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Find Flood Insurance Agents Near You in Oswego, IL

Browse flood insurance agents serving Oswego, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Oswego.

Showing 16 flood insurance agents in Oswego, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Calder Agency: Allstate Insurance2765 Walter Payton Memorial Hwy(630) 554-5252
2Janna Misek - State Farm Insurance Agent1136 Douglas Rd(630) 554-1540
3Nicole Hupp: Allstate Insurance4589 IL-71(630) 833-8100
4Rick Weissenhofer - State Farm Insurance Agent2261 Orchard Rd(630) 554-5277
5Zac Mcgrogan - State Farm Insurance Agent72 W Washington St(630) 554-8800
6Christina Reynolds Insurance Corp American Family Insurance103 Franklin St(630) 551-1784
7Tri-County Insurance Agency, Inc. "Bentley Agency"44 Monroe St(815) 200-5528
8VERONICA CONTRERAS: Allstate Insurance3408 Orchard Rd(630) 536-3090
9Hometowne Insurance4424 IL-71(630) 554-4040
10Jim Braddish - COUNTRY Financial Agent123 W Washington St Ste 333(630) 553-7401
CA
2765 Walter Payton Memorial Hwy
The Calder Agency: Allstate Insurance
Flood Insurance Agent · Oswego, IL

The Calder Agency: Allstate Insurance serves the Oswego, Illinois area as a local flood insurance agent. This agency helps property owners secure coverage that protects buildings and belongings from rising water. Policies typically address risks from storms, snowmelt, and ground saturation common in the region. Our representatives guide clients through the National Flood Insurance Program and private market options. Services include policy reviews for new homes and assisting with renewals after property modifications.

JM
1136 Douglas Rd
Janna Misek - State Farm Insurance Agent
Flood Insurance Agent · Oswego, IL

Janna Misek - State Farm Insurance Agent in Oswego, IL, provides a range of flood insurance services, including policy consultations and risk assessments. The agency helps clients evaluate their coverage needs and reviews policy terms to ensure adequate protection. It offers ongoing plan maintenance through periodic reviews and claims assistance. The company services single-family homes, apartments, retail locations, and restaurants.

NH
4589 IL-71
Nicole Hupp: Allstate Insurance
Flood Insurance Agent · Oswego, IL

Homeowners, businesses, and property managers in the Oswego area turn to Nicole Hupp at Allstate Insurance for flood insurance coverage. The agency assists clients in understanding policy options that protect against water damage from rising waters and storm-related flooding. Tailoring plans to individual property risks is a central part of the service provided. For those outside central Oswego, the agency also writes policies for clients in the greater Aurora region.

RW
2261 Orchard Rd
Rick Weissenhofer - State Farm Insurance Agent
Flood Insurance Agent · Oswego, IL

Rick Weissenhofer - State Farm Insurance Agent serves Oswego, Illinois, and the surrounding communities, handling flood insurance policies for residential and commercial properties. This agency helps clients understand flood zone risks and secure adequate coverage to protect their assets. To manage a typical job, the agent begins by assessing each property’s specific exposure, then matches that risk with appropriate policy options from available programs.

ZM
72 W Washington St
Zac Mcgrogan - State Farm Insurance Agent
Flood Insurance Agent · Oswego, IL

Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL provides flood insurance with a distinction between a one-time policy purchase for single events and recurring coverage options for ongoing property protection. Coverage typically addresses damage from rising water, including structural repairs and contents replacement. Their flood insurance services are available on either a one-time or as-needed basis, depending on the client’s selected policy term and renewal preferences.

CR
103 Franklin St
Christina Reynolds Insurance Corp American Family Insurance
Flood Insurance Agent · Oswego, IL

Located in Oswego, IL, Christina Reynolds Insurance Corp American Family Insurance offers flood insurance agency services. It works with property owners to assess flood exposure risks and secure appropriate coverage policies. The business typically guides clients through federal flood program requirements and private insurance options. A common seasonal concern it helps with is preparing for spring thaws and heavy rains that can cause basement flooding and sudden water damage in the region.

TC
44 Monroe St
Tri-County Insurance Agency, Inc. "Bentley Agency"
Flood Insurance Agent · Oswego, IL

Flooding from sudden spring thaws along the Fox River valleys often catches Oswego homeowners off guard, requiring urgent guidance on coverage limits. As a local flood insurance agent, Tri-County Insurance Agency, Inc. "Bentley Agency" provides NFIP-compliant policies designed specifically for the region’s flood zone risks. They help residents understand the distinction between standard homeowners insurance and separate flood protection. A typical process begins by scheduling an on-site property inspection to evaluate basement elevation, drainage patterns, and prior water intrusion.

