policies, and the severe spring thaw conditions that frequently threaten local low-lying properties along Onondaga Creek.
Spring snowmelt and heavy rains frequently test Syracuse basements, forcing homeowners to review their coverage gaps. Sarah Galutz - State Farm Insurance Agent helps residents assess these risks by explaining National Flood Insurance Program options and private endorsements that apply to local flood zones. Their consultations focus on distinguishing structural coverage from contents protection, particularly for older homes near Onondaga Lake or creeks. Each new client session begins with a personalized review of the property’s elevation certificate and a walkthrough of the lower level to identify potential weak points.
OneGroup provides flood insurance solutions to property owners in Syracuse, New York, helping them secure coverage against water damage from rivers, lakes, and severe storms. The agency specializes in tailoring policies for residential and commercial clients, ensuring adequate protection for structures and contents in flood-prone regions. Its services extend to offices, warehouses, and food service establishments, addressing the distinct risk assessments and policy needs of these commercial sectors.
Don Marsh Agency, Inc. is known locally as a dedicated flood insurance agent serving Syracuse, NY, and its surrounding communities. The company helps property owners navigate federal and private flood coverage options to protect against water damage from severe storms and rising waters. By evaluating individual property risks and local flood zone maps, the agency guides clients toward appropriate policy limits and deductibles. It can also connect homeowners with additional excess flood insurance for higher-value structures requiring extra protection beyond standard plans.
David Kresge - State Farm Insurance Agent in Syracuse, NY, provides residential flood insurance for homeowners seeking to protect their property from water damage. Commercial coverage is also available for local businesses in the surrounding area. Policies are designed to address the specific risks posed by seasonal storms and rising waters common to the region. After an initial review, the agent remains available for follow-up service and policy adjustments between regular visits.
What Does a a Flood Insurance Agent in Syracuse Cost?
Flood insurance costs in Syracuse depend on your property's flood zone, elevation, and building characteristics. NFIP rates are set nationally and average around 700 to 1,500 per year for a standard policy. Private insurers may offer rates from 500 to 2,500 annually. Elevation certificates and flood map changes can affect pricing. This is general information, not insurance advice.
About flood insurance agents in Syracuse
Flood insurance agents in Syracuse, New York help property owners protect against flood damage from Lake Ontario and local waterways. New York law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents can guide you through the National Flood Insurance Program and private market options.
Frequently Asked Questions
Do I need flood insurance in Syracuse New York?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, Syracuse experiences heavy rain and snowmelt flooding, so many homeowners choose coverage.
What does a flood insurance agent in Syracuse do?
A flood insurance agent assesses your property's flood risk using FEMA flood maps and local data. They help you choose between NFIP policies and private insurance, explain coverage limits, and assist with claims after a flood event.
How much does flood insurance cost in Syracuse New York?
Costs vary by property elevation, flood zone, and coverage amount. In Syracuse, NFIP policies typically range from 700 to 2,000 per year for standard coverage. Private policies may offer lower rates for low-risk properties. An agent can provide a specific quote.
Flood Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow · East Northport · Fairport · Franklin Square