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HomeFlood Insurance AgentsIllinois › Algonquin

Find Flood Insurance Agents Near You in Algonquin, IL

Browse flood insurance agents serving Algonquin, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Algonquin, Illinois is Andre Smith: Allstate Insurance, rated 4.8 stars across 230 reviews. Other highly rated options include Steve Duitsman - State Farm Insurance Agent, Shelter Insurance - Bryan Clark, Farmers Insurance - Mark Bidinger. This directory lists 16 flood insurance agents serving Algonquin.

Showing 16 flood insurance agents in Algonquin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Andre Smith: Allstate Insurance1072 E Algonquin Rd(847) 485-0405
2Steve Duitsman - State Farm Insurance Agent1455 Algonquin Rd(847) 854-4000
3Shelter Insurance - Bryan Clark200 N Harrison St #106(847) 669-4664
4Farmers Insurance - Mark Bidinger128 S Main St(224) 241-8411
5Carlos Escobedo - State Farm Insurance Agent503 E Algonquin Rd(847) 854-8877
6Brazelton Insurance Group, Inc115 N Main St Unit 101(224) 333-2241
7Steve Kosydar: Allstate Insurance2725 Algonquin Rd(847) 539-0865
8Preferred Group Insurance Agency, Inc.4520 Whitehall Ln(224) 276-5495
9AAA Insurance - Matter Insurance Agency1205 S Main St(224) 470-7256
10Impressive Insurance Agency1457 Merchant Dr Ste A(773) 301-2064
AS
1072 E Algonquin Rd
Andre Smith: Allstate Insurance
Flood Insurance Agent · Algonquin, IL

Andre Smith: Allstate Insurance serves the Algonquin, Illinois area as a local flood insurance agent. The agency assists homeowners and renters in obtaining coverage that protects against water damage from rising water and overflow. Policies are designed to help residents meet mortgage requirements and safeguard property in flood-prone zones. Standard homeowners insurance often excludes flood damage, making this specialized coverage essential. Specific services handled here include writing new National Flood Insurance Program policies and processing claims for existing policyholders.

SD
1455 Algonquin Rd
Steve Duitsman - State Farm Insurance Agent
Flood Insurance Agent · Algonquin, IL

As a flood insurance agent in Algonquin, IL, Steve Duitsman of State Farm Insurance Agent provides guidance on securing coverage that protects against flood damage. The office helps clients understand policy options and file claims when needed. It offers periodic policy reviews to ensure coverage meets changing needs. Flood insurance plans can be tailored to fit various property types, including single-family homes, apartments, retail spaces, and restaurants.

SI
200 N Harrison St #106
Shelter Insurance - Bryan Clark
Flood Insurance Agent · Algonquin, IL

Shelter Insurance - Bryan Clark helps homeowners, businesses, and property managers in Algonquin, Illinois, secure flood insurance coverage to protect their structures and belongings from water damage. The agency guides clients through available policy options, explaining coverage limits and the importance of acting before flood watches or warnings arise. This service is particularly valuable for properties near the Fox River or other local waterways. The agency also serves surrounding communities such as Lake in the Hills, Crystal Lake, and Cary.

FI
128 S Main St
Farmers Insurance - Mark Bidinger
Flood Insurance Agent · Algonquin, IL

As a flood insurance agent, Farmers Insurance - Mark Bidinger in Algonquin, IL distinguishes between one-time policies for immediate property protection and recurring plans that provide ongoing coverage against future flood events. Their services secure financial safeguards for residential and commercial structures in flood-prone areas, reviewing typical flood zone maps to determine appropriate coverage limits. This agent offers both scheduled appointments for annual policy reviews and as-needed consultations immediately following severe weather or property changes.

CE
503 E Algonquin Rd
Carlos Escobedo - State Farm Insurance Agent
Flood Insurance Agent · Algonquin, IL

Carlos Escobedo - State Farm Insurance Agent serves Algonquin, Illinois, and the surrounding communities. The agency handles flood insurance policies for homeowners, renters, and business owners in the area. Protecting property from potential water damage is the primary focus of this work. The agent evaluates each client’s flood risk and property location to determine appropriate coverage options. A straightforward, individualized consultation is used to match each customer with a suitable plan.

BI
115 N Main St Unit 101
Brazelton Insurance Group, Inc
Flood Insurance Agent · Algonquin, IL

Spring rains often bring rising water concerns to the Algonquin area, and Brazelton Insurance Group, Inc provides residents with flood insurance solutions tailored to the region’s flood-prone zones. They guide homeowners through the complexities of National Flood Insurance Program policies and private market options. After an initial consultation, clients receive a thorough property inspection to document elevation and water risks, ensuring accurate coverage recommendations.

