The top-rated flood insurance agent in Shawnee, Kansas is Reed Agency - State Farm Insurance, rated 5.0 stars across 1,068 reviews. Other highly rated options include Tim Waltrip: Allstate Insurance, Mark Elling - State Farm Insurance Agent, The Sumrall Group Co.: Allstate Insurance. This directory lists 14 flood insurance agents serving Shawnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reed Agency - State Farm Insurance | 21632 Midland Dr | (913) 422-0123 |
| 2 | Tim Waltrip: Allstate Insurance | 19705 W 65th Terrace | (913) 962-0400 |
| 3 | Mark Elling - State Farm Insurance Agent | 6011 Nieman Rd #1 | (913) 631-9006 |
| 4 | The Sumrall Group Co.: Allstate Insurance | 6100 Nieman Rd STE 200 | (913) 322-7785 |
| 5 | Mavels Insurance & Multiservices | 10910 W 74th Terrace | (816) 375-8444 |
| 6 | Erin Barrett - State Farm Insurance Agent | 13139 Shawnee Mission Pkwy | (913) 648-1100 |
| 7 | Shelter Insurance - Georell Bullock | 11005 W 60th St Suite 300B | (913) 422-2560 |
| 8 | Kevin Clouse American Family Insurance | 6342 Long Ave J | (913) 962-1484 |
| 9 | Shelter Insurance - Brad Williams | 11005 W 60th St Suite 300A | (913) 422-2555 |
| 10 | Insurance Inc | 11211 Johnson Dr | (913) 268-5000 |
Reed Agency - State Farm Insurance serves the Shawnee, Kansas, area and the surrounding Johnson County region. As a flood insurance agent, the agency assists homeowners and renters in understanding their coverage options for flood damage. These policies are often separate from standard home insurance and help protect against water damage from heavy rains or rising waterways. The agency works with clients to assess their property’s flood risk and explain policy details. It handles the application process and provides guidance on flood insurance for residential properties in the area.
Tim Waltrip: Allstate Insurance in Shawnee, Kansas distinguishes between a one-time flood insurance policy purchase and the need for recurring annual renewal to maintain continuous coverage. The company helps customers secure policies that protect property from flood damage, a risk not covered by standard homeowners insurance. Service for initial policy setup and any coverage adjustments runs on a one-time, per-transaction basis, while active policy management occurs on a scheduled annual renewal cycle.
Mark Elling - State Farm Insurance Agent in Shawnee, KS, provides residential and commercial flood insurance coverage, along with risk assessments and policy guidance. It offers service plans that include annual policy reviews and updates to ensure adequate protection as flood zones or property values change. Its technicians assist with claim filing and basic maintenance advice for flood-prone structures. The company services single-family homes, apartments, retail locations, and restaurants.
The Sumrall Group Co.: Allstate Insurance serves homeowners, businesses, and property managers in Shawnee, Kansas, with flood insurance agent services. It helps clients review their property’s exposure to flood risks and navigate the process of securing appropriate coverage. The agency assists customers in understanding policy options and requirements, ensuring properties are prepared for potential water damage events. It also covers clients in neighboring Overland Park and the greater Kansas City metro area.
Serving Shawnee, Kansas, and the surrounding communities in Johnson County, Mavels Insurance & Multiservices handles flood insurance policies for both residential and commercial properties. As a local flood insurance agent, it helps clients understand their risk exposure and navigate coverage options under the National Flood Insurance Program. The company takes a detail-oriented approach to assessing each property’s flood zone and then presenting tailored solutions to meet specific protection needs.
For those requiring comprehensive financial protection, flood insurance is a one-time policy enrollment, while standard homeowners coverage is an ongoing necessity. Erin Barrett - State Farm Insurance Agent in Shawnee, KS, provides flood insurance to residents in floodplain zones and lower-risk areas alike. This agent advises on federal program policies that protect structures and contents from rising water. Service appointments are arranged on an as-needed basis to review individual coverage needs and answer policy questions.
Shelter Insurance - Georell Bullock specializes in assessing flood risk and securing appropriate coverage to protect properties and assets in Shawnee, Kansas. The agency also offers general flood insurance services, guiding clients through policy options and claim processes with clear, straightforward advice. This is particularly valuable during spring thaws and heavy rain seasons, when rising creek and river levels often threaten low-lying neighborhoods with potential water damage.
As spring storms and sudden downpours increase the risk of flash flooding in the Shawnee area, Kevin Clouse American Family Insurance provides guidance on securing adequate flood coverage. The company helps homeowners and renters understand the distinct policies needed to protect property from water damage, a risk often excluded by standard homeowners insurance. Kevin Clouse American Family Insurance begins this process by scheduling a thorough assessment of the property to evaluate its specific flood exposure and current protection needs.
Shelter Insurance - Brad Williams in Shawnee, KS provides guidance on standard property coverage and specializes in supplemental flood insurance for homes and businesses. Securing separate flood protection helps safeguard against water damage not included in basic policies, which is essential for properties in this region. The company can serve commercial sectors such as local offices, warehouses, and food service operations in the area.
What Does a a Flood Insurance Agent in Shawnee Cost?
The cost of flood insurance in Shawnee Kansas varies by property. An NFIP policy in a low-risk zone may start around $500 per year, while a high-risk zone property can cost $1,500 to $4,000 or more annually. Private market policies may offer different rates. Factors include flood zone, building elevation, deductible, and coverage amount. This is general information, not insurance advice.
About flood insurance agents in Shawnee
Shawnee Kansas property owners can work with a flood insurance agent to secure coverage through the National Flood Insurance Program or private insurers. Kansas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. A local agent can help you understand Shawnee specific flood maps and the 30-day waiting period for NFIP policies.
Frequently Asked Questions
Do I need flood insurance in Shawnee Kansas?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so an agent can advise on optional coverage.
How long does it take for a flood insurance policy to start in Kansas?
For NFIP policies, there is typically a 30-day waiting period from the date of application before coverage begins. Exceptions exist for loans closing on a property purchase or map changes. Your agent can confirm the exact effective date.
What does a flood insurance agent in Shawnee do?
An agent helps you assess your flood risk using local flood maps, explains coverage limits and deductibles, and submits your application to the NFIP or a private insurer. They also assist with claims filing and policy renewals.
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