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HomeFlood Insurance AgentsIowa › Cedar Falls

Find Flood Insurance Agents Near You in Cedar Falls, IA

Browse flood insurance agents serving Cedar Falls, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in Cedar Falls, Iowa is Justin Buck - State Farm Insurance Agent, rated 5.0 stars across 228 reviews. Other highly rated options include Brad Jacobson - State Farm Insurance Agent, Brad McCunniff - State Farm Insurance Agent, The Paladin Group. This directory lists 17 flood insurance agents serving Cedar Falls.

Showing 17 flood insurance agents in Cedar Falls, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Justin Buck - State Farm Insurance Agent2103 Main St(319) 277-6435
2Brad Jacobson - State Farm Insurance Agent4919 University Ave(319) 277-4134
3Brad McCunniff - State Farm Insurance Agent1708 State St(319) 266-7533
4The Paladin Group1005 Technology Pkwy(319) 260-2085
5Douglas Trunnell Insurance3826 Cedar Heights Dr(319) 277-2320
6Brad Rupp Agency, LLC American Family Insurance515 Main St B(319) 277-2056
7Christy Cox: Allstate Insurance3207 Cedar Heights Dr(319) 277-5920
8Brummel Madsen Insurance318 Main St(319) 266-2644
9Cedar Ridge Insurance Services200 State St #201d(319) 529-3016
10Michael Nielsen American Family Insurance4901 University Ave C(319) 234-7736
JB
2103 Main St
Justin Buck - State Farm Insurance Agent
Flood Insurance Agent · Cedar Falls, IA

Justin Buck - State Farm Insurance Agent serves the Cedar Falls, Iowa, metro area as a flood insurance agent. They help property owners understand available flood coverage options and obtain policies tailored to their needs. As a local office, they assist homeowners and renters in evaluating risks from seasonal flooding. Their services include assessing individual flood zone requirements and processing new policy applications.

BJ
4919 University Ave
Brad Jacobson - State Farm Insurance Agent
Flood Insurance Agent · Cedar Falls, IA

Brad Jacobson’s State Farm Insurance Agency provides guidance on flood insurance policies for properties in Cedar Falls, Iowa. The office assists clients in understanding flood zone requirements and selecting appropriate coverage through regular service consultations. Plans typically include policy reviews before and after flood seasons, as well as claims assistance when flooding occurs. The agency offers these services for single-family homes, apartments, retail establishments, and restaurants across the local area.

BM
1708 State St
Brad McCunniff - State Farm Insurance Agent
Flood Insurance Agent · Cedar Falls, IA

Brad McCunniff - State Farm Insurance Agent in Cedar Falls, IA serves homeowners, businesses, and property managers seeking essential flood insurance protection for their assets and investments. The agency assists clients in understanding their coverage options through knowledgeable explanations of policies from a major national insurer. It guides individuals through the complexities of flood risk assessment and insurance planning for residential and commercial properties. The company also provides its services to residents and business owners throughout the nearby Waterloo metropolitan area.

PG
1005 Technology Pkwy
The Paladin Group
Flood Insurance Agent · Cedar Falls, IA

Serving Cedar Falls and the surrounding communities of Black Hawk County, The Paladin Group handles flood insurance needs for residential and commercial properties. It assists clients in securing policies that help protect against water damage from rising waters and storm surges. The company works with each customer to review their specific risk level and coverage options. To handle a typical job, it begins by assessing the property’s location relative to flood zones and then compares available plans to ensure suitable protection.

DT
3826 Cedar Heights Dr
Douglas Trunnell Insurance
Flood Insurance Agent · Cedar Falls, IA

Homeowners considering flood insurance face a choice between a one-time policy for a single property or recurring coverage that can adjust over time. For residents of Cedar Falls, IA, Douglas Trunnell Insurance provides flood insurance agent services that guide clients through available options. A typical policy covers structural damage and contents from rising water. Service runs on an as-needed basis when a client requests a policy review or a new quote.

BR
515 Main St B
Brad Rupp Agency, LLC American Family Insurance
Flood Insurance Agent · Cedar Falls, IA

Brad Rupp Agency, LLC American Family Insurance offers flood insurance agent services in Cedar Falls, IA, guiding property owners through National Flood Insurance Program options. The agency also provides general homeowner and renters insurance coverage for local residences. Policies typically explain how FEMA flood zones affect rates and cover structural damage from rising water. Helping clients secure protection before the spring thaw can prevent expensive claims from snowmelt or prolonged rain events.

