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Find Flood Insurance Agents Near You in Liberty, MO

Browse flood insurance agents serving Liberty, Missouri. Updated 2026-07-14.

The top-rated flood insurance agent in Liberty, Missouri is Ethan Stark - Missouri Farm Bureau Insurance, rated 5.0 stars across 86 reviews. Other highly rated options include Northland Wood Insurance, Danielle Kohler Agency LLC American Family Insurance, David Lawson Agency Inc American Family Insurance. This directory lists 20 flood insurance agents serving Liberty.

Showing 20 flood insurance agents in Liberty, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ethan Stark - Missouri Farm Bureau Insurance944 Sutton Pl Ste C(816) 781-4370
2Northland Wood Insurance810 W Liberty Dr(816) 415-3441
3Danielle Kohler Agency LLC American Family Insurance1201 Landmark Ave #4(816) 792-3303
4David Lawson Agency Inc American Family Insurance1512 N Church Rd # D(816) 792-4448
5Jeff Carr - Missouri Farm Bureau Insurance1005 Middlebrook Dr STE A(816) 781-4300
6Shelter Insurance - Ken Bohr963 W Liberty Dr(816) 792-2949
7Goosehead Insurance - Brad Cross2 Westowne Dr Ste 102(816) 287-8823
8Laurel Cross - State Farm Insurance Agent836 Reed St(816) 792-1855
9Gary Wagner Insurance, LLC249 W Mill St Ste 106(816) 792-2526
10Mark Moling - Missouri Farm Bureau Insurance944 Sutton Pl Ste A(816) 781-4370
ES
944 Sutton Pl Ste C
Ethan Stark - Missouri Farm Bureau Insurance
Flood Insurance Agent · Liberty, MO

Ethan Stark - Missouri Farm Bureau Insurance provides flood insurance policy consultation and placement services for properties in Liberty, Missouri. The agency offers annual policy reviews to help clients adjust coverage as flood risks or property values change. Service plans include assistance with proof of loss forms and claims support following a flood event. Maintenance plans involve periodic evaluations of current policies against updated flood zone maps and local elevation data. The agency services single-family homes, apartments, retail establishments, and restaurants.

NW
810 W Liberty Dr
Northland Wood Insurance
Flood Insurance Agent · Liberty, MO

Northland Wood Insurance serves the Liberty, Missouri area and the surrounding metro region as a flood insurance agent. It helps property owners navigate the National Flood Insurance Program, including obtaining coverage for homes and businesses located in designated flood zones. The company also assists clients with adjusting existing policies to reflect changes in property value or flood risk. Its specific services include processing new flood insurance applications and managing policy renewals.

DK
1201 Landmark Ave #4
Danielle Kohler Agency LLC American Family Insurance
Flood Insurance Agent · Liberty, MO

Serving homeowners, businesses, and property managers in Liberty, Missouri, Danielle Kohler Agency LLC American Family Insurance offers flood insurance to protect properties from water damage. The agency helps clients understand federal flood maps and secure appropriate coverage for their specific risk levels. Year-round consultations address policy adjustments for changing weather patterns and property modifications. Guidance is available on filing claims after storm events to facilitate a smooth recovery process. This flood insurance service also extends to property owners in nearby Kansas City and the surrounding Northland communities.

DL
1512 N Church Rd # D
David Lawson Agency Inc American Family Insurance
Flood Insurance Agent · Liberty, MO

The David Lawson Agency Inc American Family Insurance serves Liberty, Missouri, and the surrounding Northland communities. As a flood insurance agent, it handles policies protecting homes and businesses from water damage caused by rising waters and overflow. The agency assists clients in evaluating their property’s flood risk and identifying appropriate coverage options through the National Flood Insurance Program. For each job, it follows a methodical process of reviewing the property’s flood zone designation and coordinating documentation to secure the correct policy coverage.

JC
1005 Middlebrook Dr STE A
Jeff Carr - Missouri Farm Bureau Insurance
Flood Insurance Agent · Liberty, MO

For flood insurance, customers may choose between a one-time policy for a single property or scheduling coverage for multiple locations. Jeff Carr - Missouri Farm Bureau Insurance in Liberty, MO assists with both options, providing quotes and application guidance for the National Flood Insurance Program. Policies cover building structure and contents against defined flood events. This agency offers ongoing policy service on an as-needed basis, letting clients schedule a consultation when they need to update or purchase coverage.

SI
963 W Liberty Dr
Shelter Insurance - Ken Bohr
Flood Insurance Agent · Liberty, MO

Shelter Insurance - Ken Bohr in Liberty, MO, specializes in providing flood insurance coverage designed to protect residential and commercial properties from water damage. It also offers general insurance services to meet standard local policy needs, helping clients secure essential protection for their assets. As the region faces increased risks from heavy spring rains and flash flooding near local waterways, the agency assists homeowners and business owners in preparing for these seasonal threats with appropriate coverage.

