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Find Flood Insurance Agents in Algonquin, IL

Looking for a flood insurance agent in Algonquin? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Algonquin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 flood insurance agents in Algonquin, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andre Smith: Allstate Insurance
1072 E Algonquin Rd, Algonquin, IL 60102
(847) 485-0405 agents.allstate.com
Steve Duitsman - State Farm Insurance Agent
1455 Algonquin Rd, Algonquin, IL 60102
(847) 854-4000 steveduitsman.com
Shelter Insurance - Bryan Clark
200 N Harrison St #106, Algonquin, IL 60102
(847) 669-4664 shelterinsurance.com
Carlos Escobedo - State Farm Insurance Agent
503 E Algonquin Rd, Algonquin, IL 60102
(847) 854-8877 carlosismyagent.com
Farmers Insurance - Mark Bidinger
128 S Main St, Algonquin, IL 60102
(224) 241-8411 agents.farmers.com
Steve Kosydar: Allstate Insurance
2725 Algonquin Rd, Algonquin, IL 60102
(847) 539-0865 agents.allstate.com
Brazelton Insurance Group, Inc
115 N Main St Unit 101, Algonquin, IL 60102
(224) 333-2241 brazeltoninsgrp.com
Preferred Group Insurance Agency, Inc.
4520 Whitehall Ln, Algonquin, IL 60102
(224) 276-5495 preferredgroupins.com
AAA Insurance - Matter Insurance Agency
1205 S Main St, Algonquin, IL 60102
(224) 470-7256 locator.acg.aaa.com
Impressive Insurance Agency
1457 Merchant Dr Ste A, Algonquin, IL 60102
(773) 301-2064 impressiveinsurancebroker.com
Calfa Insurance Center / ProLine
302 S Main St, Algonquin, IL 60102
(847) 658-5700 calfaforins.com
Insurance Benefits Resource Group
1491 Cumberland Pkwy, Algonquin, IL 60102
(224) 333-0550 insurancebrg.com
Business Insurance Solutions, LLC
1457 Merchant Dr suite c, Algonquin, IL 60102
(888) 900-5309 businessinsurancesolutions.net
Farmers Insurance - Mushtaq Darabu
1210 E Algonquin Rd, Algonquin, IL 60102
(630) 860-7617 agents.farmers.com
LNR Insurance Services
1241 Victoria Ct, Algonquin, IL 60102
(847) 915-7400 lnrinsurance.com
Allstate Personal Financial Representative: Derrick Kelly
2725 Algonquin Rd, Algonquin, IL 60102
(847) 894-0171 agents.allstate.com

Flood insurance agents in Algonquin Illinois help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Algonquin is located near the Fox River so many homes and businesses may fall within Special Flood Hazard Areas that require additional protection.

What Does a Flood Insurance Agent in Algonquin Cost?

Typical flood insurance costs in Algonquin Illinois range from 500 to 3000 per year depending on your property's flood zone elevation and coverage amount. Homes in high-risk AE zones often pay more while those in lower-risk X zones may qualify for lower preferred risk policies. An elevation certificate can affect your premium significantly. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Algonquin Illinois?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flood insurance is recommended because 20 percent of flood claims come from low to moderate risk areas.
What does a flood insurance agent in Algonquin do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the required elevation certificate if needed. They also guide you through the 30-day waiting period before most NFIP policies take effect.