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HomeFlood Insurance AgentsIllinois › Granite City

Find Flood Insurance Agents Near You in Granite City, IL

Browse flood insurance agents serving Granite City, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Granite City, Illinois is Felicia Gilbert - State Farm Insurance Agent, rated 4.9 stars across 551 reviews. Other highly rated options include Freeway Insurance, Brian Mateer - State Farm Insurance Agent, United Insurance Brokerage Firm Inc. This directory lists 15 flood insurance agents serving Granite City.

Showing 15 flood insurance agents in Granite City, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Felicia Gilbert - State Farm Insurance Agent2421 Corporate Center # 200(618) 931-2020
2Freeway Insurance3431 Nameoki Rd(618) 230-7033
3Brian Mateer - State Farm Insurance Agent3112 Maryville Rd(618) 931-7000
4United Insurance Brokerage Firm Inc3024 Nameoki Rd(618) 877-2644
5Maryland Moats Lexow Insurance2166 Pontoon Rd(618) 876-1705
6State Farm Insurance2231 Pontoon Rd(618) 797-2204
7Dan Palovick - State Farm Insurance Agent3723 Nameoki Rd(618) 877-4918
8Brandon Pruett - COUNTRY Financial Agent1557 Johnson Rd(618) 512-4245
9Instant Auto Insurance3675 Nameoki Rd(618) 452-8300
10Alternatives Insurance2914 Nameoki Rd A(618) 451-9100
FG
2421 Corporate Center # 200
Felicia Gilbert - State Farm Insurance Agent
Flood Insurance Agent · Granite City, IL

Felicia Gilbert - State Farm Insurance Agent serves the Granite City, IL area and surrounding Madison County communities. As a flood insurance agent, the company helps property owners understand and secure coverage that is often not included in standard homeowners policies. Flood damage poses a significant financial risk in this region, especially during heavy rain events or near the Mississippi River. The agency assists clients in evaluating their property vulnerabilities and choosing appropriate protection. It specializes in residential and commercial flood insurance policies.

FI
3431 Nameoki Rd
Freeway Insurance
Flood Insurance Agent · Granite City, IL

Freeway Insurance in Granite City, Illinois handles residential flood insurance applications, helping homeowners protect their properties against water damage. The agency also provides commercial flood coverage for local businesses and serves clients throughout the surrounding region. With an understanding of area flood zones and policy requirements, the agency can assist with initial enrollments and policy adjustments. Follow-up service is offered between regular visits to ensure coverage remains current and claims support is available when needed.

BM
3112 Maryville Rd
Brian Mateer - State Farm Insurance Agent
Flood Insurance Agent · Granite City, IL

Homeowners, businesses, and property managers in Granite City, IL turn to Brian Mateer - State Farm Insurance Agent for guidance in securing flood insurance. Coverage is provided through the National Flood Insurance Program, helping protect structures and contents against water damage from rising waters. Policy options are explained clearly, and the agency assists clients in assessing their flood risk and choosing appropriate limits. This office extends its flood insurance services to surrounding communities such as Fairview Heights and the broader St. Louis metropolitan area.

UI
3024 Nameoki Rd
United Insurance Brokerage Firm Inc
Flood Insurance Agent · Granite City, IL

United Insurance Brokerage Firm Inc provides flood insurance consultation, policy placement, and claims assistance for clients in Granite City, Illinois. The firm offers long-term policy monitoring and plan adjustments to help maintain adequate coverage through seasonal changes. Service includes reviewing flood zone designations and guiding clients on coverage limits to protect structural and personal assets. The agency serves single-family homes, apartments, retail locations, and restaurants.

MM
2166 Pontoon Rd
Maryland Moats Lexow Insurance
Flood Insurance Agent · Granite City, IL

Maryland Moats Lexow Insurance serves Granite City, Illinois, and the surrounding Metro East communities. It handles flood insurance needs for residential and commercial properties. As a dedicated flood insurance agent, the company helps clients understand the National Flood Insurance Program options. For typical jobs, it begins with a thorough property risk assessment against local flood maps, then presents policy alternatives to match the specific coverage requirements each property demands.

