The top-rated flood insurance agent in Staten Island, New York is Christine Relyea - State Farm Insurance Agent, rated 5.0 stars across 1,423 reviews. Other highly rated options include Home Insurance Agency, Maureen Lavelle - State Farm Insurance Agent, 5Boroughs Insurance Agency. This directory lists 20 flood insurance agents serving Staten Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christine Relyea - State Farm Insurance Agent | 2391 Richmond Ave | (718) 698-5803 |
| 2 | Home Insurance Agency | 900 South Ave #300 | (917) 636-9134 |
| 3 | Maureen Lavelle - State Farm Insurance Agent | 262 Arden Ave Ste R | (718) 948-4111 |
| 4 | 5Boroughs Insurance Agency | 1110 South Ave | (718) 766-8121 |
| 5 | Aleph Insurance Agency, Inc | 109 New Dorp Plaza | (718) 865-8665 |
| 6 | DMAS Insurance | 1132 Forest Ave | (718) 981-0700 |
| 7 | Alberto Daniels - Driven Insurance Group | 1110 South Ave #100 | (718) 540-4110 |
| 8 | Smart Choice Insurance of NY | 1931 Richmond Ave | (315) 239-1293 |
| 9 | Kraus & Kraus Insurance Agency, Inc. | 1562 Richmond Rd #202 | (315) 889-3203 |
| 10 | Fusco Insurance, Retirement & Wealth Planning Services | 12 Fremont Ave | (718) 701-5787 |
Christine Relyea - State Farm Insurance Agent serves the Staten Island, New York area as a provider of flood insurance policies. This agency helps property owners assess their exposure to water damage from storms and rising tides. Flood coverage through this location is designed to protect homes and businesses from financial loss due to such events. The representative works closely with clients to explain policy details and coverage limits. Specific services include obtaining quotes for residential flood insurance and assisting with claims related to water damage from natural flooding.
Home Insurance Agency provides flood insurance consultation, policy selection assistance, and claims guidance for properties across Staten Island. Its service plans include annual policy reviews to ensure adequate coverage as flood zone maps change, along with emergency contact support during storm events. The agency also offers guidance on mitigation measures to reduce future premiums. It serves single-family homes, apartments, retail locations, and local restaurants throughout the borough.
Homeowners, businesses, and property managers in Staten Island work with Maureen Lavelle as a State Farm Insurance Agent to secure flood insurance coverage for their properties. This agency helps clients navigate the complexities of federal flood policies and private options, assessing local flood zone risks and recommending appropriate protection levels. Policies are tailored to safeguard assets against storm surge and heavy rainfall events common along the New York Harbor. The agency also serves neighboring communities in the greater Brooklyn metropolitan area.
5Boroughs Insurance Agency serves Staten Island and the surrounding communities in New York City, handling flood insurance policies designed to protect properties from water damage. The agency assists homeowners and business owners in understanding coverage options for rising waters and storm-related flooding common to coastal areas. To address a typical client’s needs, the agents begin by assessing the property’s flood zone risk and then methodically compares available plans to secure a suitable policy.
A flood insurance agent may offer both one-time policies for specific storm concerns and recurring annual coverage for continuous protection. Aleph Insurance Agency, Inc in Staten Island, NY assists clients in understanding the scope of flood insurance, which typically covers structural damage and sometimes contents. The choice between a single flood policy or a seasonal multi-policy plan depends on the property’s location and risk level. Service is provided on an as-needed basis for policy inquiries or renewals.
DMAS Insurance in Staten Island, NY, specializes in securing flood insurance policies that meet federal requirements and private coverage options. It assists homeowners, renters, and business owners with assessing their flood risk from local waterways and coastal storms. The agency guides clients through policy details, coverage limits, and the claims process after damages occur. It helps with the heightened flood exposure during hurricane season and heavy nor’easters that often overwhelm Staten Island’s drainage systems.
Alberto Daniels - Driven Insurance Group in Staten Island, NY, assists clients with securing general property and casualty coverage. It offers flood insurance as a specialized add-on for homeowners and businesses navigating local flood zone requirements. The agency helps property owners meet lender and federal program standards for flood protection. Its commercial services extend to offices, warehouses, and food service operations, addressing the distinct risk exposures these sectors face.
Flood season can bring concern to Staten Island homeowners, and Smart Choice Insurance of NY provides flood insurance agent services to help property owners prepare. They work to connect local residents with appropriate flood coverage options that align with typical coastal and low-lying area risks. As a flood insurance agent, the company guides clients through the process of assessing their property’s vulnerability to water damage. Their standard procedure includes scheduling a thorough inspection of the premises as the initial step in determining specific coverage needs.
Kraus & Kraus Insurance Agency, Inc. provides residential flood insurance to protect homes in Staten Island. For commercial properties, the agency also arranges policies that cover business assets and operations against flood risks. Their service area encompasses the Staten Island region, addressing the local need for water damage coverage. Clients receive guidance on policy options during an initial consultation. The agency encourages contacting them again when policy renewals arrive or regular coverage reassessments are due.
Fusco Insurance, Retirement & Wealth Planning Services in Staten Island, NY is known for securing properties against flood damage. The company assesses local flood zone risks to help clients select appropriate National Flood Insurance Program coverage. It guides property owners through the complexities of flood maps and elevation certificates to meet lender requirements. Policy details are explained clearly to ensure adequate protection for homes and businesses within flood-prone areas. This flood insurance agent can add on a review of personal contents coverage, which is often overlooked in standard policies.
What Does a a Flood Insurance Agent in Staten Island Cost?
Flood insurance costs in Staten Island depend on flood zone, building elevation, and deductible choices. NFIP policies average 700 to 2,500 dollars per year for residential properties. Private insurers may offer rates from 500 to 4,000 dollars annually. Costs can be higher for commercial buildings or properties in high-risk V zones. This is general information and not insurance advice.
About flood insurance agents in Staten Island
Flood insurance agents in Staten Island help property owners navigate National Flood Insurance Program (NFIP) policies and private market options. New York law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Staten Island coastal areas often face specific flood risks, so an agent can explain local elevation certificates and flood maps.
Frequently Asked Questions
What does a flood insurance agent in Staten Island do?
A flood insurance agent helps you find and purchase flood insurance policies. They explain NFIP rules, flood zone designations, and coverage limits. They also assist with filing claims and understanding New York state requirements.
Is flood insurance required in Staten Island New York?
Flood insurance is required for properties in Special Flood Hazard Areas (SFHAs) if you have a federally backed mortgage. New York law also requires lenders to notify borrowers about flood insurance needs. Even outside SFHAs, many Staten Island homeowners choose coverage due to storm surge risks.
How much does flood insurance cost in Staten Island?
Costs vary by property location, elevation, and coverage amount. Typical annual premiums range from 700 to 2,500 dollars for standard NFIP policies in Staten Island. Private market policies may cost more or less depending on risk. An agent can provide a specific quote.
Flood Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow · East Northport · Fairport · Franklin Square