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Compare Flood Insurance Agents in Joliet, IL

Compare flood insurance agents in Joliet. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Joliet, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 flood insurance agents in Joliet, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Illinois Vehicle Auto Insurance
1105 W Jefferson St, Joliet, IL 60435
(815) 740-4242 illinoisvehicle.com
Jack A Anderson Jr - State Farm Insurance Agent
1012 Plainfield Rd, Joliet, IL 60435
(815) 774-0480 agentjackanderson.com
Magnum Insurance Agency
562 Collins St, Joliet, IL 60432
(815) 727-7262 magnuminsurance.com
Craig Lincoln - State Farm Insurance Agent
2405 Essington Rd Unit C, Joliet, IL 60435
(815) 439-3993 craiglincoln.com
Insurance Navy Brokers
18 S Larkin Ave Suite 11, Joliet, IL 60436
(815) 725-4700 insurancenavy.com
John Wright - State Farm Insurance Agent
1050 Essington Rd ste a, Joliet, IL 60435
(815) 725-5052 johnwrightagent.com
Seguros America
678 Collins St, Joliet, IL 60432
(815) 727-6300
Carrie Gierich American Family Insurance
1100 Essington Rd STE 3, Joliet, IL 60435
(815) 272-2359 amfam.com
Howard Wright - State Farm Insurance Agent
417 N Chicago St, Joliet, IL 60432
(815) 722-4652 howardwright.net
Olin Insurance
815 Sherwood Pl, Joliet, IL 60435
(815) 722-0276 olininsurance.com
Fazio Insurance
550 Ruby St, Joliet, IL 60435
(815) 727-2611 fazioins.com
Merrill Insurance Agency, Inc. - Commercial Trucking | Business Insurance | General Liability Insurance | Home | Auto | Life
1000 Essington Rd, Joliet, IL 60435
(815) 230-1914 merrillagency.com
Spark Insurance Group Inc
1020 W Jefferson St, Joliet, IL 60435
(630) 477-7477 mysparkinsurance.com
Bill Markley Jr Agency Inc American Family Insurance
1948 Essington Rd suite E, Joliet, IL 60435
(815) 436-9249 amfam.com
Nowacki Insurance Agency
288 Barney Dr, Joliet, IL 60435
(815) 729-9057 nowackiinsurance.com
Strive Insurance Co
2963 W Jefferson St, Joliet, IL 60435
(224) 603-1714
Mudron Kane Insurance
113 Republic Ave, Joliet, IL 60435
(815) 729-4670 mkiins.com
Northern Insurance Services LLC
113 Republic Ave, Joliet, IL 60435
(815) 744-0111 mkiins.com
Illinois Securities Insurance Agency
327 Republic Ave, Joliet, IL 60435
(815) 729-4664 illinoissecurities.com
L. DeGeus & Associates
227 N Hammes Ave, Joliet, IL 60435
(815) 744-2880 degeusinsurance.com

What Does a Flood Insurance Agent in Joliet Cost?

Flood insurance costs in Illinois vary by flood zone, building elevation, and coverage amount. For an NFIP policy in Joliet, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer different rates and higher limits. Costs can be higher for properties in high-risk areas or with basements. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I do not live in a flood zone in Joliet?
You are not required by law to have flood insurance outside a high-risk zone. However, nearly 25 percent of flood claims come from low-to-moderate risk areas. An agent can review your specific property risk and help you decide.
How does a flood insurance agent in Joliet help with NFIP policies?
An agent can explain the National Flood Insurance Program rules, coverage limits, and waiting periods. They help you complete the required elevation certificate and choose a policy that meets your needs. Illinois follows NFIP guidelines for all participating communities.
What is the typical waiting period for flood insurance in Illinois?
NFIP policies usually have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a new purchase or for map changes. An agent can advise on timing to avoid gaps in coverage.