The top-rated flood insurance agent in Lenexa, Kansas is Greg Aldridge - State Farm Insurance Agent, rated 4.9 stars across 356 reviews. Other highly rated options include Tischer & Associates LLC American Family Insurance, Rieder & Associates LLC American Family Insurance, ABIA (A BARGAIN INSURANCE AGENCY). This directory lists 11 flood insurance agents serving Lenexa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Aldridge - State Farm Insurance Agent | 13501 W 87th St Pkwy | (913) 492-6080 |
| 2 | Tischer & Associates LLC American Family Insurance | 13606 W 95th St | (913) 888-8200 |
| 3 | Rieder & Associates LLC American Family Insurance | 9234 Pflumm Rd | (913) 735-8020 |
| 4 | ABIA (A BARGAIN INSURANCE AGENCY) | 12249 W 87th St Pkwy | (913) 492-7722 |
| 5 | Martin-Tines Agency LLC | 13600 Santa Fe Trail Dr | (913) 302-4529 |
| 6 | Robinson Insurance Agency | 13000 W 87th St Pkwy #101 | (913) 298-4061 |
| 7 | Martin Insurance Group | 8827 Long St | (913) 294-3444 |
| 8 | Shelter Insurance - Brandon Burchett | 11075 Hauser St | (913) 469-8454 |
| 9 | Midwest Insurance Solutions | 14425 College Blvd Suite 115 | (913) 422-0280 |
| 10 | O'Malley-Boldt Insurance | 9732 Rosehill Rd | (913) 353-8484 |
Greg Aldridge - State Farm Insurance Agent serves homeowners and business owners in Lenexa, KS and the surrounding Johnson County area as a flood insurance agent. The agency helps clients understand the flood risk specific to their property and navigate the requirements of the National Flood Insurance Program. It also works with private flood insurance options to find suitable coverage for structures in designated flood zones. Common services include reviewing flood maps for a property, assisting with flood insurance quotes, and binding policies for homes and commercial buildings.
Tischer & Associates LLC American Family Insurance, based in Lenexa, KS, provides flood insurance agent services, including policy reviews to evaluate coverage gaps and assistance with the application process. It offers support for policy maintenance, such as coverage updates and claim filing guidance. These services help property owners address specific flood risk scenarios typical for the region. The agency serves single-family homes, apartments, retail spaces, and restaurants.
Rieder & Associates LLC American Family Insurance serves homeowners, businesses, and property managers in Lenexa, Kansas who require flood insurance coverage tailored to local floodplain risks. The agency guides clients through available policy options from the National Flood Insurance Program to protect structures and contents against water damage. Its services include reviewing current coverage levels and explaining how flood zones affect premium costs. The firm also serves neighboring Overland Park and the broader Johnson County metro area.
ABIA (A BARGAIN INSURANCE AGENCY) serves Lenexa, Kansas, and the surrounding communities in Johnson County, handling flood insurance policies for residential and commercial properties. It helps clients understand the specific flood zone requirements and coverage options applicable to their area. The agency reviews each property’s flood risk and existing insurance needs to recommend a suitable policy. For a typical job, it works directly with the property owner to gather necessary documentation and complete the application process.
Martin-Tines Agency LLC in Lenexa, KS offers both one-time flood insurance policies for single property transactions and ongoing renewable coverage for long-term protection against rising waters and flash flooding. Their work typically involves evaluating a property’s specific flood zone risk, then matching homeowners or commercial clients with appropriate National Flood Insurance Program options or private market plans. This agency’s service runs on a scheduled basis, addressing policy renewals annually while also providing as-needed consultations for newly purchased homes or remodeled structures in flood-prone areas.
Robinson Insurance Agency provides specialty flood insurance services in Lenexa, Kansas, and assists homeowners and business owners with obtaining appropriate coverage to protect against water damage risks. The agency works to help clients understand their flood zone designations and secure policies that meet their property’s specific needs. During periods of heavy spring rainfall or rapid snowmelt, this agency helps evaluate whether existing coverage adequately addresses the elevated potential for flash flooding in the area.
Spring thunderstorms and flash flooding from nearby Mill Creek can turn a Lenexa basement into an unexpected indoor pool. Martin Insurance Group responds to this seasonal risk by offering flood insurance policies that protect homes and businesses in the FEMA-designated flood zones surrounding the area. Their team works with property owners to discuss structures, contents coverage, and the thirty-day waiting period required before most policies take effect. After an initial phone discussion, a representative will schedule a property inspection to assess elevation and drainage conditions.
Shelter Insurance - Brandon Burchett provides comprehensive property coverage for clients throughout the Lenexa, KS area. The agency specializes in flood insurance, protecting homes and businesses from water damage that standard policies typically exclude. Its services address the specific weather-related risks facing this region. The agency assesses each property individually to identify exposure and recommend appropriate limits for flood protection. Commercial clients such as offices, warehouses, and food service establishments can secure tailored policies to safeguard their operations and assets from flood damage.
Midwest Insurance Solutions assists homeowners in Lenexa, Kansas, with securing residential flood coverage to protect against water damage. The agency also helps commercial property owners address their distinct flood risks. Clients throughout the Lenexa area can access professional guidance on policy options suited to local flood zones. Flood insurance typically involves specific waiting periods and elevation requirements, which the agency explains clearly. The team provides thorough policy reviews and follow-up support to adjust coverage as needed between regular policy renewal periods.
O'Malley-Boldt Insurance in Lenexa, KS, is known for guiding property owners through flood insurance policies that align with local floodplain regulations. Serving the surrounding region, the agency helps clients assess their property's flood risk based on zone maps. It advises on coverage structures that meet lender requirements. As a local provider, it can address questions about separate building and contents coverage. For specialty add-on, it can offer quotes for excess flood protection beyond standard base level limits.
What Does a a Flood Insurance Agent in Lenexa Cost?
Flood insurance premiums in Kansas average between 500 and 2000 dollars per year depending on flood zone coverage amount and deductible. Lenexa properties in low-risk zones may qualify for Preferred Risk Policies starting around 300 dollars annually. High-risk properties can cost 1000 to 4000 dollars or more. This is general information not insurance advice.
About flood insurance agents in Lenexa
Flood insurance agents in Lenexa Kansas help property owners secure coverage through the National Flood Insurance Program and private insurers. Kansas law does not mandate flood insurance but lenders often require it for properties in high-risk zones. Lenexa participates in the Community Rating System which can reduce premiums for residents.
Frequently Asked Questions
Do I need flood insurance in Lenexa Kansas?
Flood insurance is not required by Kansas state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside high-risk zones flooding can occur from heavy rains or snowmelt.
How do I choose a flood insurance agent in Lenexa?
Look for an agent licensed in Kansas who offers policies from the NFIP and private carriers. Ask about their experience with Johnson County flood maps and the local Community Rating System discount.
What is the waiting period for flood insurance in Kansas?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
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