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Compare flood insurance agents in Lake St Louis. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 14 flood insurance agents in Lake St Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377
agents.farmers.com
Spectrum Insurance Solutions
1194 Lake St Louis Blvd Suite 211, Lake St Louis, MO 63367
(855) 747-2013
spectrumstl.com
Lee Lester - State Farm Insurance Agent
8641 State Rte N, Lake St Louis, MO 63367
(636) 561-4699
leelestersf.com
Mike McMullen - COUNTRY Financial Agent
206 Centre On The Lk, Lake St Louis, MO 63367
(636) 922-7789
agents.countryfinancial.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471
andrewhillsinsuranceservices.com
Shelter Insurance - John Dickey, Lutcf
3401 Technology Dr Ste 214, Lake St Louis, MO 63367
(636) 755-5390
shelterinsurance.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039
agents.allstate.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858
dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080
amfam.com
Shelter Insurance - Hunter Feldewerth
930 Bent Oak Ct Ste 109, Lake St Louis, MO 63367
(636) 240-2100
shelterinsurance.com
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452
stuckey.com
The Insurance Angels
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
(636) 243-1200
Bill Crets Insurance Agency
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 561-3700
stlouischurchinsurance.com
State Farm Insurance
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 561-5111
Flood insurance agents in Lake St Louis Missouri help property owners secure coverage through the National Flood Insurance Program and private insurers. Located near the Mississippi and Missouri Rivers, Lake St Louis properties often fall within Special Flood Hazard Areas. Missouri law requires flood insurance for properties with federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in Lake St Louis Cost?
Flood insurance costs in Missouri vary by property location, elevation, and coverage amount. In Lake St Louis, annual premiums for NFIP policies typically range from 700 to 2,500 dollars for standard coverage. Private flood insurance may offer different rates. Costs depend on flood zone, building characteristics, and deductible choices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Lake St Louis do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain NFIP coverage limits and private market options. They also assist with elevation certificates and flood zone determinations.
Is flood insurance required in Lake St Louis Missouri?
Flood insurance is required for properties in high-risk flood zones with a federally backed mortgage. Lake St Louis has areas designated as Zone AE and Zone X. Even in low-risk zones, many homeowners choose coverage because flooding can happen anywhere.
How do I choose a flood insurance agent in Lake St Louis?
Look for an agent licensed in Missouri with experience in NFIP and private flood insurance. Ask about their knowledge of local flood maps and elevation certificates. Check that they can explain policy exclusions and waiting periods clearly.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.