GI
2 Westowne Dr Ste 102
Goosehead Insurance - Brad Cross
Flood Insurance Agent · Liberty, MO

As spring rains swell local streams in Liberty, MO, the need for reliable flood coverage grows. Goosehead Insurance - Brad Cross helps property owners here navigate flood insurance for homes and businesses, focusing on policies that address regional flood risks. Every policy is tailored to match the unique exposure of a given property. The process begins with an inspection or initial assessment of the building’s location and elevation to determine appropriate coverage needs.

LC
836 Reed St
Laurel Cross - State Farm Insurance Agent
Flood Insurance Agent · Liberty, MO

Laurel Cross - State Farm Insurance Agent in Liberty, MO, provides general insurance coverage for homes and vehicles, with a specialized focus on flood insurance policies. This service helps property owners protect against water damage from rising waters that standard policies often exclude. Flood insurance agents in this region assess local flood zone risks and offer tailored protection plans. The agency can serve commercial sectors including offices, warehouses, and food service establishments, helping these businesses secure coverage for their buildings and equipment against flood-related losses.

GW
249 W Mill St Ste 106
Gary Wagner Insurance, LLC
Flood Insurance Agent · Liberty, MO

Gary Wagner Insurance, LLC in Liberty, MO, is known for helping property owners secure flood insurance through the National Flood Insurance Program. The company serves homeowners and businesses in the Liberty area, guiding clients through flood zone assessments and policy selection to protect against water damage. It also offers a specialized service providing content coverage evaluations for basements and lower levels of homes.

MM
944 Sutton Pl Ste A
Mark Moling - Missouri Farm Bureau Insurance
Flood Insurance Agent · Liberty, MO
FI
1201 W College St Ste 500
Farmers Insurance - David Krupka
Flood Insurance Agent · Liberty, MO
(816) 479-4701
agents.farmers.com/mo/liberty/david-krupka
FI
1170 W Kansas St Ste M
Farmers Insurance - Jeffrey Watt
Flood Insurance Agent · Liberty, MO
(816) 792-1415
agents.farmers.com/mo/liberty/jeff-watt
CI
1351 Hwy H
Cuba Insurance Agency
Flood Insurance Agent · Liberty, MO
(816) 439-6222
stancubainsurance.com/contact
SM
710 Kingston Dr
Safety Maters Insurance Agency
Flood Insurance Agent · Liberty, MO
(816) 533-3543
FI
212 W Mill St
Farmers Insurance - Erich Henson
Flood Insurance Agent · Liberty, MO
(816) 479-4189
hensonagency.com
JR
1129 W Kansas St a
The JC Rupp Agency
Flood Insurance Agent · Liberty, MO
(816) 792-5560
NB
404 S Ridge Ave
Nataliya Bennett Agency Inc American Family Insurance
Flood Insurance Agent · Liberty, MO
(816) 781-9000
amfam.com/agents/missouri/liberty/nataliya-bennett
EI
2 Victory Dr #220
Eagle Insurance Group, Brad Newcomer Agency LLC
Flood Insurance Agent · Liberty, MO
(816) 792-1410
eagleinsuranceliberty.com
FI
115 N Main St
Farmers Insurance - Karen Ridder
Flood Insurance Agent · Liberty, MO
(816) 608-1600
agents.farmers.com/mo/liberty/karen-ridder
DI
915 Hwy H Suite B
Dwyer Insurance Agency LLC
Flood Insurance Agent · Liberty, MO
(816) 335-0139
agents.farmers.com/mo/liberty/deede-dwyer

What Does a a Flood Insurance Agent in Liberty Cost?

Typical costs for flood insurance in Missouri depend on the property's flood risk and coverage level. For a standard NFIP policy in Liberty, annual premiums often range from 500 to 2,500 dollars. Higher-risk properties in flood zones A or V may cost more. Private flood insurance may offer competitive rates for lower-risk homes. This is general information and not insurance advice.

About flood insurance agents in Liberty

Flood insurance agents in Liberty, Missouri help property owners secure coverage against flood damage. Liberty is located in Clay County, which is not a designated flood zone for all properties, but many lenders still require flood insurance. Missouri law does not mandate flood insurance for all homeowners, but it is often required by mortgage lenders for properties in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Liberty Missouri?

Flood insurance is not required by Missouri state law for all homeowners. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is possible and coverage is recommended.

What does a flood insurance agent in Liberty do?

A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and complete the application. They can also assist with elevation certificates and explain coverage limits and deductibles.

How much does flood insurance cost in Clay County Missouri?

Costs vary based on your property's flood zone, elevation, and coverage amount. In Liberty, annual premiums for NFIP policies typically range from 500 to 2,500 dollars. Private market policies may have different rates. An agent can provide a specific quote.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.