ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsIowa › West Des Moines

Find Flood Insurance Agents Near You in West Des Moines, IA

Browse flood insurance agents serving West Des Moines, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in West Des Moines, Iowa is Vibrant Insurance Group, rated 4.8 stars across 168 reviews. Other highly rated options include Crumes Insurance, LLC, Matt Kolln - State Farm Insurance Agent, McCartan Insurance Group. This directory lists 14 flood insurance agents serving West Des Moines.

Showing 14 flood insurance agents in West Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vibrant Insurance Group9750 University Ave Suite 300(515) 223-6757
2Crumes Insurance, LLC950 Office Park Rd Ste 114(641) 799-2506
3Matt Kolln - State Farm Insurance Agent4150 Westown Pkwy #201(515) 393-6509
4McCartan Insurance Group640 S 50th St(515) 633-2273
5The Newton Insurance Group595 S 60th St Suite 170(515) 803-6088
6The Davison Agency1501 42nd St Suite 200(515) 205-9052
7World Insurance Associates LLC4500 Westown Pkwy # 150(515) 327-2020
8Scott Insurance Services1100 Grand Ave(515) 267-0405
9The Accel Group - West Des Moines7000 Vista Dr Suite 300(515) 223-1600
10Valley Junction Insurance Services509 5th St(515) 277-5049
VI
9750 University Ave Suite 300
Vibrant Insurance Group
Flood Insurance Agent · West Des Moines, IA

Vibrant Insurance Group serves the West Des Moines, Iowa, area as a flood insurance agent. The company helps residential and commercial property owners understand their flood risk and secure appropriate coverage through the National Flood Insurance Program. Many properties in this region face exposure to river overflow and heavy rainfall events. Vibrant Insurance Group focuses on evaluating individual structure vulnerabilities and advising on policy limits. It handles policy enrollment, documentation for flood zone compliance, and guidance on obtaining excess flood coverage for higher-value assets.

CI
950 Office Park Rd Ste 114
Crumes Insurance, LLC
Flood Insurance Agent · West Des Moines, IA

Crumes Insurance, LLC offers flood insurance policies for properties in the West Des Moines, Iowa area. It provides consultation to help clients understand their flood risk and coverage options. Service plans include annual policy reviews to ensure adequate protection as flood maps or property values change. The agency assists with claims filing and offers guidance on flood mitigation measures. It services a variety of property types, including single-family homes, apartments, retail storefronts, and restaurants.

MK
4150 Westown Pkwy #201
Matt Kolln - State Farm Insurance Agent
Flood Insurance Agent · West Des Moines, IA

Matt Kolln - State Farm Insurance Agent in West Des Moines serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency guides clients through flood risk assessments and policy options to protect their properties. It helps customers understand federal flood zone regulations and choose appropriate coverage for residential and commercial assets. The firm also assists with filing claims and reviewing existing policies for adequate protection. Its service area extends throughout the metro, including surrounding communities such as Clive.

MI
640 S 50th St
McCartan Insurance Group
Flood Insurance Agent · West Des Moines, IA

McCartan Insurance Group serves West Des Moines, IA, and the surrounding central Iowa communities with flood insurance agent services. The company handles the placement of flood policies for residential and commercial properties, addressing the specific needs of property owners in the area. To handle a typical job, the agency reviews a client's property's flood zone designation and coverage requirements before working directly with the National Flood Insurance Program to secure the appropriate policy.

NI
595 S 60th St Suite 170
The Newton Insurance Group
Flood Insurance Agent · West Des Moines, IA

The Newton Insurance Group in West Des Moines, IA helps clients decide between a one-time flood policy purchase or an ongoing scheduled plan, which renews automatically each term. Coverage options are tailored to protect residential and commercial structures from regional flood risks. This agency provides guidance through the policy selection and claims process, ensuring each client understands their flood zone requirements. Service runs on an as-needed basis, with policyholders contacting the office when they require a new quote or need to update an existing plan.

DA
1501 42nd St Suite 200
The Davison Agency
Flood Insurance Agent · West Des Moines, IA

The Davison Agency specializes in providing flood insurance policies, working with property owners to secure coverage through the National Flood Insurance Program and private markets. It assists residents in West Des Moines, Iowa, with assessing flood risks and selecting appropriate protection for homes and businesses. The agency supports clients through the application process and helps review policy details for adequate coverage. It is particularly useful for homeowners and renters preparing for seasonal threats from heavy spring rains and sudden snowmelt that can lead to property-damaging flooding.

