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Directory of flood insurance agents in Gardner, Kansas. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 10 flood insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
Security 1st Title
104 E Main St, Gardner, KS 66030
(913) 938-5340
security1st.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
Flood insurance agents in Gardner Kansas help property owners protect against flood damage. Kansas participates in the National Flood Insurance Program which makes federally backed policies available. Local agents can guide you through flood zone maps and coverage options specific to Johnson County.
What Does a Flood Insurance Agent in Gardner Cost?
Flood insurance costs in Kansas vary based on flood zone property value and coverage amount. An average NFIP policy in Gardner can range from 500 to 2000 dollars per year. Properties in high risk zones may pay more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Gardner Kansas?
If your property is in a high risk flood zone your lender will require flood insurance. Even outside high risk areas flooding can occur so many homeowners choose coverage. Gardner follows FEMA flood maps for zone designations.
What does a flood insurance agent do in Kansas?
An agent helps you assess your flood risk and choose an NFIP policy. They explain coverage limits deductibles and waiting periods. They also assist with filing claims after a flood event.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.