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HomeFlood Insurance AgentsIllinois › Lockport

Find Flood Insurance Agents Near You in Lockport, IL

Browse flood insurance agents serving Lockport, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Lockport, Illinois is Susie Sheehan - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Farmers Insurance - Timothy Kearns, Chris Rose - State Farm Insurance Agent, Farmers Insurance - Maryam Hamed. This directory lists 17 flood insurance agents serving Lockport.

Showing 17 flood insurance agents in Lockport, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Susie Sheehan - State Farm Insurance Agent200 W 11th St Unit 2SW(815) 306-0184
2Farmers Insurance - Timothy Kearns928 N State St(815) 838-2675
3Chris Rose - State Farm Insurance Agent831 S State St(815) 838-5252
4Farmers Insurance - Maryam Hamed123 E 9th St Unit 2C(630) 359-8186
5Joe Ricker: Allstate Insurance901 S State St(815) 834-2100
6John S Janovyak Agency Inc American Family Insurance909 E 9th St(815) 588-0131
7Assurity Agency1112 E 9th St(815) 838-7900
8Farmers Insurance - Jack Maloney123 E 9th St unit 2F(630) 852-2224
9Likar Insurance Agency214 E 2nd St(815) 838-3206
10Cindy Verhoek - State Farm Insurance Agent976 E 9th St(815) 838-3569
SS
200 W 11th St Unit 2SW
Susie Sheehan - State Farm Insurance Agent
Flood Insurance Agent · Lockport, IL

Susie Sheehan - State Farm Insurance Agent serves Lockport and Will County, offering flood insurance policies to homeowners and renters in the area. Flood coverage helps protect structures and belongings from water damage when heavy rains or river overflows occur. The agency guides clients through policy options for both low-risk and high-risk flood zones. Common requests include separate flood endorsements for basements and coverage for detached structures on a property. The company handles flood insurance enrollment and claims assistance for local properties.

FI
928 N State St
Farmers Insurance - Timothy Kearns
Flood Insurance Agent · Lockport, IL

Farmers Insurance - Timothy Kearns provides flood insurance agent services to clients in and around Lockport, Illinois. The agency works with homeowners to assess flood risks and select appropriate coverage policies for their properties. Service often includes guiding customers through policy renewals and answering questions about claims procedures. Flood insurance consultations help property owners understand their coverage needs in the area. The company serves single-family homes, apartments, retail spaces, and restaurants.

CR
831 S State St
Chris Rose - State Farm Insurance Agent
Flood Insurance Agent · Lockport, IL

Chris Rose - State Farm Insurance Agent in Lockport, IL, serves homeowners, businesses, and property managers seeking flood insurance coverage tailored to local flood zone risks. The agency assists clients in understanding National Flood Insurance Program policies and private options to protect properties from water damage. Guidance is provided on policy limits, deductibles, and flood preparedness for the area. Additional support is available for customers in nearby Joliet and throughout Will County.

FI
123 E 9th St Unit 2C
Farmers Insurance - Maryam Hamed
Flood Insurance Agent · Lockport, IL

Farmers Insurance - Maryam Hamed in Lockport, IL provides flood insurance services that differ between a single-policy purchase and an ongoing renewal arrangement, with coverage protecting homes and businesses against water damage from rising waters. A flood insurance agent helps clients assess their property’s risk and select a National Flood Insurance Program policy that meets their needs. These services operate on either a one-time basis for a standalone policy or as a scheduled annual renewal if the client chooses continuous protection from future flood events.

JR
901 S State St
Joe Ricker: Allstate Insurance
Flood Insurance Agent · Lockport, IL

Joe Ricker: Allstate Insurance serves the Lockport, Illinois area and surrounding communities as a flood insurance agent. The agency handles policies designed to protect residential and commercial properties from water damage due to rising rivers, heavy rainfall, and storm surges. Coverage typically includes structure repairs, personal belongings replacement, and debris removal after a flooding event. To complete a typical job, the agent first assesses a client’s specific property flood risk and then matches it with an appropriate policy for adequate financial protection.

JS
909 E 9th St
John S Janovyak Agency Inc American Family Insurance
Flood Insurance Agent · Lockport, IL

John S Janovyak Agency Inc American Family Insurance specializes in flood insurance guidance for property owners in Lockport, IL. Its general service work includes helping clients assess their flood risk and select appropriate coverage options to protect homes and businesses. The agency aids with navigating federal flood program policies, ensuring residents remain aware of their coverage needs. During sudden heavy spring thaws or summer storm seasons, the agency helps Lockport clients prepare for potential water damage by offering timely policy reviews.

