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HomeFlood Insurance AgentsIowa › Council Bluffs

Find Flood Insurance Agents Near You in Council Bluffs, IA

Browse flood insurance agents serving Council Bluffs, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, JESSICA STEVENSON: Allstate Insurance. This directory lists 20 flood insurance agents serving Council Bluffs.

Showing 20 flood insurance agents in Council Bluffs, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greg Duncan - State Farm Insurance Agent1705 McPherson Ave Ste 400(712) 352-3500
2Tracy Hough - State Farm Insurance Agent928 Valley View Dr Ste 4(712) 325-1916
3Smith Davis Insurance532 1st Ave # 101(712) 322-1600
4JESSICA STEVENSON: Allstate Insurance1534 Avenue J(712) 890-3072
5Derek Kinder - State Farm Insurance Agent600 E Pierce St(712) 328-3243
6Damien Shull - State Farm Insurance Agent1417 1/2 W Broadway(712) 323-2880
7Plunkett Agency INC. American Family Insurance127 S 35th St(712) 322-6633
8NavSav Insurance - Council Bluffs100 E Broadway #100(712) 328-0305
9Judd Knispel - State Farm Insurance Agent1860 Madison Ave Ste 2(712) 325-0256
10Armour Insurance123 S 4th St(712) 323-4959
GD
1705 McPherson Ave Ste 400
Greg Duncan - State Farm Insurance Agent
Flood Insurance Agent · Council Bluffs, IA

Greg Duncan - State Farm Insurance Agent, serving Council Bluffs, Iowa, and the surrounding area, provides flood insurance policies to protect homes and businesses. This agency helps residents understand their flood risk and secure coverage that keeps their property and belongings safe from water damage. The agent assists with filing claims and making policy adjustments. It handles both residential and commercial flood insurance needs.

TH
928 Valley View Dr Ste 4
Tracy Hough - State Farm Insurance Agent
Flood Insurance Agent · Council Bluffs, IA

As a flood insurance agent, Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA provides flood insurance policies tailored to protect property owners in flood-prone areas. Services include assessing flood risk, explaining coverage options, and helping agents adjust policies after claims. Routine policy reviews and updates are offered to keep coverage aligned with changing flood maps or property modifications. This agency services single-family homes, apartments, retail storefronts, and restaurants.

SD
532 1st Ave # 101
Smith Davis Insurance
Flood Insurance Agent · Council Bluffs, IA

Smith Davis Insurance serves homeowners, businesses, and property managers in Council Bluffs, Iowa, by providing flood insurance policies to protect against water damage from storms and river overflow. The agency works with clients to evaluate flood risks and secure appropriate coverage for their properties, helping them meet mortgage requirements and safeguard investments. Its service area also extends to neighboring communities along the Missouri River corridor, including Carter Lake and the surrounding parts of the Omaha metro region.

JS
1534 Avenue J
JESSICA STEVENSON: Allstate Insurance
Flood Insurance Agent · Council Bluffs, IA

JESSICA STEVENSON: Allstate Insurance serves Council Bluffs and the surrounding communities in southwestern Iowa, handling flood insurance needs for local homeowners and businesses. Coverage can include protection for a property’s structure, electrical systems, and belongings. Flood risks in this region stem from the Missouri River and seasonal heavy rains. The agency takes a consultative approach, starting by helping clients understand their specific flood zone and then reviewing policy options systematically to meet each unique protection requirement.

DK
600 E Pierce St
Derek Kinder - State Farm Insurance Agent
Flood Insurance Agent · Council Bluffs, IA

Located in Council Bluffs, Iowa, Derek Kinder - State Farm Insurance Agent provides flood insurance policies that cover both one-time claims for isolated incidents and recurring seasonal flooding events. Their coverage helps protect residential and commercial properties from flood damage, addressing structural repair and contents replacement as outlined in each policy. The agency offers its services primarily on an as-needed basis, allowing clients to secure coverage when purchasing a property or preparing for high-risk flood seasons.

DS
1417 1/2 W Broadway
Damien Shull - State Farm Insurance Agent
Flood Insurance Agent · Council Bluffs, IA

Damien Shull - State Farm Insurance Agent in Council Bluffs, IA offers flood insurance policies designed to protect homes from water damage. It additionally provides general insurance services to address auto, life, and property coverage needs for local residents. The agency helps clients navigate National Flood Insurance Program requirements and assess property-specific risks. When spring rains or rapid snowmelt threaten the Missouri River basin, it assists homeowners with securing timely coverage before waters rise.

