Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 flood insurance agents in Pekin, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Pfeifer - State Farm Insurance Agent
1000 Court St, Pekin, IL 61554
(309) 347-3484
insurewithdan.com
Zach Butler - State Farm Insurance Agent
808 Derby St, Pekin, IL 61554
(309) 347-3115
sfbutler.com
Amanda Seelye - COUNTRY Financial Agent
1505 Valle Vista Blvd, Pekin, IL 61554
(309) 885-5045
agents.countryfinancial.com
Greg Ladendorf - State Farm Insurance Agent
1614 Broadway St, Pekin, IL 61554
(309) 347-3007
gregladendorf.com
Pekin Insurance
2505 Court St, Pekin, IL 61558
(800) 322-0160
pekininsurance.com
Bill Martin Insurance Agency
1123 Market St, Pekin, IL 61554
(309) 353-3743
billmartininsurance.com
Dean Cooper - State Farm Insurance Agent
3306 Court St, Pekin, IL 61554
(309) 346-4942
deancooperinsurance.com
Pekin Insurance
120 N Parkway Dr #3933, Pekin, IL 61554
(309) 346-1161
pekininsurance.com
Brian Strode: Allstate Insurance
2004 Sunset Dr, Pekin, IL 61554
(309) 347-3423
agents.allstate.com
Farmers Insurance - Carrie Joos
1300 S 14th St, Pekin, IL 61554
(309) 353-7266
agents.farmers.com
Elmore Financial Group
230 Broadway St, Pekin, IL 61554
(309) 353-2203
elmorefinancial.net
Monge Crouch & Mahoney Inc
1 N 7th St, Pekin, IL 61554
(309) 347-7706
mcminsure.com
Unland Insurance & Benefits
2211 Broadway St, Pekin, IL 61554
(309) 347-2177
unland.com
Benefits Insurance Agency IL
2808 Court St, Pekin, IL 61554
(309) 201-5426
Griffin-Rahn Insurance Agency
2116 Court St, Pekin, IL 61554
(309) 347-5157
griffinrahninsurance.com
TotalCare Insurance IL
2912 Court St, Pekin, IL 61554
(309) 270-2324
Carney's Insurance Store
2116 Court St, Pekin, IL 61554
(309) 347-2121
Rushford Agency
340 Derby St, Pekin, IL 61554
(309) 346-3315
Terry Baecker - COUNTRY Financial Representative
1615 Valle Vista Blvd, Pekin, IL 61554
(309) 346-5433
advisors.countryfinancial.com
Steve O'Neill - COUNTRY Financial Agent
1505 Valle Vista Blvd, Pekin, IL 61554
(309) 346-4167
agents.countryfinancial.com
What Does a Flood Insurance Agent in Pekin Cost?
The cost of a flood insurance policy in Illinois through the NFIP averages around 700 to 1,000 dollars per year for a standard home. Premiums depend on your flood zone, building elevation, deductible, and coverage amount. Private market policies may have different rates. This is general information and not insurance advice. Always consult a licensed agent for a quote based on your specific property.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Pekin?
You are not required by Illinois law to have flood insurance outside a high-risk zone. However, many standard homeowners policies exclude flood damage, and over 20 percent of NFIP claims come from low-to-moderate risk areas. An agent can help you decide if a low-cost Preferred Risk Policy is right for you.
How does the 30-day waiting period work for flood insurance in Illinois?
NFIP flood insurance policies typically have a 30-day waiting period before coverage starts. This means you cannot buy a policy right before a storm and expect immediate coverage. Some exceptions apply, such as when flood insurance is required for a new mortgage closing.
What flood zones are common in Pekin Illinois?
Pekin has areas in Zone AE and Zone X on FEMA flood maps. Zone AE is a high-risk area along the Illinois River with a 1 percent annual flood chance. Zone X is a moderate-to-low risk area. Your agent can check your specific property address on the current Flood Insurance Rate Map.