AA
1112 E 9th St
Assurity Agency
Flood Insurance Agent · Lockport, IL

As spring rains arrive and snowmelt swells local waterways, Lockport residents often face rising concerns about basement seepage and overland flooding. Assurity Agency provides guidance as a flood insurance agent, helping property owners understand the National Flood Insurance Program’s requirements for this area within Will County. Specializing in policies that protect homes and small businesses, the firm clarifies coverage gaps standard homeowners insurance leaves unaddressed. To prepare a risk evaluation, an agent schedules a property inspection and site assessment.

FI
123 E 9th St unit 2F
Farmers Insurance - Jack Maloney
Flood Insurance Agent · Lockport, IL

Farmers Insurance - Jack Maloney in Lockport, IL, provides standard homeowners and commercial property policies. This agency specializes in supplemental flood insurance coverage, which protects structures and contents from rising water damage not covered by basic plans. Their services address the specific flood risks common to this region near the Des Plaines River. Commercial clients served include local offices, warehouses, and food service establishments requiring tailored protection for their assets and operations.

LI
214 E 2nd St
Likar Insurance Agency
Flood Insurance Agent · Lockport, IL

Likar Insurance Agency of Lockport, IL, is known for its focus on flood coverage, serving homeowners and businesses in the region. The agency assists clients with understanding flood risk, securing policies for properties in floodplains, and navigating National Flood Insurance Program requirements. It helps new buyers and existing property owners protect against water damage from storms and rising waterways. Brokers evaluate local flood zones to recommend appropriate coverage. A specialty service the agency offers is assisting with flood elevation certificate documentation to ensure accurate policy pricing and compliance with local building regulations.

CV
976 E 9th St
Cindy Verhoek - State Farm Insurance Agent
Flood Insurance Agent · Lockport, IL

Cindy Verhoek - State Farm Insurance Agent in Lockport, IL provides residential flood insurance to protect homeowners from water damage. Commercial flood coverage is also available for area businesses throughout Will County and nearby communities. Policies are designed to cover structural and contents losses caused by rising water. The agency can explain how flood zones affect premiums and help schedule necessary documentation. Clients often return for annual policy reviews or to adjust coverage after home improvements between regular service visits.

BI
16614 W 159th St #300
Boyce Insurance
Flood Insurance Agent · Lockport, IL
(815) 836-3500
boyce-insurance.com
RI
16614 W 159th St Ste 303
RAM Insurance Agency, A Dimond Bros. Company
Flood Insurance Agent · Lockport, IL
(815) 893-8280
dimondbros.com/ram
GB
829 S State St
Gary Bronner - COUNTRY Financial Representative
Flood Insurance Agent · Lockport, IL
(630) 226-1525
advisors.countryfinancial.com/usa/il/lockport/gary-bronner
SI
16612 W 159th St #203
Soterra Insurance
Flood Insurance Agent · Lockport, IL
(708) 637-6270
soterrainsurance.com
HC
913 S State St
Hickory Creek Insurance & Financial Services Inc.
Flood Insurance Agent · Lockport, IL
(844) 442-7335
ST
976 E 9th St
Statefarm
Flood Insurance Agent · Lockport, IL
GI
16525 W 159th St
Gamache Insurance & Financial Services
Flood Insurance Agent · Lockport, IL
(708) 357-4529

What Does a a Flood Insurance Agent in Lockport Cost?

In Illinois, the average NFIP flood insurance premium is around USD 700 to USD 1,200 per year, but rates vary by flood zone, elevation, and property value. Lockport properties in high-risk AE zones may pay more, while those in low-risk X zones can get lower-cost Preferred Risk Policies. Private flood insurance may cost more but can offer higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Lockport

Lockport property owners may need flood insurance if their home is in a Special Flood Hazard Area. Illinois law requires lenders to mandate flood coverage for federally backed mortgages in high-risk zones. A local flood insurance agent can help you understand your zone and choose a policy that meets federal and state requirements.

Frequently Asked Questions

Do I need flood insurance in Lockport Illinois?

If your property is in a FEMA-designated flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose to purchase coverage.

How do I find a flood insurance agent in Lockport?

You can search for licensed insurance agents in Will County who specialize in flood policies through the National Flood Insurance Program or private insurers. Local agents familiar with Lockport flood maps can help you compare options.

What does a flood insurance policy cover in Illinois?

Standard NFIP policies cover building property up to USD 250,000 and contents up to USD 100,000. Private policies may offer higher limits. Coverage excludes basements and certain below-ground structures, so ask your agent about specific exclusions.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.