WI
4500 Westown Pkwy # 150
World Insurance Associates LLC
Flood Insurance Agent · West Des Moines, IA

As spring rains cause flooding in the Des Moines area, ensuring coverage is a priority. World Insurance Associates LLC, a flood insurance agent in West Des Moines, IA, works to help property owners understand flooding risks. The company assists with policies that protect homes and businesses from water damage. Every local property needs an accurate flood risk assessment to avoid gaps in financial protection. To begin this process, an agent performs an initial review of the property’s elevation relative to the flood zone map.

SI
1100 Grand Ave
Scott Insurance Services
Flood Insurance Agent · West Des Moines, IA

Scott Insurance Services assists property owners in West Des Moines, Iowa, with securing financial protection against flood damage. Their primary focus is on guiding clients through the complexities of flood insurance policies, including those for structures not covered by standard homeowner plans. They help assess risks from local waterways and heavy rainfall, tailoring coverage to fill gaps in federal programs. Their clientele includes commercial operations, such as offices, warehouses, and food service establishments, ensuring these businesses remain protected from water-related losses.

AG
7000 Vista Dr Suite 300
The Accel Group - West Des Moines
Flood Insurance Agent · West Des Moines, IA

The Accel Group - West Des Moines is known for helping local property owners navigate the National Flood Insurance Program and other flood insurance options in West Des Moines, Iowa. Their services cover risk assessment for homes and businesses in the area, including those in designated flood zones. They assist clients in understanding policy requirements and coverage limits. Their specialists help determine if additional flood insurance beyond a standard policy is advisable.

VJ
509 5th St
Valley Junction Insurance Services
Flood Insurance Agent · West Des Moines, IA

Valley Junction Insurance Services provides residential flood insurance tailored to individual homeowners in West Des Moines, IA, covering risks from heavy rainfall and snowmelt common to the area. The agency also assists commercial property owners in securing flood protection for their business locations. Serving clients both in West Des Moines and across the local region, the team manages policy renewals and adjusts coverage as changing conditions require. Following a claim or policy update, they offer follow-up service to ensure all details are addressed before the next regular visit.

II
4000 Westown Pkwy #200
Independent Insurance Agents of Iowa, Inc.
Flood Insurance Agent · West Des Moines, IA
(515) 717-3214
iiaiowa.org
SI
1248 8th St Suite 200
Shelter Insurance - Joseph Yamen
Flood Insurance Agent · West Des Moines, IA
(515) 276-0011
shelterinsurance.com/CA/agent/JOSEPHYAMEN
BM
6150 Village View Dr #100
Brown-McNerney-Johnson Insurance Agency
Flood Insurance Agent · West Des Moines, IA
(515) 270-6814
bmjinsurance.com
II
6150 Village View Dr #100
Independent Insurance Assoc.
Flood Insurance Agent · West Des Moines, IA
(515) 276-1797
iiadsm.com

What Does a a Flood Insurance Agent in West Des Moines Cost?

Flood insurance costs in Iowa vary by property flood zone coverage amount and deductible. For a standard NFIP policy annual premiums typically range from 700 to 2000 dollars for moderate risk areas and can exceed 4000 dollars for high risk zones. Properties in West Des Moines near the Raccoon River may face higher rates. This is general information and not insurance advice.

About flood insurance agents in West Des Moines

Flood insurance agents in West Des Moines Iowa help homeowners and renters secure coverage through the National Flood Insurance Program. Because much of the Des Moines River basin lies in a floodplain many properties in West Des Moines require flood insurance as a condition of a mortgage. Iowa law does not mandate flood insurance but lenders often require it for properties in high risk zones.

Frequently Asked Questions

Do I need flood insurance if I live in West Des Moines Iowa?

You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Lenders typically require this coverage for federally backed mortgages. Even in low risk areas flood insurance can protect against unexpected heavy rain events common in Iowa.

How do I find a flood insurance agent in West Des Moines?

You can search for licensed insurance agents through the Iowa Insurance Division website or ask your current home insurance provider for referrals. Many local agencies in West Des Moines offer NFIP policies and can help you assess your flood risk.

What does a flood insurance policy in Iowa typically cover?

A standard NFIP policy covers structural damage to your building and damage to personal property up to policy limits. It does not cover basement improvements or items stored in basements. You should discuss specific exclusions with your agent.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.