The top-rated flood insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 756 reviews. Other highly rated options include Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage, Borg Insurance Agency. This directory lists 20 flood insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 3 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 4 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 5 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 6 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 7 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 8 | Renee Berges - State Farm Insurance Agent | 490 New York Ave | (631) 424-6333 |
| 9 | Goosehead Insurance - Brian Carswell | 204 New York Ave Suite 3 | (516) 744-1997 |
| 10 | Glenn Pendola: Allstate Insurance | 384 New York Ave | (631) 547-0100 |
The Michaels Group serves Huntington and all of Suffolk County as a local flood insurance agent. The agency specializes in securing policies designed to protect residential and commercial properties from water damage caused by storms and rising tides. Its representatives guide property owners through complex flood maps and National Flood Insurance Program requirements to ensure proper coverage. The firm handles both standard residential flood insurance and commercial flood insurance for businesses located in designated flood zones.
Homeowners, condo owners, and small-business operators in Huntington rely on this office for flood insurance policies and coverage reviews. The agency assists property managers and landlords with policies that address potential flood damage and groundwater infiltration risks. Annual policy updates, coverage comparisons, and claims guidance are core services provided here. Joe Mattera’s office understands local flood zones, high-risk areas, and FEMA flood map requirements. The team also serves clients throughout the Cold Spring Harbor and Halesite communities, helping residents and businesses secure appropriate flood insurance protection before storm seasons.
K&N Insurance Brokerage serves Huntington, New York, and nearby communities on Long Island, handling residential and commercial flood insurance policies. The agency focuses on understanding local flood zone maps and regulatory requirements that affect property owners in this coastal area. It works to match each client with coverage that addresses the specific risks of flooding in their particular neighborhood. For a typical job, the agents first review the property’s elevation and flood history before carefully comparing available policy options to secure the necessary protection.
Borg Insurance Agency provides a range of flood insurance services, including policy evaluation and coverage selection for clients in Huntington, NY. The company also offers periodic policy reviews to help ensure coverage remains aligned with changing flood zone maps and property values. Property inspections for risk assessment are available to support accurate premium determination. Its service plans include assistance with the claims filing process. The agency services single-family homes, apartments, retail storefronts, and restaurants in the local area.
Shane Roer Agency Inc. in Huntington, NY distinguishes between advising on a one-time flood insurance policy and establishing a recurring coverage plan for ongoing property protection, then helps clients select the right flood policy limit for their home or business. This flood insurance agent provides guidance on securing federal flood program options and private market alternatives. Service runs on a one-time or as-needed basis following each initial consultation and policy placement.
JW Hirschfeld Agency Inc specializes in guiding Huntington property owners through flood insurance coverage options, addressing both federally backed and private policy choices. It serves residential and commercial clients seeking protection against water damage from rising waters. The agency helps navigate complex flood zone designations and policy requirements. With the approach of hurricane season, it assists local homeowners in reviewing their current coverage to ensure adequate protection against storm surge and flash flooding events that frequently impact Long Island.
As coastal storms and heavy rains continue to threaten Long Island properties, Michelle Laglenne-Spronck helps local homeowners and business owners secure flood insurance coverage in Huntington, NY. Her agency reviews individual flood risks, including basement flood zones and storm surge exposure, to match each client with appropriate National Flood Insurance Program policies. An initial consultation includes discussing deductible options and waiting periods. A property inspection is then scheduled to complete the risk assessment.
As a property insurance agent in Huntington, NY, Renee Berges with State Farm assists clients in protecting their homes and businesses. Specializing in flood insurance, she helps property owners obtain coverage necessary for mitigating damage from rising water events. This agency works alongside clients to assess their specific exposure to flood risks in the local area. Services can support various commercial sectors including offices, warehouses, and food service establishments.
Flood insurance agent Goosehead Insurance, operated by Brian Carswell in Huntington, NY, assists property owners in evaluating flood risks and securing coverage from the National Flood Insurance Program and private market providers. The agency guides clients through elevation certificates, flood zone determinations, and policy limits to protect homes and businesses near Long Island Sound. A specialty add-on service is the review of existing homeowners policies to identify gaps between standard coverage and flood exposures.
Glenn Pendola: Allstate Insurance provides flood insurance for residences in Huntington, addressing the property protection needs of local homeowners. Commercial coverage is also available for businesses in the surrounding area. Agents work to evaluate flood risk and help clients secure appropriate policies through the National Flood Insurance Program. The agency assists with claims and policy adjustments as needed, and can follow up with clients before renewal periods or after significant weather events to ensure continued coverage between regular visits.
What Does a a Flood Insurance Agent in Huntington Cost?
Typical flood insurance costs in Huntington, New York range from 600 to 2,500 dollars annually for an NFIP policy, depending on flood zone and building characteristics. Private market policies may cost more or less. Elevation certificates and recent flood claims affect premiums. This is general information and not insurance advice.
About flood insurance agents in Huntington
Flood insurance agents in Huntington, New York assist property owners in securing coverage through the National Flood Insurance Program (NFIP) or private carriers. New York law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents can explain local flood maps and help you choose a policy that meets your needs.
Frequently Asked Questions
What does a flood insurance agent in Huntington do?
A flood insurance agent helps you find a policy that covers flood damage to your home or business. They review your property location, explain coverage limits, and guide you through the application process. In Huntington, agents are familiar with local flood zones and elevation requirements.
Is flood insurance required in Huntington New York?
Flood insurance is not required by state law for all properties, but it is mandatory if you have a federally backed mortgage and your property is in a Special Flood Hazard Area (SFHA). Many homeowners in Huntington choose to buy coverage even outside high-risk zones to protect against storm surges and heavy rain.
How much does flood insurance cost in Huntington New York?
Costs vary based on your property elevation, flood zone, and coverage amount. In New York, NFIP policies average between 700 and 2,000 dollars per year for standard coverage. Private insurers may offer different rates. An agent can provide a specific quote for your home.
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