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Find Flood Insurance Agents in Rochester, NY

Looking for a flood insurance agent in Rochester? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 flood insurance agents in Rochester, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
1 Reserve View Blvd, Rochester, NY 14618
(585) 548-4500 elmwoodagency.com
VanScoter Insurance Agency LLC
1577 W Ridge Rd Suite 218, Rochester, NY 14615
(585) 663-2004 vanscoterinsurance.com
Quinton Insurance
2700 Elmwood Ave, Rochester, NY 14618
(585) 244-9004 quintoninsurance.com
Freeway Insurance
1363 Long Pond Rd, Rochester, NY 14626
(585) 225-2560 locations.freeway.com
Mazzola Insurance
1619 East Ridge Road, Rochester, NY 14621
(585) 266-7130 mazzolainsurance.org
FLANAGAN MILLS INSURANCE AGENCY
448 Titus Ave, Rochester, NY 14617
(585) 678-8008 themillsagency.com
Flour City Insurance Agency
1260 Scottsville Rd Suite 202A, Rochester, NY 14624
(585) 861-2002 flourcityinsuranceagency.com
Insurance Marketplace Agency
150 Allens Creek Rd Suite 220, Rochester, NY 14618
(585) 482-9980 insmarketplace.com
Ferris Insurance Agency
2314 Lyell Ave, Rochester, NY 14606
(585) 254-7440 ferris-agency.com
Farmers Insurance - Miriam Rivera
1038 Lyell Ave, Rochester, NY 14606
(585) 360-0094 agents.farmers.com
InsuranceTrak Services
4515 Culver Rd # 206, Rochester, NY 14622
(585) 282-0934 insurancetrak.com
Twelve Corners Insurance Agency LLC
919 S Winton Rd #210, Rochester, NY 14618
(585) 789-6488 12cornersinsurance.com
Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 424-6050 comparioninsurance.com
Freeway Insurance
525 Lake Ave, Rochester, NY 14613
(585) 364-1011 locations.freeway.com
Rochester Group Inc
1100 Long Pond Rd Suite 100, Rochester, NY 14626
(585) 794-5640 rochestergroupinc.com
Vail Agency
849 Paul Rd Ste 220, Rochester, NY 14624
(585) 889-4650 vail-insurance.com
Toni Conner at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 613-3092 comparioninsurance.com
Goins Insurance Agency
1341 Dewey Ave, Rochester, NY 14613
(585) 270-8273
Peter Harris at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 613-3885 comparioninsurance.com
The Belmont Agency Insurance
333 Metro Park Suite S202, Rochester, NY 14623
(585) 571-7006 belmontagencyllc.com

What Does a Flood Insurance Agent in Rochester Cost?

Typical flood insurance costs in Rochester New York range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone and coverage amount. Private market policies may cost 400 to 3,000 dollars annually. Elevation certificates and building characteristics affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Rochester New York?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, New York law requires flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rain and snowmelt can cause flooding.
What does a flood insurance agent do in Rochester?
A flood insurance agent assesses your property risk, helps you choose a policy from the NFIP or private market, and assists with filing claims. They can also explain New York state rules on flood disclosure and elevation certificate requirements.