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HomeFlood Insurance AgentsKansas › Lawrence

Find Flood Insurance Agents Near You in Lawrence, KS

Browse flood insurance agents serving Lawrence, Kansas. Updated 2026-07-14.

The top-rated flood insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include ICT Insurance Team, Justin Holt - State Farm insurance Agent, Farmers Insurance - Kristi Keefer. This directory lists 20 flood insurance agents serving Lawrence.

Showing 20 flood insurance agents in Lawrence, KSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tim Waltrip: Allstate Insurance2321 Harper St(785) 843-2532
2ICT Insurance Team2336 Ridge Ct Ste. A(785) 843-0511
3Justin Holt - State Farm insurance Agent2500 W 6th St I(785) 842-6407
4Farmers Insurance - Kristi Keefer3300 Mesa Way STE C(785) 843-7511
5Miller Insurance2336 Ridge Ct Ste. A(785) 503-9089
6Edie Insurance Group, LLC.3109 W 6th St A(785) 856-3343
7Justin Moravec American Family Insurance4106 W 6th St C(785) 841-6776
8Integrity Midwest Insurance, LLC3301 Clinton Pkwy Ct(785) 856-5100
9Lawrence Insurance1219A E 23rd St(785) 783-5545
10CEK Insurance211 E 8th St(785) 843-2772
TW
2321 Harper St
Tim Waltrip: Allstate Insurance
Flood Insurance Agent · Lawrence, KS

Tim Waltrip: Allstate Insurance serves the Lawrence, Kansas metro area as a flood insurance agent. The company assists property owners in obtaining coverage to protect against water damage from rising waters. Policies are designed to help safeguard homes and businesses from financial loss during a flood event. Clients can review different coverage levels and deductibles for their specific properties. Special attention is given to high-risk zones where federal requirements mandate flood insurance. The agency also helps customers understand policy limits and the claims process for flood-related losses.

II
2336 Ridge Ct Ste. A
ICT Insurance Team
Flood Insurance Agent · Lawrence, KS

ICT Insurance Team provides flood insurance consultation, policy enrollment, and claims assistance for clients in Lawrence, Kansas. It offers ongoing policy reviews and annual plan updates to ensure coverage adapts to changing flood zone maps and property values. The agency helps residents and business owners understand waiting periods and elevation certificate requirements before binding coverage. Its service plans include reminders for renewal deadlines and loss prevention guidance. The company serves single-family homes, apartments, retail establishments, and restaurants across the local area.

JH
2500 W 6th St I
Justin Holt - State Farm insurance Agent
Flood Insurance Agent · Lawrence, KS

Homeowners, businesses, and property managers in Lawrence, KS rely on Justin Holt - State Farm Insurance Agent for flood insurance services. The agency helps clients understand flood risk and secure necessary policies to protect their properties and belongings. Flood insurance is a critical safeguard for residents and commercial property owners in flood-prone areas. This office also serves neighboring communities in the greater Lawrence metro area, including Eudora and Baldwin City.

FI
3300 Mesa Way STE C
Farmers Insurance - Kristi Keefer
Flood Insurance Agent · Lawrence, KS

Farmers Insurance - Kristi Keefer serves Lawrence, Kansas, and the surrounding Douglas County communities, handling flood insurance policies for residential and commercial properties. It helps property owners understand flood zone requirements and coverage options through the National Flood Insurance Program. The agency evaluates individual risk factors and policy needs for each client, addressing common concerns about water damage exclusions in standard homeowners insurance. A typical job begins with reviewing a property's flood zone designation and providing a tailored policy recommendation that aligns with local floodplain management guidelines.

MI
2336 Ridge Ct Ste. A
Miller Insurance
Flood Insurance Agent · Lawrence, KS

Miller Insurance in Lawrence, KS distinguishes between one-time flood zone assessments and recurring policy reviews for ongoing coverage. As a flood insurance agent, the company helps clients navigate National Flood Insurance Program options available in this area. Policies can be customized to protect residential or commercial properties from water damage risks common in local flood zones. Service runs on both a scheduled annual renewal basis and an as-needed basis for initial flood determination requests.

EI
3109 W 6th St A
Edie Insurance Group, LLC.
Flood Insurance Agent · Lawrence, KS

Edie Insurance Group, LLC, in Lawrence, KS, specializes in securing National Flood Insurance Program policies for residential and commercial properties. The agency also assists clients with understanding coverage gaps and navigating flood zone designations. Its general service work includes tailoring policies to match property elevations and risk levels. With the Kansas River basin prone to spring thaw surges and sudden summer downpours, the company helps homeowners prepare for the increased flood risk that accompanies seasonal storms and rapid snowmelt.

