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HomeFlood Insurance AgentsIllinois › Champaign

Find Flood Insurance Agents Near You in Champaign, IL

Browse flood insurance agents serving Champaign, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 554 reviews. Other highly rated options include John Caywood - State Farm Insurance Agent, Steve Tarrant - State Farm Insurance Agent, Anna Schappaugh - State Farm Insurance Agent. This directory lists 24 flood insurance agents serving Champaign.

Showing 24 flood insurance agents in Champaign, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kurt Lenschow - State Farm Insurance Agent2309 Village Green Pl c(217) 352-1411
2John Caywood - State Farm Insurance Agent501 E University Ave Suite 1(217) 367-1105
3Steve Tarrant - State Farm Insurance Agent106 W Springfield Ave(217) 352-1188
4Anna Schappaugh - State Farm Insurance Agent2500 Galen Dr UNIT 6(217) 239-4282
5Brya Insurance2002 S Neil St(217) 355-5555
6Marcy McAnally - State Farm Insurance Agent900 S Mattis Ave Ste A(217) 356-2722
7Tom Cox - State Farm Insurance Agent2108 W Springfield Ave #2(217) 352-7651
8Prairieland Insurance Group, LLC2009 Fox Dr # M(217) 352-9000
9Hall Insurance Services711 S Neil St(217) 352-8833
10Dustin Hiser: Allstate Insurance604 S Neil St STE 104(217) 359-0232
KL
2309 Village Green Pl c
Kurt Lenschow - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

Kurt Lenschow - State Farm Insurance Agent serves the Champaign, Illinois area as a flood insurance agent. The agency helps homeowners, renters, and business owners understand the specific flood risks in central Illinois. It provides guidance on securing coverage through the National Flood Insurance Program, a key resource for properties located in designated flood zones. Policy reviews are a standard part of the service to ensure adequate protection gaps are addressed. The agency also assists with claims filing and adjusting coverage after flood damage events.

JC
501 E University Ave Suite 1
John Caywood - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

John Caywood - State Farm Insurance Agent in Champaign, Illinois offers professional assistance for property owners seeking flood insurance policies and risk assessments for their specific locations. Service includes evaluating coverage needs to help protect structures and contents against potential water damage from heavy rains or rising waters. Maintenance plans focus on annual policy reviews to ensure limits adjust with changing flood maps and property values. The agent services single-family homes, apartments, retail storefronts, and restaurants throughout the local area.

ST
106 W Springfield Ave
Steve Tarrant - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

Steve Tarrant - State Farm Insurance Agent serves homeowners, businesses, and property managers in Champaign, Illinois, by offering flood insurance policies to protect against water damage. As a local agent, he helps clients understand the different coverage options available for their properties. The agency also provides guidance on flood zones and policy requirements for those at risk. Residents and business owners in nearby Savoy, as well as other sections of the Champaign-Urbana metro area, can also receive coverage assistance from this office.

AS
2500 Galen Dr UNIT 6
Anna Schappaugh - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

Anna Schappaugh - State Farm Insurance Agent serves Champaign, Illinois, and the surrounding communities. It handles flood insurance for residential and commercial properties in the area. Policies are designed to cover damage from rising water and related weather events. The agency helps customers assess their flood risk and select appropriate coverage through the National Flood Insurance Program. It works by reviewing each client’s unique property location and needs to recommend suitable protection options.

BI
2002 S Neil St
Brya Insurance
Flood Insurance Agent · Champaign, IL

Brya Insurance in Champaign, IL distinguishes between a one-time flood insurance consultation for evaluating a single property’s risk and ongoing support for clients who require policy updates or annual reviews. Coverage options are designed to protect homes and businesses from water damage caused by rising rivers or heavy storms common to central Illinois. Their flood insurance agency services operate on an as-needed basis, allowing clients to request assistance only when specific policy questions or claims arise.

MM
900 S Mattis Ave Ste A
Marcy McAnally - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

After severe thunderstorms or heavy spring rains cause standing water in the Champaign area, residents often seek flood coverage to protect their homes. Marcy McAnally - State Farm Insurance Agent provides flood insurance policies tailored to local risk exposure, helping property owners understand their flood zone designation and policy limits. The agency works to clarify how separate flood policies complement standard homeowners insurance. An initial risk assessment of the property’s elevation and proximity to drainage systems is typically conducted during the first consultation.

TC
2108 W Springfield Ave #2
Tom Cox - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL

Tom Cox - State Farm Insurance Agent in Champaign, IL, specializes in flood insurance policies tailored to local residential and commercial needs. The agency assists clients in navigating National Flood Insurance Program options and explaining coverage limits for structures and contents. With central Illinois experiencing heavy spring rains and sudden snowmelt, the agent helps property owners secure protection against potential water damage before severe weather arrives.

