The top-rated flood insurance agent in Lee's Summit, Missouri is Jim Hubbard Insurance, rated 4.8 stars across 462 reviews. Other highly rated options include Yahir Insurance Agency LLC, AIM Insurance, Total Insurance Solutions. This directory lists 21 flood insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 2 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 3 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 4 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 5 | Globe Life Liberty National Division: Tony Difilippo Agency | 684 SE Bayberry Ln STE 105 | (913) 702-4301 |
| 6 | Michael Oehrke - State Farm Insurance Agent | 900 SW Oldham Pkwy Suite 250 | (816) 537-9004 |
| 7 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
| 8 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
| 9 | Seventh Wave Insurance | 410 SE 3rd St #106d | (816) 207-0097 |
| 10 | Inszone Insurance Services | 300 Wilson St | (816) 524-0031 |
Jim Hubbard Insurance serves the Lee's Summit, Missouri, metro area as a local flood insurance agent. This agency helps property owners secure coverage that protects against water damage from rising waters and storm surges. Because standard homeowners policies often exclude flood-related losses, specialized policies are important for residents in this region. The agency guides clients through policy selection and understands local flood zone requirements. It handles obtaining National Flood Insurance Program policies and assists with filing claims for flood damage.
Yahir Insurance Agency LLC, located in Lee's Summit, MO, provides flood insurance agent services including policy consultations. It offers ongoing support for policy maintenance and risk assessment updates. The agency helps clients understand federal flood program options, ensuring appropriate coverage against water damage. Its service plans include annual policy reviews to address changing flood zone maps. Yahir Insurance Agency LLC services single-family homes, apartments, retail establishments, and restaurants in the area.
AIM Insurance in Lee's Summit, MO serves homeowners, businesses, and property managers who need flood coverage. The agency helps clients assess their flood risk and find policies through the National Flood Insurance Program or private markets. Strategies often include explaining elevation certificates and waiting periods. The team supports claims assistance after water damage occurs. AIM Insurance also covers neighboring communities in the eastern Kansas City metro area, including areas around Blue Springs.
Serving Lee's Summit and the surrounding communities across eastern Jackson County, Total Insurance Solutions handles flood insurance policies designed for homeowners, renters, and business owners. The company focuses on assessing each property’s specific flood zone risk to secure coverage through the National Flood Insurance Program. For a typical job, it begins by evaluating the property’s elevation and flood history before recommending a policy that addresses the client’s financial exposure.
Globe Life Liberty National Division: Tony Difilippo Agency in Lee's Summit, MO, offers flood insurance with a clear distinction between one-time flood policies for specific risk events and recurring annual coverage for ongoing property protection. This agency provides policies that safeguard homes and businesses from flood damage, a critical need in the region due to seasonal weather patterns. Service runs on a scheduled basis, typically aligned with policy renewal cycles to maintain continuous coverage.
Michael Oehrke - State Farm Insurance Agent in Lee's Summit, MO specializes in providing flood insurance policies to protect local homes and businesses from water damage. The agency also offers general insurance services, including renters and life insurance options tailored to individual needs. This agent helps clients understand National Flood Insurance Program coverage and assists with claims documentation after seasonal heavy rains or spring thaws threaten the area.
Family Union Insurance helps residents and business owners in Lee's Summit, MO, secure coverage against flood-related property damage. The company specializes in tailoring flood insurance policies to address specific local risks and individual property needs. These policies can supplement standard homeowner or commercial plans that typically exclude flood damage. Clients in Lee's Summit may rely on this firm for navigating National Flood Insurance Program options. The agency can serve commercial sectors such as offices, warehouses, and food service establishments with appropriate flood coverage solutions.
Epic Insurance, LLC, based in Lee’s Summit, MO, serves as a dependable resource for property owners requiring federal flood insurance coverage tailored to local flood zone risks. The agency assists clients in navigating National Flood Insurance Program policies and provides guidance on standard dwelling protection. For those with higher-value structures, it also offers excess flood insurance to bridge coverage gaps.
Seventh Wave Insurance provides residential flood insurance to homeowners in Lee's Summit, MO, helping protect single-family houses and condos from water damage. The agency also offers commercial coverage for local businesses requiring flood protection. It serves clients throughout the Lee's Summit area and surrounding communities. Policies are designed to address flood risks common to the region. After claims or seasonal policy reviews, the agency follows up to coordinate adjustments and remains available for repeat service between regular visits.
What Does a a Flood Insurance Agent in Lee's Summit Cost?
Flood insurance costs in Missouri vary by flood zone, property value, and coverage amount. NFIP rates for a standard policy in Lee's Summit can range from about $700 to $2,000 per year for a single-family home. Private insurance may cost more or less depending on risk. This is general information, not insurance advice.
About flood insurance agents in Lee's Summit
Flood insurance agents in Lee's Summit, Missouri help property owners secure coverage through the National Flood Insurance Program or private insurers. Lee's Summit is located in Jackson County, which participates in the NFIP, and many properties in floodplains must carry flood insurance as a condition of a mortgage. An agent can explain local flood zone maps and assist with policy selection.
Frequently Asked Questions
Do I need flood insurance in Lee's Summit Missouri?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even in moderate-risk areas, an agent can help you decide if coverage is wise.
How does a flood insurance agent in Lee's Summit help?
An agent reviews your property's flood zone, explains coverage limits, and helps you choose between NFIP and private policies. They also assist with filing claims and understanding waiting periods.
What is the waiting period for flood insurance in Missouri?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can explain these timelines for your situation.
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