JM
4106 W 6th St C
Justin Moravec American Family Insurance
Flood Insurance Agent · Lawrence, KS

Spring thunderstorms and sudden Kansas River rises can catch Lawrence homeowners off guard, making flood insurance a necessity rather than an afterthought. Justin Moravec American Family Insurance provides localized guidance for securing National Flood Insurance Program policies tailored to properties in flood-prone zones within the city. Their process evaluates risk factors such as proximity to waterways, drainage patterns, and historic flood data to recommend appropriate coverage limits. An inspection of the property’s foundation and lowest floor elevation typically follows the initial policy assessment to confirm accurate premium calculations.

IM
3301 Clinton Pkwy Ct
Integrity Midwest Insurance, LLC
Flood Insurance Agent · Lawrence, KS

Situated in Lawrence, Kansas, Integrity Midwest Insurance, LLC provides property and casualty coverage to local homeowners and businesses. The company specializes specifically in flood insurance agent services, helping clients secure policies through the National Flood Insurance Program and private markets for protection against water damage. By evaluating flood zone risks and property elevations, the agency customizes comprehensive water damage solutions for residential clients. Its commercial sectors served include offices, warehouses, and food service establishments.

LI
1219A E 23rd St
Lawrence Insurance
Flood Insurance Agent · Lawrence, KS

Serving the Lawrence area, Lawrence Insurance helps residential clients secure flood coverage for their homes, addressing risks from overflowing rivers and heavy rainfall. The agency also provides commercial flood policies to protect local businesses against property damage. Covering homes and commercial properties throughout Lawrence, Kansas, the company ensures clients understand their policy details during initial consultations. They encourage property owners to review coverage annually, offering follow-up assistance to adjust policies before regular renewal visits keep protections current based on changing flood maps or property improvements.

CI
211 E 8th St
CEK Insurance
Flood Insurance Agent · Lawrence, KS

CEK Insurance, located in Lawrence, KS, is a flood insurance agent known for helping property owners secure National Flood Insurance Program policies. Its service range covers residential and commercial clients throughout the local area, focusing on properties in designated flood zones. The agency assists with policy selection for both buildings and their contents, and it guides clients through the coverage requirements often mandated by lenders. For policyholders facing potential water damage, CEK Insurance can add on coverage for temporary living expenses during a flood-related displacement.

SI
1420 Kasold Dr Ste B1
Shelter Insurance - Lance Wollesen
Flood Insurance Agent · Lawrence, KS
(785) 865-4040
shelterinsurance.com/CA/agent/LANCEWOLLESEN
BI
2336 Ridge Ct Ste. A
Beasley Insurance Inc
Flood Insurance Agent · Lawrence, KS
(785) 843-0702
beasleyinsuranceinc.com
FS
917 Iowa St
Free State Insurance Agency
Flood Insurance Agent · Lawrence, KS
(785) 865-3500
freestateinsurance.com
KI
3801 W 6th St
Kansas Insurance, Lawrence
Flood Insurance Agent · Lawrence, KS
(785) 331-3607
kansasins.com
SI
3017 W 6th St STE C
Shelter Insurance - Jeremy Stone
Flood Insurance Agent · Lawrence, KS
(785) 841-3020
shelterinsurance.com/CA/agent/JSTONE
HI
1035 Vermont St
Hedges Insurance
Flood Insurance Agent · Lawrence, KS
(785) 841-0200
lawrenceinsurancecenter.com
PL
3300 Bob Billings Pkwy #1
Prairie Land Insurance
Flood Insurance Agent · Lawrence, KS
(785) 856-3020
prairielandgroup.com
SI
1420 Kasold Dr Ste B2
Shelter Insurance - Brett Schneider
Flood Insurance Agent · Lawrence, KS
(785) 841-3575
shelterinsurance.com/CA/agent/BSCHNEIDER
GI
305 E 7th St
Gardner Insurance Agency, LLC.
Flood Insurance Agent · Lawrence, KS
(785) 842-3321
gardnerinsurancellc.com
SI
2522 Redbud Ln
Shelter Insurance
Flood Insurance Agent · Lawrence, KS
(785) 367-8172
shelterinsurance.com/CA/agent/bschneider

What Does a a Flood Insurance Agent in Lawrence Cost?

Flood insurance costs in Kansas vary by property location, elevation, and coverage amount. The average NFIP policy in Kansas costs around $700 to $1,200 per year. High-risk properties may pay more, while preferred-risk policies for low-risk zones can be under $500 annually. This is general information and not insurance advice.

About flood insurance agents in Lawrence

Flood insurance agents in Lawrence Kansas help property owners secure coverage through the National Flood Insurance Program. Lawrence sits along the Kansas River and experiences flood risks from heavy rains and snowmelt. Kansas law requires flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Lawrence Kansas?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you must have flood insurance. Even outside high-risk zones, flooding can occur and coverage is recommended.

What does a flood insurance agent in Lawrence do?

A flood insurance agent assesses your property's flood risk, explains NFIP coverage options, and helps you purchase a policy. They can also assist with elevation certificates and flood zone map questions.

How long does it take to get flood insurance in Kansas?

NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loan closings and map revisions. Plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Kansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.