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Flood Insurance Agents in Riverhead, NY

Looking for a flood insurance agent in Riverhead? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 flood insurance agents in Riverhead, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daniel Valet - State Farm Insurance Agent
177 Old Country Rd Ste 2, Riverhead, NY 11901
(631) 378-5370 insurewithvalet.com
Elizabeth Hanlon: Allstate Insurance
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-1700 agents.allstate.com
Ed Graves - State Farm Insurance Agent
1149 Old Country Rd B5, Riverhead, NY 11901
(631) 727-1122 edgraves.net
Budget Brokerage Insurance
1186A E Main St, Riverhead, NY 11901
(631) 369-1000 budgetbrokerage.com
The RUOK Insurance Agency, Inc.
1549 Main Rd, Riverhead, NY 11901
(631) 876-1231 ruokins.com
Lighthouse Insurance - Riverhead
221 W Main St, Riverhead, NY 11901
(631) 369-9600 lighthouseinsurance.com
Giacalone Insurance | Insurance Agency Riverhead
59 E Main St, Riverhead, NY 11901
(631) 208-9090 giacaloneinsurance.com
Farm Family Casualty Insurance
18 1st St, Riverhead, NY 11901
(631) 727-7767 farmfamily.com
The Washwick Agency, Inc.
860 E Main St, Riverhead, NY 11901
(631) 369-0888 washwick.com
Acrisure Riverhead, NY (Atlantic Agency)
619 Roanoke Ave, Riverhead, NY 11901
(631) 244-7784 ext. 3 acrisure.com
Family Insurance Co
PROFESSIONAL BUILDING, 940 Roanoke Ave, Riverhead, NY 11901
(631) 729-9714
Gadzinski Insurance
525 Pulaski St, Riverhead, NY 11901
(631) 727-4484 progressiveagent.com
Allstate Personal Financial Representative: Colin Tooker
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-3727 agents.allstate.com
WILLIAM FIELDS: Allstate Insurance
1375 Old Country Rd Ste 1, Riverhead, NY 11901
(631) 727-0556 agents.allstate.com

Flood insurance agents in Riverhead New York help property owners secure coverage through the National Flood Insurance Program or private insurers. New York law requires flood insurance disclosure for properties in high-risk flood zones. An agent can explain your options and help you comply with local lending requirements.

What Does a Flood Insurance Agent in Riverhead Cost?

Flood insurance costs in Riverhead New York typically range from 700 to 2000 dollars per year for standard NFIP policies. Premiums vary based on flood zone, property elevation, and building characteristics. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Riverhead do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They assess your property risk using FEMA flood maps and explain coverage limits. Agents in Riverhead are licensed by the New York State Department of Financial Services.
Is flood insurance required for homes in Riverhead New York?
Flood insurance is required by federal law if your home has a mortgage from a federally regulated lender and is in a Special Flood Hazard Area. New York State also mandates disclosure of flood risk during real estate transactions. Even if not required, many homeowners choose coverage for protection.
How do I choose a flood insurance agent in Riverhead?
Look for an agent licensed in New York with experience in NFIP policies. Check their knowledge of local flood zones and elevation certificates. Ask about their process for helping you file claims if needed.