PI
2009 Fox Dr # M
Prairieland Insurance Group, LLC
Flood Insurance Agent · Champaign, IL

Prairieland Insurance Group, LLC, based in Champaign, Illinois, provides property coverage that helps clients manage financial risks from water damage. Its flood insurance agency can write policies for residential homes as well as commercial structures. The company serves both office parks and stand-alone office buildings. It also covers warehouses that store inventory or equipment. In addition, Prairieland insures food service operations, including restaurants and commercial kitchens.

HI
711 S Neil St
Hall Insurance Services
Flood Insurance Agent · Champaign, IL

Hall Insurance Services in Champaign, IL is known for helping clients navigate the complexities of flood insurance policies. It assists homeowners and renters in the area in securing coverage that protects against water damage from rising waters and heavy storms. The agency works with residents to understand their property’s specific flood risk and policy options. For added protection, it can also arrange separate endorsements for basement contents and structural improvements.

DH
604 S Neil St STE 104
Dustin Hiser: Allstate Insurance
Flood Insurance Agent · Champaign, IL

Dustin Hiser: Allstate Insurance in Champaign, IL, provides residential flood insurance services for homeowners needing protection against water damage. Commercial flood coverage is also available for local businesses in the area. The agency serves clients throughout Champaign and the surrounding communities. Following the initial policy setup, the agent offers follow-up service to review coverage needs between regular visits or after major weather events.

II
1316 Bluegrass Ln
Illini Insurance Agency, Inc.
Flood Insurance Agent · Champaign, IL
(217) 351-1518
illiniinsurance.com
TE
401 Devonshire Dr
Thomas & Ellars Ins Agency
Flood Insurance Agent · Champaign, IL
(217) 356-2400
thomas-ellars.com
RI
503 S Country Fair Dr #2B
Rector Insurance Agency LLC
Flood Insurance Agent · Champaign, IL
(217) 367-3510
rectorinsurance.com
IN
1817 S Neil St Suite 102
InsureChampaign
Flood Insurance Agent · Champaign, IL
(217) 356-3111
insurechampaign.net
JS
1401 N Prospect Ave Ste 8
Joe Stovall - State Farm Insurance Agent
Flood Insurance Agent · Champaign, IL
(217) 356-8300
joestovall.com
BS
816 N Country Fair Dr STE 6
Brad Shipp Agency Inc American Family Insurance
Flood Insurance Agent · Champaign, IL
(217) 351-8285
amfam.com/agents/illinois/champaign/Bradley-Shipp
PI
109 W Hill St
Priority Insurance Illinois
Flood Insurance Agent · Champaign, IL
(217) 745-8083
SI
816 N Country Fair Dr Ste 2
Shelter Insurance
Flood Insurance Agent · Champaign, IL
(217) 352-3649
shelterinsurance.com
IP
3302 Mission Dr Ste 104
Insurance Providers Group
Flood Insurance Agent · Champaign, IL
(217) 352-7080
ipgins.com
IR
2104 Windsor Pl Ste B
Insurance Risk Managers
Flood Insurance Agent · Champaign, IL
(217) 239-3755
irmagency.com
AA
1 E Main St #210
Atlas Agency
Flood Insurance Agent · Champaign, IL
(217) 384-5540
agents.horacemann.com/danditchfield
PI
477 Devonshire Dr
Private Insurance Service IL
Flood Insurance Agent · Champaign, IL
(217) 795-8571
DR
510 W Park Ave
David A Rueck - Insurance Agent
Flood Insurance Agent · Champaign, IL
(217) 355-9075
217insurance.com
UI
310 S 1st St
USI Insurance Services
Flood Insurance Agent · Champaign, IL
(217) 398-4400
usi.com

What Does a a Flood Insurance Agent in Champaign Cost?

Typical flood insurance premiums in Illinois range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies can cost more or less. Costs vary by property risk and deductible. This is general information, not insurance advice.

About flood insurance agents in Champaign

Flood insurance agents in Champaign Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Champaign County has areas designated as Special Flood Hazard Areas by FEMA. Illinois state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Champaign Illinois?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt.

How does an agent help with a flood insurance claim in Illinois?

An agent can explain your policy coverage and help you document damage. In Illinois, flood claims are handled by the insurer or NFIP. Agents do not adjust claims but can guide you on the process.

What is the waiting period for flood insurance in Illinois?

Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. Exceptions exist for loans closing on a property or map changes. Private policies may have different terms.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.