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HomeFlood Insurance AgentsIllinois › Bloomington

Find Flood Insurance Agents Near You in Bloomington, IL

Browse flood insurance agents serving Bloomington, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Bloomington, Illinois is Abby Spachman - State Farm Insurance Agent, rated 5.0 stars across 672 reviews. Other highly rated options include Jim Spachman - State Farm Insurance Agent, Rick McLean - State Farm Insurance Agent, State Farm Insurance: Corporate Headquarters. This directory lists 20 flood insurance agents serving Bloomington.

Showing 20 flood insurance agents in Bloomington, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Abby Spachman - State Farm Insurance Agent405 N Hershey Rd STE 5(309) 662-1822
2Jim Spachman - State Farm Insurance Agent2501 E College Ave a(309) 661-1700
3Rick McLean - State Farm Insurance Agent409 S Prospect Rd(309) 662-5555
4State Farm Insurance: Corporate Headquarters1 State Farm Plaza(309) 766-2311
5PD Benefits | Pam Deaton | Main Line Benefits202 S Eldorado Rd Suite B2(309) 287-3518
6Shelter Insurance - Brian Thoennes410 N Clinton St(309) 829-8451
7Clemens Insurance2806 E Empire St
8New Day Insurance Agency LLC1014 Ekstam Dr Suite 101(309) 225-3520
9Farmers Insurance - Philip Carr1202 E Washington St(309) 827-9848
10Miller Insurance Agency3807 General Electric Rd # 1(309) 663-0104
AS
405 N Hershey Rd STE 5
Abby Spachman - State Farm Insurance Agent
Flood Insurance Agent · Bloomington, IL

Abby Spachman - State Farm Insurance Agent in Bloomington, IL, provides flood insurance coverage to protect against water damage from storms and rising waters. Service plans include policy reviews and annual updates to ensure adequate coverage limits. The agent assists clients with filing claims and offers guidance on flood preparedness measures. Properties serviced include single-family homes, apartments, retail spaces, and family-owned restaurants.

JS
2501 E College Ave a
Jim Spachman - State Farm Insurance Agent
Flood Insurance Agent · Bloomington, IL

Homeowners, businesses, and property managers in Bloomington, IL rely on Jim Spachman - State Farm Insurance Agent for flood insurance coverage that protects structures and their contents from water damage. As a local flood insurance agent, this agency helps clients understand National Flood Insurance Program policies and assess their risk in flood-prone areas. Their services are essential for any property near waterways or in low-lying zones. The agency also serves clients in the surrounding McLean County communities, including Normal and Towanda.

RM
409 S Prospect Rd
Rick McLean - State Farm Insurance Agent
Flood Insurance Agent · Bloomington, IL

Rick McLean - State Farm Insurance Agent serves clients in and around Bloomington, IL, and the surrounding McLean County communities. It handles flood insurance policies, which are important for properties located in designated flood zones or areas prone to heavy rainfall and water damage. The agency evaluates individual property risks to recommend appropriate coverage limits and communicates policy details clearly to each client. It focuses on explaining the waiting periods and coverage exclusions that apply to standard policies before guiding a homeowner through the application process.

SF
1 State Farm Plaza
State Farm Insurance: Corporate Headquarters
Flood Insurance Agent · Bloomington, IL

Serving the Bloomington, IL area, State Farm Insurance: Corporate Headquarters provides flood insurance agent services. The company assists homeowners and renters in securing flood protection through the National Flood Insurance Program. Private policies are also offered for properties requiring higher coverage limits. Clients can obtain flood risk evaluations and coverage assessments during consultations. The agency handles policy claims processing and coordinates with adjusters to expedite claim resolutions for water damage events.

PB
202 S Eldorado Rd Suite B2
PD Benefits | Pam Deaton | Main Line Benefits
Flood Insurance Agent · Bloomington, IL

PD Benefits, also known as Pam Deaton and Main Line Benefits in Bloomington, IL, offers flood insurance as either a single-policy purchase for one-time need or as a continuously renewable service for ongoing coverage. The agency helps clients understand federal and private options to protect residential and commercial properties against flood damage. Services for flood insurance are provided on a scheduled or as-needed basis, depending on policy renewal cycles and individual circumstances.

SI
410 N Clinton St
Shelter Insurance - Brian Thoennes
Flood Insurance Agent · Bloomington, IL

Shelter Insurance – Brian Thoennes specializes in helping property owners secure flood coverage tailored to their specific needs. The agency serves the Bloomington, IL, area by guiding clients through policy options and claims support with clear, practical advice. Working with major insurers, it assists both homeowners and businesses in evaluating flood risks and obtaining appropriate protection. As spring thaw or heavy storms raise water levels in this region, the agency helps ensure clients have coverage in place before damage occurs.

