ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsIllinois › Oak Forest

Find Flood Insurance Agents Near You in Oak Forest, IL

Browse flood insurance agents serving Oak Forest, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Oak Forest, Illinois is Kira Harrison - State Farm Insurance Agent, rated 4.9 stars across 192 reviews. Other highly rated options include Brian Robinson - State Farm Insurance Agent, thorntonpowell Insurance Financial Services, Olson Insurance Group. This directory lists 15 flood insurance agents serving Oak Forest.

Showing 15 flood insurance agents in Oak Forest, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kira Harrison - State Farm Insurance Agent15109 Cicero Ave(708) 385-1200
2Brian Robinson - State Farm Insurance Agent15028 S Cicero Ave # L(708) 687-8585
3thorntonpowell Insurance Financial Services5550 147th St(708) 597-2800
4Olson Insurance Group4845 167th St(708) 636-8484
5John Richardson - State Farm Insurance Agent5544 147th St Suite B2(708) 333-3263
6George Relyea: Allstate Insurance5320 W 159th St Ste 101(708) 687-1212
7Lori Koehler - State Farm Insurance Agent6006 W 159th St Bldg D Unit 1E(708) 687-0072
8Jordan Insurance ServicesS, 15859 Ridgeland Ave(708) 687-9700
9Southland Agency Group4845 167th St Suite 102(708) 633-0054
10Kipper Insurance Group4845 167th St(708) 898-1567
KH
15109 Cicero Ave
Kira Harrison - State Farm Insurance Agent
Flood Insurance Agent · Oak Forest, IL

Kira Harrison, a State Farm Insurance Agent located in Oak Forest, Illinois, serves the greater Cook County and south suburban area as a dedicated flood insurance agent. The agency helps homeowners, renters, and local business owners understand National Flood Insurance Program policies for properties in designated flood zones. It guides clients on coverage limits, deductibles, and the distinction between building and contents protection. Specific services include assisting with flood zone determinations and completing Standard Flood Insurance Policy applications.

BR
15028 S Cicero Ave # L
Brian Robinson - State Farm Insurance Agent
Flood Insurance Agent · Oak Forest, IL

Brian Robinson - State Farm Insurance Agent in Oak Forest, IL provides comprehensive flood insurance services, including policy consultations, risk assessments, and claims assistance. The agency helps clients select appropriate coverage plans and offers ongoing support to review or update policies as needs change. Its service extends to maintaining clear communication about policy terms and flood preparedness. The firm serves a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants within the local community.

TI
5550 147th St
thorntonpowell Insurance Financial Services
Flood Insurance Agent · Oak Forest, IL

Thorntonpowell Insurance Financial Services assists homeowners, businesses, and property managers in Oak Forest, Illinois, with securing flood insurance policies. The agency helps clients understand flood zone risks and navigate coverage options tailored to property protection needs. They guide customers through the application process and explain policy details for peace of mind against water damage. Their service area also extends to neighboring communities throughout the south suburban Chicago metro region.

OI
4845 167th St
Olson Insurance Group
Flood Insurance Agent · Oak Forest, IL

Olson Insurance Group serves Oak Forest, Illinois, and the surrounding south suburban communities. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage caused by heavy rains and storm surges. It works with clients to assess their individual risk levels and coverage needs according to federal requirements. When managing a typical job, it reviews the property’s flood zone designation to recommend appropriate policy limits and then processes the necessary NFIP paperwork.

JR
5544 147th St Suite B2
John Richardson - State Farm Insurance Agent
Flood Insurance Agent · Oak Forest, IL

John Richardson of State Farm Insurance in Oak Forest, IL offers flood insurance as both a one-time policy for isolated property protection and as scheduled, renewal-based coverage for ongoing flood risk. Agents in this area help clients secure flood insurance from the National Flood Insurance Program, addressing coverage for building structures and contents. Services typically run on a one-time or scheduled policy basis, depending on individual property risk assessment and lender requirements.

GR
5320 W 159th St Ste 101
George Relyea: Allstate Insurance
Flood Insurance Agent · Oak Forest, IL

Serving the Oak Forest area, this agency specializes in securing flood insurance policies and offers a full suite of property coverage options. A dedicated agent works with homeowners and renters to assess flood risk and determine appropriate protection levels based on local flood zone maps. The agency guides clients through policy details, including the standard thirty-day waiting period for new National Flood Insurance Program plans. With spring thaws and heavy summer storms posing the greatest risk of water damage to basement foundations, it helps residents prepare for this recurring seasonal concern.