SF
2231 Pontoon Rd
State Farm Insurance
Flood Insurance Agent · Granite City, IL

State Farm Insurance in Granite City, Illinois, is known for providing flood insurance solutions to area homeowners and renters. The company serves the local community by guiding clients through flood zone evaluations and policy options tailored to their specific property risks. Standard coverage helps protect against water damage from rising waters, a common concern in the region. For additional security, the firm can assist with writing coverage for basement contents and structural improvements to drainage systems.

DP
3723 Nameoki Rd
Dan Palovick - State Farm Insurance Agent
Flood Insurance Agent · Granite City, IL

Dan Palovick - State Farm Insurance Agent in Granite City, IL offers both one-time flood insurance applications for new policies and ongoing service for existing policy adjustments or renewals. Coverage typically includes protection for a home’s structure and its contents against rising water damage. The service operates on an as-needed basis, with clients contacting the agency when they require a new flood insurance quote, a policy review, or assistance filing a claim after a flood event.

BP
1557 Johnson Rd
Brandon Pruett - COUNTRY Financial Agent
Flood Insurance Agent · Granite City, IL

As a flood insurance agent serving Granite City, Illinois, Brandon Pruett with COUNTRY Financial offers specialized policies that protect properties from water damage. Jon also provides comprehensive insurance services to help area residents secure coverage for their homes and vehicles. With the Mississippi River nearby and heavy spring rains common, homeowners often require expert guidance to navigate flood insurance requirements and ensure adequate protection against seasonal water hazards.

IA
3675 Nameoki Rd
Instant Auto Insurance
Flood Insurance Agent · Granite City, IL

As spring rains and snowmelt raise the risk of flooding along the Mississippi River, residents of Granite City, IL, turn to Instant Auto Insurance for protection. This local flood insurance agent evaluates each property's unique flood zone classification to recommend adequate coverage under the National Flood Insurance Program. By carefully matching policies to a home's elevation and local drainage patterns, they help mitigate financial losses from water damage. An initial property inspection is scheduled to assess risk and determine the appropriate policy limits.

AI
2914 Nameoki Rd A
Alternatives Insurance
Flood Insurance Agent · Granite City, IL

Alternatives Insurance assists property owners in Granite City, IL, with navigating the complexities of securing coverage against rising water damage. The agency specializes in flood insurance, offering supplemental policies that address gaps found in standard homeowners plans. This tailored approach helps both residential and commercial clients protect their assets from regional flood risks. Its services also extend to local business operations, including offices, warehouses, and food service establishments, ensuring these facilities can maintain financial stability after a flooding event.

BI
3410 Nameoki Rd
Boyd Insurance Group - Gary Boyd
Flood Insurance Agent · Granite City, IL
(618) 501-4002
agents.farmers.com/il/edwardsville/gary-boyd
MS
4741 Maryville Rd
Matthew Stearns - COUNTRY Financial Agent
Flood Insurance Agent · Granite City, IL
(618) 452-1415
agents.countryfinancial.com/usa/il/granite-city/matthew-stearns
A3
1 Janine Ct
Assurance 360 Advisors
Flood Insurance Agent · Granite City, IL
(314) 265-7900
JM
1557 Johnson Rd
Jay Miller- COUNTRY Financial Agent
Flood Insurance Agent · Granite City, IL
(618) 797-1196
agents.countryfinancial.com/usa/il/granite-city/jay-miller
HI
4741 Maryville Rd
Huniak Insurance Agency
Flood Insurance Agent · Granite City, IL
(618) 781-7178

What Does a a Flood Insurance Agent in Granite City Cost?

The cost of flood insurance in Granite City varies based on flood zone, property elevation, and coverage amount. Typical annual premiums range from 500 to 2,000 dollars for a standard home. Illinois properties in high-risk zones may see higher rates. This is general information and not insurance advice.

About flood insurance agents in Granite City

Flood insurance agents in Granite City, Illinois help residents and business owners secure coverage against flood damage. Illinois law requires certain properties in high-risk flood zones to carry flood insurance if they have a federally backed mortgage. An agent can guide you through the National Flood Insurance Program and private market options.

Frequently Asked Questions

Do I need flood insurance in Granite City Illinois?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, so many residents choose to buy coverage for peace of mind.

What does a flood insurance agent do in Granite City?

A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period for most policies.

How long does it take for flood insurance to start in Illinois?

Standard flood insurance policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map revisions. An agent can confirm the exact effective date for your situation.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.