SK
2725 Algonquin Rd
Steve Kosydar: Allstate Insurance
Flood Insurance Agent · Algonquin, IL

Steve Kosydar: Allstate Insurance specializes in securing flood insurance policies in Algonquin, IL, and also handles general insurance services for local property owners. It helps residents understand National Flood Insurance Program options for homes and businesses in designated flood zones. The agent assists clients with protecting properties against water damage from heavy rains and spring thaws common in the area.

PG
4520 Whitehall Ln
Preferred Group Insurance Agency, Inc.
Flood Insurance Agent · Algonquin, IL

Preferred Group Insurance Agency, Inc. in Algonquin, IL works with homeowners and commercial property owners to address their financial exposure to water damage. It specializes specifically in writing flood insurance policies that supplement standard hazard coverage. This specialty product is vital because most general property policies exclude rising water events. The agency applies its local knowledge of regional flood zones to help clients secure appropriate limits. It can serve diverse commercial sectors in the area, including offices, warehouses, and food service operations.

AI
1205 S Main St
AAA Insurance - Matter Insurance Agency
Flood Insurance Agent · Algonquin, IL

AAA Insurance - Matter Insurance Agency provides residential flood insurance coverage for homeowners in Algonquin, Illinois. The agency also offers commercial flood policies designed to protect local businesses in the surrounding area. Agents work with clients to review policy options and explain coverage related to regional flood risks. After the initial policy is secured, the agency routinely follows up to recommend updates before each flood season or between regular property insurance reviews.

II
1457 Merchant Dr Ste A
Impressive Insurance Agency
Flood Insurance Agent · Algonquin, IL

Impressive Insurance Agency in Algonquin, IL, is a flood insurance agent known for helping property owners navigate the National Flood Insurance Program. Its service range covers residential and commercial policies tailored to the Fox River Valley’s flood risks. The agency reviews local flood zone maps to identify gaps in standard homeowners coverage. It also explains the 30-day waiting period for new NFIP policies. For an added specialty, the agency can structure increased replacement cost endorsements on the structure of the dwelling.

IB
1491 Cumberland Pkwy
Insurance Benefits Resource Group
Flood Insurance Agent · Algonquin, IL
(224) 333-0550
insurancebrg.com
CI
302 S Main St
Calfa Insurance Center / ProLine
Flood Insurance Agent · Algonquin, IL
(847) 658-5700
calfaforins.com
BI
1457 Merchant Dr suite c
Business Insurance Solutions, LLC
Flood Insurance Agent · Algonquin, IL
(888) 900-5309
businessinsurancesolutions.net
LI
1241 Victoria Ct
LNR Insurance Services
Flood Insurance Agent · Algonquin, IL
(847) 915-7400
lnrinsurance.com/contactus.php
FI
1210 E Algonquin Rd
Farmers Insurance - Mushtaq Darabu
Flood Insurance Agent · Algonquin, IL
(630) 860-7617
agents.farmers.com/il/algonquin/mushtaq-darabu
AP
2725 Algonquin Rd
Allstate Personal Financial Representative: Derrick Kelly
Flood Insurance Agent · Algonquin, IL
(847) 894-0171
agents.allstate.com/derrick-kelly-algonquin-il.html

What Does a a Flood Insurance Agent in Algonquin Cost?

Typical flood insurance costs in Algonquin Illinois range from 500 to 3000 per year depending on your property's flood zone elevation and coverage amount. Homes in high-risk AE zones often pay more while those in lower-risk X zones may qualify for lower preferred risk policies. An elevation certificate can affect your premium significantly. This is general information not insurance advice.

About flood insurance agents in Algonquin

Flood insurance agents in Algonquin Illinois help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Algonquin is located near the Fox River so many homes and businesses may fall within Special Flood Hazard Areas that require additional protection.

Frequently Asked Questions

Do I need flood insurance in Algonquin Illinois?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flood insurance is recommended because 20 percent of flood claims come from low to moderate risk areas.

What does a flood insurance agent in Algonquin do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the required elevation certificate if needed. They also guide you through the 30-day waiting period before most NFIP policies take effect.

How much does flood insurance cost in Algonquin Illinois?

Costs vary based on flood zone elevation and building characteristics. In Illinois average NFIP premiums range from 700 to 2000 per year for a standard home. Private policies may offer different pricing and higher coverage limits.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.