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Compare Flood Insurance Agents in Sioux City, IA

Looking for a flood insurance agent in Sioux City? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Sioux City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 flood insurance agents in Sioux City, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Morningside Insurance Group: Allstate Insurance
4617 Morningside Ave, Sioux City, IA 51106
(712) 274-1250 agents.allstate.com
Stilwell & Associates, INC. American Family Insurance
3126 Floyd Blvd, Sioux City, IA 51108
(712) 255-3688 amfam.com
WINS Group Insurance Services
1909 S Palmetto St, Sioux City, IA 51106
(712) 639-0020 wilcoxoninsuranceagency.com
Heimgartner Insurance Agency
4708 Morningside Ave, Sioux City, IA 51106
(712) 226-3853 heimgartnerinsurancesiouxcity.com
Mark Johnson American Family Insurance
329 W 20th St, Sioux City, IA 51104
(712) 258-7770 amfam.com
Farmers Insurance - Dawn Bratvold
5406 Morningside Ave, Sioux City, IA 51106
(712) 276-3312 agents.farmers.com
Goodin Insurance Agency
103 S Virginia St STE 200, Sioux City, IA 51101
(712) 255-7621 goodininsuranceagency.com
DK Insurance
717 Wright Ave, Sioux City, IA 51109
(712) 639-6347 dkinsurance.agency
McClintock Insurance Inc
908 Pierce St, Sioux City, IA 51101
(712) 277-4600 mcclintockinsurance.com
Whiskey Creek Insurance
4301 Sergeant Rd Suite 214, Sioux City, IA 51106
(712) 560-8257 whiskeycreekinsurance.com
Andersen Investment & Insurance Agency
1306 Pierce St, Sioux City, IA 51105
(712) 252-4658 anderseninsure.com
Shelter Insurance - Denise Melo
2001 Hamilton Blvd Ste B, Sioux City, IA 51104
(712) 255-3200 shelterinsurance.com
Farmers Insurance - John Reiff
4700 Gordon Dr #102, Sioux City, IA 51106
(712) 226-3276 agents.farmers.com
Archer Insurance Agency
5308 Morningside Ave, Sioux City, IA 51106
(712) 274-4647 archerinsuranceagency.com
Pioneer Woodridge Insurance
701 Pierce St, Sioux City, IA 51101
(712) 255-7644 pioneerinsurance.biz
Mills-Shellhammer-Puetz-Associates
117 Pierce St #200, Sioux City, IA 51101
(712) 258-2580 mspinsurance.com
Hurlburt Insurance Agency
700 4th St, Sioux City, IA 51101
(712) 254-8158 coterieinsurance.com
IBC Insurance
412 Water St, Sioux City, IA 51103
(712) 277-2424 ibcins.biz
Melissa Gomez Insurance
3450 S Lakeport St, Sioux City, IA 51106
(712) 274-3920
John Hanno Agency
3133 Floyd Blvd, Sioux City, IA 51108
(712) 239-0300 progressiveagent.com

What Does a Flood Insurance Agent in Sioux City Cost?

Flood insurance costs in Iowa vary based on flood zone, property elevation, building type, and coverage amount. For a typical Sioux City home in a moderate-risk zone, an NFIP policy might cost between 500 and 1,500 dollars per year. High-risk properties can see premiums from 1,500 to 4,000 dollars or more. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sioux City Iowa?
Flood insurance is not required by Iowa state law for most properties. However, if your property lies in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Sioux City has several flood zones along the Missouri River and its tributaries.
What does a Sioux City flood insurance agent do?
A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and complete the application. They also guide you on coverage limits, deductibles, and the 30-day waiting period before most policies take effect.