VC
3408 Orchard Rd
VERONICA CONTRERAS: Allstate Insurance
Flood Insurance Agent · Oswego, IL

As a property insurance agent, VERONICA CONTRERAS: Allstate Insurance provides general coverage solutions while specializing in tailored flood insurance policies for clients in Oswego, IL. This agent helps protect homes and businesses from water damage that standard policies often exclude, offering essential financial security in flood-prone areas. The agent can serve diverse commercial sectors, including offices, warehouses, and food service operations that require specific risk assessments for flood exposure.

HI
4424 IL-71
Hometowne Insurance
Flood Insurance Agent · Oswego, IL

As a flood insurance agent based in Oswego, IL, Hometowne Insurance helps homeowners in the area secure residential flood coverage. The agency also assists local businesses with commercial flood insurance policies, serving clients throughout Kendall County and nearby communities. Beyond initial policy setup, the team provides follow-up service after flood events or policy renewals, coordinating with clients between regular visits to address any changes in coverage needs or property risk factors.

JB
123 W Washington St Ste 333
Jim Braddish - COUNTRY Financial Agent
Flood Insurance Agent · Oswego, IL

Jim Braddish - COUNTRY Financial Agent in Oswego, IL, is known for guiding property owners through the flood insurance purchasing process for homes and businesses. The agent serves Oswego and the surrounding region where seasonal weather patterns and local waterways raise the risk of water intrusion. Clients can expect personalized consultations to review coverage for standard flood zones and area-specific considerations. This agency also helps arrange additional endorsements for basement improvements or property contents beyond the dwelling itself.

NM
5 Main St
N.M. Tripp Insurance Agency, Inc.
Flood Insurance Agent · Oswego, IL
(630) 554-8831
trippinsuranceinc.com
NI
31 Kendall Point Dr Ste B
Nationwide Insurance: Kevin M Wiggins Agency LLC
Flood Insurance Agent · Oswego, IL
(630) 844-1448
agency.nationwide.com/il/oswego/60543/kevin-m-wiggins-agency-llc
FI
21 W Merchants Dr
Farmers Insurance - Ken Boncela
Flood Insurance Agent · Oswego, IL
(630) 801-8942
GI
5 E Washington St
Goosehead Insurance -Petzke Agency
Flood Insurance Agent · Oswego, IL
(331) 999-3043
FI
332 Douglas Rd
Farmers Insurance - Liseth Manzo
Flood Insurance Agent · Oswego, IL
(630) 930-0473
agents.farmers.com/il/oswego/liseth-manzo
II
1 E Merchants Dr #302
Insure1st, Inc.
Flood Insurance Agent · Oswego, IL
(630) 701-2266

What Does a a Flood Insurance Agent in Oswego Cost?

The cost of flood insurance in Oswego, Illinois varies based on your property's flood zone, elevation, building characteristics, and coverage amount. For an NFIP policy, annual premiums typically range from $500 to $2,500 for a standard home, though high-risk properties may cost more. Private flood insurance may offer different pricing and coverage limits. This is general information and not insurance advice.

About flood insurance agents in Oswego

Flood insurance agents in Oswego, Illinois help property owners understand and purchase flood coverage through the National Flood Insurance Program (NFIP) or private insurers. Oswego is located along the Fox River and in Kendall County, where flood zones are common, making flood insurance important for many homes. Illinois law requires that you carry flood insurance if your property is in a high-risk flood zone and you have a federally backed mortgage.

Frequently Asked Questions

Do I need flood insurance in Oswego Illinois?

You may need flood insurance if your property is in a high-risk flood zone (A or V zones) and you have a mortgage from a federally regulated lender. Even in moderate-risk areas, flood insurance is recommended because flooding can happen outside mapped zones.

How do I find a flood insurance agent in Oswego?

You can search for licensed insurance agents in Oswego who specialize in flood coverage. Many local agents work with the NFIP and private insurers to provide quotes and help you understand your flood risk based on FEMA flood maps.

What does flood insurance cover in Illinois?

Standard flood insurance through the NFIP covers structural damage to your building and damage to personal property up to policy limits. It does not cover basement improvements or items stored in basements. A local agent can explain coverage options and exclusions.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.