The top-rated flood insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 10 flood insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 9 | Globe Realty & Insurance | 158 Main St | (516) 944-7520 |
| 10 | Professional Insurance Consultants Inc. | 334 Main St | (516) 767-7200 |
Michael Duval - State Farm Insurance Agent serves the Port Washington, New York area with specialized flood insurance coverage. As a flood insurance agent in this coastal region, the company helps property owners assess their risk of water damage from storms and rising tides. They guide clients through policy options that protect homes and businesses from potential flood-related losses. This includes offering National Flood Insurance Program policies and supplemental private coverage for structures located in high-risk zones.
As a flood insurance agent in Port Washington, New York, James Carew: Allstate Insurance provides a range of services including policy consultations, risk assessments, and claims assistance for property owners. Service plans involve helping clients review their current coverage and adjust it to meet changing needs. Routine maintenance of policies is offered through annual check-ins to ensure adequate protection against local flood risks. This agent services single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Elias Psarros: Allstate Insurance serves homeowners, businesses, and property managers in Port Washington, New York, seeking flood insurance coverage tailored to their specific flood zone and property value. This agency offers policies that help protect against financial losses from rising water levels and storm surge, a common concern along the coast. The agent provides guidance on coverage options suited to local risk factors. This agency also serves the greater Nassau County area, including communities like Manhasset.
Serving Port Washington and the surrounding communities on Long Island’s North Shore, Murray Surety Bond Agency, Inc. handles flood insurance policies for both residential and commercial properties. In a region prone to coastal storms and tidal surge, the agency works to secure coverage through the National Flood Insurance Program and private market options. It typically begins by assessing the property’s flood zone designation and elevation certificate, then matching those risk factors to an appropriate policy with the correct coverage limits and deductibles.
Nelson Rivera Jr.: Allstate Insurance in Port Washington, NY assists clients with flood insurance, offering both one-time policies for immediate, short-term protection and recurring annual coverage for continuous flood risk management. Their service includes guidance on federal program options to safeguard homes and businesses in flood-prone areas. Work with this agent typically focuses on matching policy types to specific property needs and claim support. Service is provided on an as-needed basis, with scheduled policy reviews available to adjust coverage as local flood maps change.
Phillips General Insurance Agency in Port Washington, NY specializes in helping property owners navigate flood insurance options. It works closely with clients to assess their specific exposure to water damage and identify appropriate coverage plans. The agency’s guidance is especially valuable for homes and businesses in flood-prone areas along the North Shore of Long Island, where heavy rainstorms or nor’easters often create urgent protection needs before or during the Atlantic hurricane season from June through November.
As coastal weather patterns shift and the threat of storm surge increases for communities along the Long Island Sound, flood insurance becomes a necessary safeguard for homeowners in Port Washington. Total Dollar Insurance assists property owners by explaining the nuances of the National Flood Insurance Program and private market options. Their agents evaluate local flood zone maps and property elevations to match clients with appropriate coverage. An initial consultation typically involves a review of the home’s structure and a preliminary flood risk inspection.
Acrisure Port Washington, NY, operating as Folan Agency Ltd., provides insurance services to property owners in the local area. Its specialized offerings include flood insurance, which helps safeguard residential and commercial structures against water damage. The company evaluates coverage needs based on property location and flood risk zones. It assists clients with policy selection for offices, warehouses, and food service establishments.
Globe Realty & Insurance in Port Washington, NY provides residential flood insurance coverage, helping homeowners protect their properties from water damage. The agency also offers commercial flood policies for local businesses in the area. Service extends throughout Port Washington and the surrounding North Shore communities. After a claim or an initial policy setup, the team follows up with clients to review coverage needs, ensuring adjustments are made for changing flood zone requirements during regular scheduled visits.
Professional Insurance Consultants Inc. in Port Washington, NY, is known for providing flood insurance agent services to residential and commercial clients. The company helps property owners navigate coverage requirements for flood-prone areas, assessing risks and securing policies that align with local regulations. It serves clients across Nassau County and the surrounding Long Island region. A specialty service this firm can offer is assistance with mitigation strategies to reduce future flood exposure and potential premiums.
What Does a a Flood Insurance Agent in Port Washington Cost?
Typical costs for flood insurance in Port Washington, New York range from 700 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone and building elevation. Private insurers may offer lower or higher rates based on risk assessment. New York law does not set fixed prices for flood insurance. Costs vary by property and coverage level. This is general information, not insurance advice.
About flood insurance agents in Port Washington
Flood insurance agents in Port Washington, New York help residents and business owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Port Washington is located in a coastal area with flood zone designations that may require coverage under New York law for mortgage purposes. An agent can explain local flood risks and policy options specific to Nassau County.
Frequently Asked Questions
Do I need flood insurance in Port Washington New York?
If your property is in a high-risk flood zone designated by FEMA, your mortgage lender will likely require flood insurance. New York law mandates that lenders notify borrowers of flood insurance requirements for properties in Special Flood Hazard Areas. Even if not required, coverage is recommended due to storm surge and heavy rain risks.
What does a flood insurance agent in Port Washington do?
A flood insurance agent helps you assess your flood risk, choose a policy from the NFIP or private market, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period for new NFIP policies. Agents also assist with filing claims after a flood event.
How much does flood insurance cost in Port Washington New York?
Costs vary based on your property's flood zone, elevation, and building characteristics. In Port Washington, NFIP rates for a standard home can range from 700 to 2,500 dollars per year. Private market policies may offer different pricing. An agent can provide a quote specific to your property.
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