CC
3207 Cedar Heights Dr
Christy Cox: Allstate Insurance
Flood Insurance Agent · Cedar Falls, IA

Spring flooding from the Cedar River often threatens homes in Cedar Falls, and Christy Cox: Allstate Insurance provides flood insurance agent services to address that risk. This local agency helps residents evaluate their coverage needs, explaining how standard policies usually exclude flood damage. They guide clients through the options available under the National Flood Insurance Program and show how supplemental private policies can fill gaps. Coverage analysis begins with an on-site inspection of the property to assess its flood zone and specific vulnerabilities.

BM
318 Main St
Brummel Madsen Insurance
Flood Insurance Agent · Cedar Falls, IA

Brummel Madsen Insurance assists property owners with general risk management and secures flood insurance coverage tailored to the Cedar Falls area. This specialty addresses the specific needs of homes and businesses located near floodplains. Protecting structures from water damage, the agency focuses on policies that cover buildings and their contents. Additional options may help clients manage deductibles or meet federal mortgage requirements. Commercial clients it can serve include offices, warehouses, and food service establishments.

CR
200 State St #201d
Cedar Ridge Insurance Services
Flood Insurance Agent · Cedar Falls, IA

Cedar Ridge Insurance Services in Cedar Falls, IA assists homeowners in the area with securing residential flood insurance coverage tailored to their property needs. The agency also provides commercial flood insurance options for local businesses. Serving Cedar Falls and the surrounding region, they guide clients through policy selection for flood protection. Their team follows up on existing policies and offers repeat service between regular visits to address any changes in coverage requirements.

MN
4901 University Ave C
Michael Nielsen American Family Insurance
Flood Insurance Agent · Cedar Falls, IA

Michael Nielsen American Family Insurance in Cedar Falls, IA, is known for connecting local homeowners and businesses with flood insurance coverage. This agency helps clients understand the specific flood risks common to the Cedar Valley area. An agent here reviews property zones and policy options to ensure adequate protection against water damage. For added property security, the company can also assist with bundling a separate contents coverage policy to protect personal belongings inside the structure.

GI
2302 W 1st St Suite # 201B
Genesis Insurance Group
Flood Insurance Agent · Cedar Falls, IA
(319) 230-2229
cedarvalleymedicarestore.com
SI
6015 University Ave
Star Insurance Agency
Flood Insurance Agent · Cedar Falls, IA
(319) 214-5730
FI
6003 University Ave Ste D
Farmers Insurance - Vandana Dodiya
Flood Insurance Agent · Cedar Falls, IA
(319) 242-8010
agents.farmers.com/ia/cedar-falls/vandana-dodiya
KM
2302 W 1st St STE 121
Kenneth Michael Frost: Primerica - Financial Services
Flood Insurance Agent · Cedar Falls, IA
(319) 260-2144
reps.primerica.com/ia/cedarfalls/kenneth-michael-frost
AG
100 E 2nd St Suite 205
The Accel Group - Cedar Falls
Flood Insurance Agent · Cedar Falls, IA
(319) 596-1101
acceladvantage.com
HI
Cedar Falls, IA 50613
Hawks Insurance
Flood Insurance Agent · Cedar Falls, IA
SI
2302 W 1st St Ste 201F
Shelter Insurance
Flood Insurance Agent · Cedar Falls, IA
(319) 277-7848
shelterinsurance.com/CA

What Does a a Flood Insurance Agent in Cedar Falls Cost?

Flood insurance premiums in Iowa typically range from 500 to 2,500 dollars per year for standard NFIP policies. Costs depend on your property flood zone elevation and building characteristics. For high-risk zones premiums can exceed 3,000 dollars annually. This is general information not insurance advice.

About flood insurance agents in Cedar Falls

Flood insurance agents in Cedar Falls Iowa help homeowners and businesses secure coverage through the National Flood Insurance Program. Iowa law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk flood zones. Agents can assist with Elevation Certificates and policy adjustments for the Cedar River watershed area.

Frequently Asked Questions

What does a flood insurance agent in Cedar Falls do?

A flood insurance agent helps you choose a policy that meets NFIP guidelines and your property needs. They can explain flood zone maps for Cedar Falls and assist with filing claims. Agents also help with Elevation Certificates required for accurate premium pricing.

Is flood insurance required in Cedar Falls Iowa?

Iowa state law does not require flood insurance. However lenders often require it for properties in Special Flood Hazard Areas as shown on FEMA maps. Without coverage you risk financial loss from flood damage not covered by standard homeowners insurance.

How do I find a flood insurance agent near me in Cedar Falls?

You can search online for licensed agents in Cedar Falls who specialize in NFIP policies. The Iowa Insurance Division website provides a list of licensed agents. Local real estate agents and mortgage lenders can also recommend agents familiar with Cedar Falls flood zones.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.