Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 flood insurance agents in McHenry, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Homan - State Farm Insurance Agent
4929 W Elm St, McHenry, IL 60050
(815) 669-5359
davehomaninsurance.com
Ryan P. Conway Agency, LLC
3322 W Elm St, McHenry, IL 60050
(815) 344-1600
rpcagency.com
Roger Beeler - State Farm Insurance Agent
2636 Schaid Ct, McHenry, IL 60051
(815) 669-5319
rogerbeeler.com
Reese Insurance Group
805 Front St, McHenry, IL 60050
(815) 385-6541
reese.insure
John Sutton - State Farm Insurance Agent
3424 W Elm St, McHenry, IL 60050
(815) 344-6444
johnpsutton2.com
Mary Trejo - State Farm Insurance Agent
1783 N Richmond Rd, McHenry, IL 60051
(779) 704-3020
maryismysfagent.com
Petra Kinnerk American Family Insurance
402 Front St Ste A, McHenry, IL 60050
(815) 385-2304
amfam.com
Bill Colbert - State Farm Insurance Agent
339 Front St, McHenry, IL 60050
(815) 385-4080
colbertinsurance.net
State Farm Insurance
3425 W Elm St, McHenry, IL 60050
(815) 344-6444
statefarm.com
GEORGE THOMPSON INSURANCE AGENCY, INC.
1307 Riverside Dr, McHenry, IL 60050
(815) 385-1066
thompsoninsurance.com
Beth & Rudnicki Insurance Agency, Inc.
1500 S Illinois Rte 31 #200, McHenry, IL 60050
(815) 385-7630
brinsurance.net
Belcore-Zogman Mary Jo
5459 Bull Valley Rd, McHenry, IL 60050
(779) 228-4151
allinsurancesavings.com
Greg Saucerman Agency Inc American Family Insurance
5206 W Elm St #102, McHenry, IL 60050
(815) 344-3744
amfam.com
Lowenheim Insurance Agency, LLC
4318 W Crystal Lake Rd Suite D, McHenry, IL 60050
(815) 385-7831
lowenheiminsurance.com
All Insurance Services
5459 Bull Valley Rd, McHenry, IL 60050
(815) 344-2345
allinsurancesavings.com
Farmers Insurance - Michael Podpora
3509 W Elm St, McHenry, IL 60050
(815) 363-7505
agents.farmers.com
All Insurance Services Inc: Wallner Jessica
5459 Bull Valley Rd, McHenry, IL 60050
(815) 344-2345
allinsurancesavings.com
What Does a Flood Insurance Agent in McHenry Cost?
Flood insurance costs in Illinois vary widely based on the propertys flood zone, elevation, and building characteristics. An NFIP policy for a single-family home in McHenry can range from $700 to $2,500 per year for a standard $250,000 building coverage. High-risk properties may see premiums above $4,000 annually. Private market options may offer different pricing and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in McHenry Illinois?
Flood insurance is not required by Illinois state law for all properties. However, if your home is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flood insurance is recommended as 20% of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent do in McHenry?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the required elevation certificate if needed. They can also help you understand waiting periods, coverage limits, and exclusions specific to Illinois flood zones.
How long does it take to get flood insurance in Illinois?
NFIP policies typically have a 30-day waiting period before coverage begins, except when the policy is required for a mortgage closing. Illinois private insurers may offer shorter waiting periods, but you should plan ahead and not wait until a storm is forecast.