The top-rated flood insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 17 flood insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 9 | Glatz Agency | 600 W 4th St | (716) 483-1573 |
| 10 | William Farr: Allstate Insurance | 812 Foote Ave | (716) 483-2732 |
Dave Snow, a State Farm Insurance Agent in Jamestown, NY, provides flood insurance coverage to residents and businesses throughout Chautauqua County. This agency offers private flood policies that protect structures and their contents from rising water and storm surges common in the region. Clients benefit from guidance on coverage limits and federal program alternatives tailored to local flood zone risks. The agency handles policy renewals and claims assistance specific to flood damage restoration.
Lockwood Insurance provides flood insurance agent services to property owners in Jamestown, New York, helping clients assess their flood risk and select appropriate coverage. The company offers annual policy reviews to ensure coverage remains current with changing flood zone maps and regulatory requirements. Renewal consultations are scheduled ahead of policy expiration dates to prevent gaps in protection. Lockwood Insurance serves single-family homes, apartment complexes, retail storefronts, and local restaurants throughout the Jamestown area.
Lawley Jamestown assists homeowners, businesses, and property managers in securing flood insurance policies tailored to their specific needs. The agency helps clients understand coverage options for protecting structures and contents against flood damage. It guides property owners through the application process and claims preparation in this region prone to seasonal storms. Services include policy reviews and risk assessments. Lawley Jamestown also serves property owners in the surrounding communities of Chautauqua County, including those in Lakewood.
J. Edwards Insurance Agency serves Jamestown, New York, and the surrounding Chautauqua County communities. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage caused by rising waterways and severe storms. Its work involves assessing property risk based on local flood zone maps and guiding clients toward appropriate coverage options. To handle a typical job, it reviews the specific flood history of the property and tailors a policy recommendation accordingly.
For those seeking flood insurance in Jamestown, AW Access Agency can explain the distinction between a one-time policy for a specific flood event and a recurring National Flood Insurance Program plan for ongoing protection. Coverage options typically safeguard both the structure and its contents from rising water damage common to the region. This agency operates on a one-time, scheduled, or as-needed basis according to each client’s unique circumstances and flood risk assessment.
Eckman Insurance specializes in providing flood insurance policies tailored to residential and commercial properties in Jamestown, New York. The agency advises clients on National Flood Insurance Program options and helps them navigate the complexities of flood coverage. It works with property owners throughout the local community to assess their specific risks and find suitable protection plans. This service is particularly valuable during the spring thaw season, when rising water levels in the nearby Chautauqua Lake and local creeks increase the potential for flooding.
After heavy rain or snowmelt in the Jamestown area, homeowners face rising water risks that standard policies exclude. Gary N Johnson Insurance provides local flood insurance agent services tailored to these unpredictable events. Working with the National Flood Insurance Program, the agency helps clients understand coverage options for their property and contents. One common concern is protecting finished basements from seepage. New policyholders can schedule a convenient walk-through inspection to assess their specific flood exposure levels and discuss any questions.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. in Jamestown, NY focuses on helping property owners find suitable coverage for their assets. As a flood insurance agent, it specializes in policies designed to protect against water damage from rising waters and severe storms. The agency works with clients to assess risks and navigate federal or private flood insurance options. It can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring their physical buildings and business equipment are safeguarded against flood-related losses.
Glatz Agency in Jamestown, NY offers flood insurance coverage for residential properties, helping homeowners protect their most valuable asset. The agency also writes commercial policies for local businesses in the area needing flood protection. Service is provided throughout Jamestown and the surrounding region. After a policy is placed, the agent can follow up before renewal periods to discuss any changes in flood risk or coverage needs, supporting consistent repeat service between regular visits.
William Farr: Allstate Insurance in Jamestown, NY, is known for providing flood insurance policies to homeowners and business owners in the region. Its service range includes helping local clients assess their flood risk and securing appropriate coverage through standard programs. As a flood insurance agent, the company guides policyholders through the complexities of federal and private insurance options available for properties in flood-prone areas. Specialty flood insurance services may be added on, including coverage for personal property contents within a structure.
What Does a a Flood Insurance Agent in Jamestown Cost?
Flood insurance costs in Jamestown, New York vary based on flood zone, building value, and elevation. Typical NFIP premiums range from 700 to 2,500 dollars per year for residential properties. Private policies may offer lower rates for low risk properties but can be higher for high risk areas. This is general information and not insurance advice.
About flood insurance agents in Jamestown
Flood insurance agents in Jamestown, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Jamestown is located in Chautauqua County, an area with flood risks from Chautauqua Lake and local creeks. New York law requires lenders to mandate flood insurance for properties in high-risk zones, making agent guidance essential for compliance.
Frequently Asked Questions
What does a flood insurance agent in Jamestown do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain New York specific requirements, such as elevation certificate needs for properties in special flood hazard areas.
Is flood insurance required in Jamestown New York?
Flood insurance is not required by New York state law for all properties. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Jamestown participates in the NFIP, making policies available to residents.
How do I find a flood insurance agent near me in Jamestown?
You can search for licensed insurance agents through the New York State Department of Financial Services website. Many local independent agencies in Jamestown offer flood insurance services and can provide quotes for both NFIP and private market policies.
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