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Compare flood insurance agents in Kansas City. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Kansas City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 flood insurance agents in Kansas City, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prime Insurance Agency
9601 NE Barry Rd Ste 120, Kansas City, MO 64158
(816) 479-0595
primeinsurancekc.com
National Real Estate Insurance Group
11500 N Ambassador Dr Suite 310, Kansas City, MO 64153
(888) 741-8454
nreig.com
Bargain Insurance Connection
2635 NE Vivion Rd, Kansas City, MO 64119
(816) 453-7722
bic-agent.com
Abbott Insurance Inc.
8117 N Oak Trafficway, Kansas City, MO 64118
(816) 452-8810
abbottkc.com
Midwest Professional Insurance
4037 Central St, Kansas City, MO 64111
(913) 747-1000
mwpins.com
Kansas City Life Insurance Company
3520 Broadway Blvd, Kansas City, MO 64111
(816) 753-7000
kclife.com
Nominal Insurance
5545 N Oak Trafficway Suite 12A, Kansas City, MO 64118
7611 State Line Rd Suite 160, Kansas City, MO 64114
(816) 308-4778
heartlandinsagency.com
Goosehead Insurance - Dan Teixeira
7001 N Locust St Suite B201, Kansas City, MO 64118
(816) 652-9705
goosehead.com
Gallagher Insurance, Risk Management & Consulting
4435 Main St 4th floor, Kansas City, MO 64111
(913) 831-1777
assuredpartners.com
Pennant Insurance Agency
6247 Brookside Blvd Suite 203, Kansas City, MO 64113
(816) 381-9370
pennantinsuranceagency.com
Flood insurance agents in Kansas City Missouri help property owners protect against flood damage. Missouri law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain the National Flood Insurance Program and private options available in the Kansas City area.
What Does a Flood Insurance Agent in Kansas City Cost?
The cost of flood insurance in Missouri varies by flood zone, property elevation, and coverage amount. In low-risk zones, an NFIP policy may cost around 500 to 1000 dollars per year. In high-risk areas near the Missouri River, premiums can exceed 2000 dollars annually. Private insurance may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Kansas City Missouri?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, flooding from heavy rain or levee issues can occur. An agent can review your property's flood map designation.
How do I choose a flood insurance agent in Kansas City?
Look for an agent licensed in Missouri who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood zones, including areas near the Missouri and Kansas Rivers. Verify they can write policies through the NFIP or approved private carriers.
What does flood insurance cover in Missouri?
Standard flood insurance covers structural damage and personal property losses from flooding. The NFIP policy covers up to 250000 dollars for the building and 100000 dollars for contents. Private policies may offer higher limits or additional coverage options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.