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Flood Insurance Agents in Florissant, MO

Browse flood insurance agents serving Florissant, Missouri. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Florissant, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 17 flood insurance agents in Florissant, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Vogt - State Farm Insurance Agent
301 Rue St. Francois St, Florissant, MO 63031
(314) 838-3494 stlagentvogt.com
Dimitri Owens - State Farm Insurance Agent
3533 Dunn Rd Suite 202, Florissant, MO 63033
(314) 831-9511 dimitriowens.com
AAA Florissant Insurance and Member Services
8194 N Lindbergh Blvd, Florissant, MO 63031
(314) 838-9900 ace.aaa.com
Shelter Insurance - Chris Hamilton
3837 Vaile Ave Apt E, Florissant, MO 63034
(314) 831-2226 shelterinsurance.com
Darrell Ditto American Family Insurance
925 N Hwy 67, Florissant, MO 63031
(314) 837-1384 amfam.com
Miller Agency & Associates, LLC American Family Insurance
572 N Hwy 67, Florissant, MO 63031
(314) 254-5166 amfam.com
Eric Thomas - State Farm Insurance Agent
2786 N Hwy 67, Florissant, MO 63033
(314) 839-2100 ericthomasagent.com
Jan Grafeman - State Farm Insurance Agent
Office Complex, 1 Grandview Plaza Shopping Center Suite 1, Florissant, MO 63033
(314) 837-5900 jangrafeman.com
The Milburn Agency
100 St Francois St #207, Florissant, MO 63031
(314) 837-1078 milburnagency.com
Alternatives Insurance
39 St Anthony Ln, Florissant, MO 63031
(314) 831-3700 alternativesins.com
TwoGil Insurance Agency
1650 Shackelford Rd Ste 1551, Florissant, MO 63031
(314) 831-9933 twogilagency.com
Able Insurance
1665 N Hwy 67, Florissant, MO 63031
(314) 921-5900
New Solution Insurance Agency
2412 N Hwy 67, Florissant, MO 63033
(314) 389-1004 newsolutioninsurance.com
Insurance Complete Agency
548 N Hwy 67, Florissant, MO 63031
(314) 837-4343
Bradford Insurance Agency LLC
224 N Hwy 67 STE 123, Florissant, MO 63031
(314) 830-2048 bradford-insurance.net
Daniels Insurance Agency
2416 N Hwy 67, Florissant, MO 63033
(314) 831-1588
Moellering & Niehoff Agents Inc
LaVieille Ville Building, 865 Rue St. Francois St, Florissant, MO 63031
(314) 831-8080

Flood insurance agents in Florissant, Missouri help homeowners and renters secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Florissant is located in St. Louis County, which has areas designated as Special Flood Hazard Areas (SFHAs) due to proximity to the Mississippi and Missouri Rivers. Missouri law requires lenders to mandate flood insurance for properties in high-risk zones, and an agent can explain your specific flood zone designation and coverage options.

What Does a Flood Insurance Agent in Florissant Cost?

Typical flood insurance costs in Missouri range from 400 to 1,500 dollars per year for an NFIP policy, depending on flood zone risk, property value, and deductible chosen. For a standard home in Florissant with moderate risk, you might pay around 700 to 900 dollars annually. Private market policies can be higher or lower. Costs vary by situation, so an agent can give you an accurate quote. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Florissant, Missouri?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your mortgage lender will require flood insurance. Even in low-risk areas, flood insurance is recommended because 20 percent of NFIP claims come from outside high-risk zones. An agent can review your flood zone and help you decide.
What does a flood insurance agent in Florissant do?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with filing claims. They can also advise on elevation certificates and flood mitigation measures specific to St. Louis County. Agents must be licensed in Missouri to sell flood insurance.
How much does flood insurance cost in Missouri?
The average NFIP policy in Missouri costs around 700 dollars per year, but rates vary based on flood zone, property elevation, and coverage amount. Private flood insurance may offer different pricing. An agent can provide a quote tailored to your Florissant property.