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Compare flood insurance agents in Ronkonkoma. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 flood insurance agents in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brandon Vanderbeck: Allstate Insurance
700 Union Pkwy STE 5, Ronkonkoma, NY 11779
(516) 762-4195
agents.allstate.com
Effie Knuth - State Farm Insurance Agent
2411 Chestnut Ave c, Ronkonkoma, NY 11779
(631) 737-3276
insurewitheffie.com
Goosehead Insurance - Ali Shah
154-2 Remington Blvd, Ronkonkoma, NY 11779
(631) 759-4449
goosehead.com
Michele Kitterle: Allstate Insurance
625A Portion Rd, Ronkonkoma, NY 11779
(631) 567-5544
agents.allstate.com
Chris Pedone - State Farm Insurance Agent
290 Hawkins Ave Suite A, Ronkonkoma, NY 11779
(631) 588-6677
strongislandins.com
LPL Risk Management
148 Remington Blvd Suite 2, Ronkonkoma, NY 11779
(631) 676-7020
lplrisk.com
Jesse Seigman: Allstate Insurance
33 Comac Loop, Ronkonkoma, NY 11779
(516) 568-0400
agents.allstate.com
Robert Vera: Allstate Insurance
299 Hawkins Ave Ste 14, Ronkonkoma, NY 11779
(631) 737-0505
agents.allstate.com
Tara Smith-Vera: Allstate Insurance
29 Railroad Ave, Ronkonkoma, NY 11779
(631) 471-5500
agents.allstate.com
Spectrum Insurance Inc
1 Comac Loop, Ronkonkoma, NY 11779
(631) 467-8880
spectruminsagency.com
Vanderbeck Agency
1951 County Road 93, Ronkonkoma, NY 11779
(516) 558-7181
MONISH GANDHI: Allstate Insurance
33 Comac Loop, Ronkonkoma, NY 11779
(516) 568-0400
agents.allstate.com
Goosehead Insurance Long Island
258 Hawkins Ave Suite F, Ronkonkoma, NY 11779
(516) 274-4412
agents.goosehead.com
Ralph Amitrano, Ronkonkoma | Insurance
4 Norwood Ln, Ronkonkoma, NY 11779
(631) 648-7845
Flood insurance agents in Ronkonkoma New York help property owners secure coverage through the National Flood Insurance Program and private insurers. Ronkonkoma is located near Lake Ronkonkoma and in a region with flood zones that may require insurance under New York state lending laws. Agents can explain how flood insurance is separate from standard homeowners policies and advise on coverage limits for your property.
What Does a Flood Insurance Agent in Ronkonkoma Cost?
Typical flood insurance costs in Ronkonkoma New York range from 700 to 3,000 dollars per year for an NFIP policy, depending on flood zone, building value, and deductible. Properties in high-risk zones like AE or VE may have higher premiums. Private insurers may offer lower rates for lower-risk properties. Costs also depend on the elevation certificate for your building. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Ronkonkoma New York?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance under federal law. Even in moderate-risk areas, many New York homeowners choose coverage because storms can cause flash flooding. An agent can check your flood zone designation and explain your options.
What does a flood insurance agent do in New York?
A flood insurance agent helps you find a policy that meets your needs, explains coverage limits and deductibles, and assists with filing claims. In New York, agents must be licensed by the Department of Financial Services. They can also guide you on the 30-day waiting period before most NFIP policies take effect.
How much does flood insurance cost in Ronkonkoma?
Costs vary based on your property's flood risk, elevation, and coverage amount. In New York, an NFIP policy for a home in a moderate-risk area may start around 700 dollars per year, while high-risk properties can cost 2,000 dollars or more. Private flood insurance may offer different rates. An agent can provide a quote specific to your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.