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Compare Flood Insurance Agents in Council Bluffs, IA
Looking for a flood insurance agent in Council Bluffs? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 flood insurance agents in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Duncan - State Farm Insurance Agent
1705 McPherson Ave Ste 400, Council Bluffs, IA 51503
(712) 352-3500
gregduncaninsurance.com
Tracy Hough - State Farm Insurance Agent
928 Valley View Dr Ste 4, Council Bluffs, IA 51503
(712) 325-1916
tracyhough.com
Smith Davis Insurance
532 1st Ave # 101, Council Bluffs, IA 51503
(712) 322-1600
smithdavisinsurance.com
JESSICA STEVENSON: Allstate Insurance
1534 Avenue J, Council Bluffs, IA 51501
(712) 890-3072
agents.allstate.com
Derek Kinder - State Farm Insurance Agent
600 E Pierce St, Council Bluffs, IA 51503
(712) 328-3243
teamkinderinsurance.com
Damien Shull - State Farm Insurance Agent
1417 1/2 W Broadway, Council Bluffs, IA 51501
(712) 323-2880
insurewithdamien.com
Plunkett Agency INC. American Family Insurance
127 S 35th St, Council Bluffs, IA 51501
(712) 322-6633
amfam.com
NavSav Insurance - Council Bluffs
100 E Broadway #100, Council Bluffs, IA 51503
(712) 328-0305
navsav.com
Armour Insurance
123 S 4th St, Council Bluffs, IA 51503
(712) 323-4959
insarmour.com
Judd Knispel - State Farm Insurance Agent
1860 Madison Ave Ste 2, Council Bluffs, IA 51503
(712) 325-0256
juddknispel.com
Campbell Insurance Agency Inc.
103 North Ave #9, Council Bluffs, IA 51503
(712) 328-3975
campbellinsure.com
Brocker, Karns & Karns Insurance
229 S Main St, Council Bluffs, IA 51503
(712) 322-1228
brockerkarns.com
New Freedom Insurance
1851 Madison Ave #550, Council Bluffs, IA 51503
(712) 256-8522
newfreedominsurance.com
Farmers Insurance - Paula Sass
719 S Main St, Council Bluffs, IA 51503
(712) 322-5555
agents.farmers.com
Anchor Insurance Agency,Inc.
1702 W Broadway #11, Council Bluffs, IA 51501
(712) 256-1074
anchorinsur.com
John Dresher Agency, Inc American Family Insurance
1705 McPherson Ave Gl100, Council Bluffs, IA 51503
(712) 325-4910
amfam.com
Veridian Insurance
2040 W Broadway, Council Bluffs, IA 51501
(855) 828-1019
veridiancu.org
Eickholt Insurance Agency
146 Vine St, Council Bluffs, IA 51503
(712) 256-0246
eickholtinsurance.com
Flood Insurance
100 E Broadway, Council Bluffs, IA 51503
(712) 328-0305
insurancecouncilbluffs.com
Morningside Insurance Group
1534 Avenue J Suite B, Council Bluffs, IA 51503
(712) 900-0566
morningsideinsurance.com
Flood insurance agents in Council Bluffs help property owners secure coverage through the National Flood Insurance Program or private insurers. Iowa law requires flood insurance for properties in designated flood zones if they have a federally backed mortgage. Local agents can explain the specific flood risks along the Missouri River and help you choose the right policy.
What Does a Flood Insurance Agent in Council Bluffs Cost?
Flood insurance costs in Iowa vary based on flood zone, building elevation, and coverage amount. An NFIP policy for a single family home in a moderate risk area might cost around 700 dollars per year, while high risk properties can exceed 2,000 dollars. Private market rates may differ. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Council Bluffs Iowa?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding can occur and coverage is recommended.
What does a flood insurance agent in Council Bluffs do?
A flood insurance agent evaluates your property risk, explains policy options from the NFIP or private insurers, and helps you complete the application. They also assist with elevation certificates and claims questions.
How long does it take to get flood insurance in Council Bluffs?
NFIP policies typically have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is forecast.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.