PA
127 S 35th St
Plunkett Agency INC. American Family Insurance
Flood Insurance Agent · Council Bluffs, IA

When heavy rainfall or snowmelt swells the Missouri River basin near Council Bluffs, local property owners often seek reliable flood insurance guidance. Plunkett Agency INC. American Family Insurance responds to this need by helping residents assess their structural risk and secure coverage that aligns with federal or private flood programs. Their work focuses on explaining policy exclusions, waiting periods, and the National Flood Insurance Program basics to homeowners and renters alike. An initial property review or assessment step begins with a consultation to examine the building’s location, elevation, and potential exposure.

NI
100 E Broadway #100
NavSav Insurance - Council Bluffs
Flood Insurance Agent · Council Bluffs, IA

NavSav Insurance in Council Bluffs, Iowa, assists property owners with a range of general insurance needs. The agency further specializes in providing flood insurance policies tailored to local risks. Navigating floodplain maps and understanding area elevation data are key parts of its daily client consultations. Typical discussions involve coverage limits for structures and contents against rising water. The company can craft plans to protect commercial sectors such as offices, warehouses, and food service operations from potential flood damage.

JK
1860 Madison Ave Ste 2
Judd Knispel - State Farm Insurance Agent
Flood Insurance Agent · Council Bluffs, IA

Judd Knispel - State Farm Insurance Agent is known for providing flood insurance coverage to property owners in Council Bluffs, IA. The agency assists clients in the region with securing policies that protect homes and businesses from water damage caused by rising rivers and heavy rainfall. As a flood insurance agent, it helps individuals navigate the National Flood Insurance Program and assess their property's specific risk level. The agency also offers supplemental coverage for basement flooding not always included in standard flood policies.

AI
123 S 4th St
Armour Insurance
Flood Insurance Agent · Council Bluffs, IA

Armour Insurance provides residential flood insurance services for homeowners in Council Bluffs, Iowa, helping to protect properties from water damage risks. Commercial coverage is also available for local businesses seeking to safeguard their assets. The agency serves clients throughout the greater Council Bluffs area, including nearby communities along the Missouri River. After an initial policy is set up, the company offers follow-up service between regular visits to review coverage needs and address any changes in the property or flood zone status.

CI
103 North Ave #9
Campbell Insurance Agency Inc.
Flood Insurance Agent · Council Bluffs, IA
(712) 328-3975
campbellinsure.com
BK
229 S Main St
Brocker, Karns & Karns Insurance
Flood Insurance Agent · Council Bluffs, IA
(712) 322-1228
brockerkarns.com
NF
1851 Madison Ave #550
New Freedom Insurance
Flood Insurance Agent · Council Bluffs, IA
(712) 256-8522
newfreedominsurance.com
JD
1705 McPherson Ave Gl100
John Dresher Agency, Inc American Family Insurance
Flood Insurance Agent · Council Bluffs, IA
(712) 325-4910
amfam.com/agents/iowa/council-bluffs/john-dresher
AI
1702 W Broadway #11
Anchor Insurance Agency,Inc.
Flood Insurance Agent · Council Bluffs, IA
(712) 256-1074
anchorinsur.com
FI
719 S Main St
Farmers Insurance - Paula Sass
Flood Insurance Agent · Council Bluffs, IA
(712) 322-5555
agents.farmers.com/ia/council-bluffs/paula-sass
VI
2040 W Broadway
Veridian Insurance
Flood Insurance Agent · Council Bluffs, IA
(855) 828-1019
veridiancu.org/insurance
EI
146 Vine St
Eickholt Insurance Agency
Flood Insurance Agent · Council Bluffs, IA
(712) 256-0246
eickholtinsurance.com
FI
100 E Broadway
Flood Insurance
Flood Insurance Agent · Council Bluffs, IA
(712) 328-0305
insurancecouncilbluffs.com/about-us.html
MI
1534 Avenue J Suite B
Morningside Insurance Group
Flood Insurance Agent · Council Bluffs, IA
(712) 900-0566
morningsideinsurance.com

What Does a a Flood Insurance Agent in Council Bluffs Cost?

Flood insurance costs in Iowa vary based on flood zone, building elevation, and coverage amount. An NFIP policy for a single family home in a moderate risk area might cost around 700 dollars per year, while high risk properties can exceed 2,000 dollars. Private market rates may differ. This information is general and not insurance advice.

About flood insurance agents in Council Bluffs

Flood insurance agents in Council Bluffs help property owners secure coverage through the National Flood Insurance Program or private insurers. Iowa law requires flood insurance for properties in designated flood zones if they have a federally backed mortgage. Local agents can explain the specific flood risks along the Missouri River and help you choose the right policy.

Frequently Asked Questions

Do I need flood insurance in Council Bluffs Iowa?

If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding can occur and coverage is recommended.

What does a flood insurance agent in Council Bluffs do?

A flood insurance agent evaluates your property risk, explains policy options from the NFIP or private insurers, and helps you complete the application. They also assist with elevation certificates and claims questions.

How long does it take to get flood insurance in Council Bluffs?

NFIP policies typically have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.