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Flood Insurance Agents in Waukegan, IL

Browse flood insurance agents serving Waukegan, Illinois. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Waukegan, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 flood insurance agents in Waukegan, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Manuel Torres - State Farm Insurance Agent
1520 Washington St, Waukegan, IL 60085
(847) 782-1475 manueltorres.biz
Tim Vinson - State Farm Insurance Agent
2730 Grand Ave, Waukegan, IL 60085
(847) 263-6996 timvinson.com
Farmers Insurance - Daniel Cahue
102 S Genesee St, Waukegan, IL 60085
(224) 637-3448 agents.farmers.com
Silvia V Chacon Agency Inc American Family Insurance
2009 N Green Bay Rd, Waukegan, IL 60087
(847) 775-1818 amfam.com
Martinez Insurance Group
2243 Belvidere Rd, Waukegan, IL 60085
(847) 596-7447
Farmers Insurance - Adrian Rivas Salgado
927 W Glen Flora Ave, Waukegan, IL 60085
(847) 672-9710 agents.farmers.com
Magnum Insurance Agency
2312 Grand Ave, Waukegan, IL 60087
(847) 596-8185 magnuminsurance.com
Need Insurance Plus More
229 S Green Bay Rd, Waukegan, IL 60085
(847) 599-1530 facebook.com
Northwest Insurance Network
328 S Green Bay Rd, Waukegan, IL 60085
(847) 263-0600 northwestinsurance.com
Alicia Rodriguez American Family Insurance
700 S Lewis Ave Ste 250, Waukegan, IL 60085
(847) 244-8870 amfam.com
Alamo Insurance & Financial Service
2744 Grand Ave, Waukegan, IL 60085
(847) 239-5481 alamoinsurancewaukeganil.com
Progressive Authorized Agent Elizabeth Vaca
229 S Green Bay Rd, Waukegan, IL 60085
(847) 599-1530 about.me
Selecto Insurance
1906 Grand Ave, Waukegan, IL 60085
(847) 625-6400 selectoins.com
Anderson Insurance Brokers
2708 Grand Ave, Waukegan, IL 60085
(847) 249-4110 andersoninsurancebrokers.com
Farmers Insurance - Michael Alvarez
430 N Green Bay Rd, Waukegan, IL 60085
(224) 944-0969 agents.farmers.com
Cunningham Insurance Agency
1101 Chestnut St, Waukegan, IL 60085
(847) 336-9669 ciagency.us
Paul W Kaiser & Associates
1400 Sunset Ave Ste 1, Waukegan, IL 60087
(847) 623-0300 pwkaiser.com
Secure Sure Insurance LLC
820 Hickory St, Waukegan, IL 60085
(847) 388-6682
Carl E Mellen & Co
601 W Greenwood Ave, Waukegan, IL 60087
(847) 244-3500 carlmellen.com
Diverse Insurance Solutions
32 N West St Ste 201, Waukegan, IL 60085
(847) 201-6166 disagencies.com

Flood insurance agents in Waukegan Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Waukegan's proximity to Lake Michigan and the Des Plaines River flood risks.

What Does a Flood Insurance Agent in Waukegan Cost?

Typical flood insurance costs in Illinois range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, building value, and elevation. Private insurers may offer lower rates for lower risk properties. Costs vary by situation based on your specific location in Waukegan and the coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Waukegan do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets NFIP or private insurer requirements. They can explain Illinois specific flood zone maps and coverage limits. Agents also assist with filing claims after a flood event.
Is flood insurance required in Waukegan Illinois?
Flood insurance is not required by Illinois state law, but mortgage lenders often require it for properties in designated high-risk flood zones. Waukegan has areas in Zones A and AE where flood insurance is mandatory for federally backed loans. You can check your property on FEMA flood maps.
How do I choose a flood insurance agent in Waukegan?
Look for an agent licensed in Illinois with experience in NFIP policies and private flood insurance. Ask about their knowledge of Waukegan flood zones and the 30 day waiting period for NFIP policies. Compare quotes from multiple agents to find suitable coverage.