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Find Flood Insurance Agents Near You in Rockford, IL

Directory of flood insurance agents in Rockford, Illinois. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Rockford, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 flood insurance agents in Rockford, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance King
127 N Alpine Rd, Rockford, IL 61107
(888) 839-1365 insuranceking.com
Insurance King
1801 11th St, Rockford, IL 61104
(815) 316-9522 insuranceking.com
Insurance King
1515 N Rockton Ave, Rockford, IL 61103
(815) 968-5464 insuranceking.com
Magnum Insurance Agency
617 S Rockford Ave, Rockford, IL 61104
(815) 333-2645 magnuminsurance.com
Freeway Insurance
1090 W Riverside Blvd, Rockford, IL 61103
(815) 516-8552 locations.freeway.com
Broadmoor Agency
3923 E State St, Rockford, IL 61108
(815) 965-6700 broadmooragency.com
Harkness Insurance
5301 E State St #101, Rockford, IL 61108
(815) 395-1942 harknessins.com
Ally Insurance Agency
4010 E State St Suite 102B, Rockford, IL 61108
(815) 399-8003 allyrockford.com
SIG Insurance
513 Phelps Ave #2, Rockford, IL 61108
(312) 725-9778 sutkayinsurance.com
Spectrum Insurance
5301 E State St # 201, Rockford, IL 61108
(815) 229-4040 spectrumagency.com
Keystone Insurance Inc
513 Phelps Ave, Rockford, IL 61108
(815) 962-6641 keystoneagency.com
Nystrom Insurance Agency
5301 E State St Ste 122, Rockford, IL 61108
(815) 316-0370 agents.farmers.com
CoyleKiley Insurance Agency, Inc.
810 N Alpine Rd, Rockford, IL 61107
(815) 987-2170 coylekiley.com
Shelter Insurance - Lisa Radant
7445 Newburg Rd Ste 102A, Rockford, IL 61108
(815) 332-9312 shelterinsurance.com
Tipp Insurance Agency, LLC
4615 E State St Suite 10, Rockford, IL 61108
(815) 800-2525 tippinsurance.com
Brumfield Insurance Services
650 N Main St, Rockford, IL 61103
(779) 777-7900 brumfieldinsurance.com
Flanders Insurance
1947 N Lyford Rd, Rockford, IL 61107
(815) 226-1444 flandersinsurance.com
Shelter Insurance - Jennifer Smith
7445 Newburg Rd Ste 102B, Rockford, IL 61108
(815) 332-8292 shelterinsurance.com
Broadmoor Agency Inc: Ripplinger Matthew
202 W State St, Rockford, IL 61101
(815) 965-6700 broadmooragency.com

What Does a Flood Insurance Agent in Rockford Cost?

Flood insurance costs in Illinois vary widely based on flood zone property elevation and coverage amount. The average NFIP policy in Illinois costs around 700 to 900 dollars per year. Properties in high-risk zones may pay 1500 dollars or more. Elevation certificates and community rating system discounts can lower premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Rockford Illinois?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flood insurance is recommended because 25 percent of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent do in Rockford?
A flood insurance agent helps you assess your flood risk compare NFIP and private flood policies and complete the application. They can also explain waiting periods coverage limits and the difference between building and contents coverage.