LK
6006 W 159th St Bldg D Unit 1E
Lori Koehler - State Farm Insurance Agent
Flood Insurance Agent · Oak Forest, IL

Flood risks rise each spring with heavy rains and snowmelt in Oak Forest, making reliable coverage essential for homeowners near low-lying areas. Lori Koehler's State Farm agency responds to this recurring need by offering flood insurance policies tailored to protect property from water damage. Clients can discuss their specific risk level and policy options during a straightforward face-to-face consultation. To begin this process, the agent schedules an initial property assessment to evaluate elevation and flood zone designation.

JI
S, 15859 Ridgeland Ave
Jordan Insurance Services
Flood Insurance Agent · Oak Forest, IL

Jordan Insurance Services works with property owners in the Oak Forest, Illinois area to secure comprehensive flood insurance policies that meet standard residential and commercial needs. The agency adds specialty coverage options such as increased replacement cost endorsements and basement content protection. It can tailor flood insurance solutions for various commercial sectors, including office buildings, warehouses, and food service establishments.

SA
4845 167th St Suite 102
Southland Agency Group
Flood Insurance Agent · Oak Forest, IL

Southland Agency Group provides residential flood insurance services to homeowners in Oak Forest, Illinois, protecting properties from water damage and rising premiums. The agency also offers commercial coverage tailored to local businesses and landlords needing financial safeguards. Its service area extends throughout Oak Forest and the surrounding suburban communities. Clients can consult with the agency to review policy details and adjust coverage as needed before returning for annual renewals or updates between regular visits.

KI
4845 167th St
Kipper Insurance Group
Flood Insurance Agent · Oak Forest, IL

Kipper Insurance Group, based in Oak Forest, IL, is known as a dedicated flood insurance agent serving property owners throughout the area. The company assists clients in securing coverage tailored to local flood zone risks and regulatory requirements. In addition to standard flood policies, it offers guidance on adjusting deductibles and managing elevation certificate needs. A specialty service it can add on is expedited claims filing support for clients facing imminent weather events.

TW
6006 W 159th St
Tom Walsh Insurance: Walsh Tom
Flood Insurance Agent · Oak Forest, IL
(708) 687-4649
SR
15337 S Cicero Ave # A
Sam Rolph Insurance Agency Inc.
Flood Insurance Agent · Oak Forest, IL
(708) 687-8770
erieinsurance.com/agencies/mm5072/sam-rolph-insurance-agency-inc.
MI
4845 167th St Floor 2
McVickers Insurance Services c/o Olson Insurance Group
Flood Insurance Agent · Oak Forest, IL
(708) 983-7361
mcvickers-ins.com
TF
14808 S Cicero Ave
Trademark Financial Services
Flood Insurance Agent · Oak Forest, IL
(708) 897-8160
mytrademarkins.com/contact-us
TW
15701 S Cicero Ave
Tom Walsh Insurance Agency
Flood Insurance Agent · Oak Forest, IL
(708) 687-4649

What Does a a Flood Insurance Agent in Oak Forest Cost?

The cost of flood insurance in Illinois varies based on flood zone property elevation and coverage amount. For an NFIP policy in Oak Forest annual premiums can range from about 700 dollars for low-risk zones to over 2000 dollars for high-risk areas. Private market policies may offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Oak Forest

Flood insurance agents in Oak Forest Illinois help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Oak Forest is located in Cook County which participates in the NFIP and requires flood insurance for properties in Special Flood Hazard Areas. Illinois law mandates that lenders require flood insurance on properties in high-risk zones so an agent can guide you on compliance and coverage options.

Frequently Asked Questions

Do I need flood insurance in Oak Forest Illinois?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur so an agent can help you evaluate your risk.

How does an agent help with Illinois flood insurance requirements?

An agent can explain the mandatory purchase requirement under the Flood Disaster Protection Act and Illinois state regulations. They can also help you understand elevation certificates and flood zone maps specific to Oak Forest.

What is the waiting period for flood insurance in Illinois?

For NFIP policies there is typically a 30-day waiting period before coverage takes effect. Private insurers may have different terms so it is important to plan ahead and not wait until a storm is approaching.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.