CI
2806 E Empire St
Clemens Insurance
Flood Insurance Agent · Bloomington, IL
ND
1014 Ekstam Dr Suite 101
New Day Insurance Agency LLC
Flood Insurance Agent · Bloomington, IL

New Day Insurance Agency LLC, serving Bloomington, IL, is a dedicated flood insurance agent known for helping property owners obtain necessary coverage for flood-prone areas. The agency assists clients in navigating the complexities of federal and private flood policies to protect homes and businesses from water damage. It offers consultation on flood zone mapping and typical coverage limits for local properties. Added assistance includes support for filing proof of loss after a flood event.

FI
1202 E Washington St
Farmers Insurance - Philip Carr
Flood Insurance Agent · Bloomington, IL

Farmers Insurance - Philip Carr offers residential flood insurance services in Bloomington, IL, helping homeowners protect their properties from water damage. Commercial flood coverage is also available for local businesses in the surrounding area. The agency assists clients in understanding policy options tailored to their specific flood zone needs. Customers can return for annual policy reviews or adjustments following major storms, ensuring continued coverage between regular visits.

MI
3807 General Electric Rd # 1
Miller Insurance Agency
Flood Insurance Agent · Bloomington, IL

Miller Insurance Agency in Bloomington, Illinois serves homeowners, businesses, and property managers by helping them secure flood insurance policies. Flood insurance is essential in this region, as many standard property policies do not cover water damage from rising waterways or heavy rainfall. The agency works to explain coverage options, evaluate flood zone risks, and assist clients through the application process. It also provides services to property owners in the surrounding communities of Normal and throughout McLean County.

CI
1410 Woodbine Rd
Compass Insurance
Flood Insurance Agent · Bloomington, IL
(309) 662-6800
compasscoverage.com
SF
1 State Farm Plaza
State Farm Insurance Corporate South
Flood Insurance Agent · Bloomington, IL
(309) 205-3467
TI
109 E Market St
Trusted Insurance Agency IL
Flood Insurance Agent · Bloomington, IL
(309) 270-2841
FI
104 W Monroe St
Functional Insurance Agency
Flood Insurance Agent · Bloomington, IL
(309) 300-2357
MS
325 U.S. Route 66
Mutual Smart Insurance IL
Flood Insurance Agent · Bloomington, IL
(309) 270-8680
SI
503 N East St
Smart Insurance Agency Service
Flood Insurance Agent · Bloomington, IL
(309) 270-6980
KI
1605 Commerce Pkwy
Koester Insurance Group
Flood Insurance Agent · Bloomington, IL
(217) 379-7525
koesterinsurancegroup.com
SI
1 Brickyard Dr A
Snyder Insurance, A Dimond Bros. Company
Flood Insurance Agent · Bloomington, IL
(877) 725-1800
insurewithsnyder.com
SA
1304 E Empire St Suite 3
The Scritchlow Agency
Flood Insurance Agent · Bloomington, IL
(309) 662-2656
agents.countryfinancial.com/usa/il/bloomington/ryan-scritchlow
TR
712 IAA Dr
TROXELL
Flood Insurance Agent · Bloomington, IL
(800) 633-1355
troxellins.com/Troxell/Bloomington-Office

What Does a a Flood Insurance Agent in Bloomington Cost?

The cost of flood insurance in Bloomington Illinois varies by property location, elevation, and coverage amount. An NFIP policy for a single-family home in a low-risk zone may cost around 500 to 800 dollars per year. In high-risk zones, premiums can range from 1,000 to 3,000 dollars or more annually. Private flood insurance may offer different pricing and higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Bloomington

Flood insurance agents in Bloomington Illinois help property owners secure coverage through the National Flood Insurance Program and private insurers. Illinois law requires flood insurance for properties in high-risk flood zones if the mortgage is from a federally regulated lender. These agents can assess your flood risk and explain policy options tailored to McLean County conditions.

Frequently Asked Questions

Do I need flood insurance in Bloomington Illinois?

Flood insurance is not required by Illinois state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many agents recommend coverage for peace of mind.

What does a flood insurance agent in Bloomington do?

A flood insurance agent helps you understand your flood risk based on FEMA flood maps for McLean County. They explain policy limits, deductibles, and waiting periods, and they assist with filing claims. They can also compare NFIP policies with private flood insurance options available in Illinois.

How long does it take for flood insurance to start in Illinois?

NFIP policies have a standard 30-day waiting period before coverage begins. There are exceptions, such as when flood insurance is required for a new mortgage closing. Private flood insurance policies may have different waiting periods, so ask your agent for details.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.