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Find Flood Insurance Agents Near You in Rock Island, IL

Browse flood insurance agents serving Rock Island, Illinois. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 10 flood insurance agents in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenn Merema - State Farm Insurance Agent
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 jennmeremasf.com
Chris Elsberg - State Farm Insurance Agent
855 46th Ave, Rock Island, IL 61201
(309) 788-3060 chriselsberg.com
Don Ayers & Son's Insurance
3129 11th St, Rock Island, IL 61201
(309) 788-4546
State Farm Insurance
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 statefarm.com
Farrar Insurance
1712 18th Ave, Rock Island, IL 61201
(309) 786-4463 farrar.group
Illinois Casualty Company
225 20th St, Rock Island, IL 61201
(309) 793-1700 ilcasco.com
Michael Orth American Family Insurance
2427 17th St, Rock Island, IL 61201
(309) 788-7670 amfam.com
Affordable Insurance IL
1725 30th St, Rock Island, IL 61201
(309) 603-0171
Insurance King
3101 11th St suite A, Rock Island, IL 61201
(309) 981-0391 insuranceking.com
Riverscape Insurance
4405 11th St, Rock Island, IL 61201
(309) 430-2222

Flood insurance agents in Rock Island, Illinois help property owners secure coverage through the National Flood Insurance Program. Rock Island sits along the Mississippi River, making flood insurance important for many homes and businesses. Illinois law requires flood insurance for properties in high-risk zones with federally backed mortgages.

What Does a Flood Insurance Agent in Rock Island Cost?

Flood insurance premiums in Illinois typically range from 600 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Elevation certificates and flood zone maps affect your rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Rock Island Illinois?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many property owners choose to buy a policy for protection.
What does a flood insurance agent in Rock Island do?
A flood insurance agent helps you understand your flood risk, choose the right coverage amount, and complete the application process. They can explain the difference between building property coverage and personal contents coverage under the NFIP.