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HomeFlood Insurance AgentsIllinois › Evanston

Find Flood Insurance Agents Near You in Evanston, IL

Browse flood insurance agents serving Evanston, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Evanston, Illinois is Jason Douglas - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include John Roman - State Farm Insurance Agent, John Tyler Carlson - State Farm Insurance Agent, Jim Lee - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Evanston.

Showing 17 flood insurance agents in Evanston, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Douglas - State Farm Insurance Agent1800 Central St(847) 563-7170
2John Roman - State Farm Insurance Agent1800 Central St(847) 869-0677
3John Tyler Carlson - State Farm Insurance Agent829 Main St(847) 869-2336
4Jim Lee - State Farm Insurance Agent721 Dodge Ave(847) 328-4630
5Pachis & Associates1123 Emerson St Ste 203B(312) 741-3132
6Chris Bailey Agency - Farmers Insurance1131 Emerson St(224) 307-2884
7Stephan Erdelyi - State Farm Insurance Agent2521 Gross Point Rd Ste 1(847) 448-1085
8Anthony Shoemaker: Allstate Insurance909 Foster St(847) 328-8900
9Pachis Agency LLC American Family Insurance1123 Emerson St # 203(847) 905-1905
10Alim Insurance Brokerage820 Davis St #215(847) 847-2126
JD
1800 Central St
Jason Douglas - State Farm Insurance Agent
Flood Insurance Agent · Evanston, IL

Jason Douglas - State Farm Insurance Agent serves Evanston, Illinois and the surrounding Cook County area. The agency provides flood insurance policies, helping property owners protect their homes and businesses from water damage. Coverage options are designed to address risks posed by heavy rainfall, snowmelt, and drainage issues common to this region. The agent guides clients through federal and private flood insurance solutions, ensuring appropriate protection for local structures. The office handles policy reviews and claims assistance for flood-related incidents in Evanston.

JR
1800 Central St
John Roman - State Farm Insurance Agent
Flood Insurance Agent · Evanston, IL

John Roman - State Farm Insurance Agent in Evanston, IL, provides flood insurance policies that help protect property owners from water damage caused by rising water or storm surges. The office helps clients assess their flood risk, explains coverage options for both structures and contents, and assists with claims filing after a loss. Services include periodic policy reviews and guidance on mitigation steps to potentially lower premiums. The agent handles flood coverage for single-family homes, apartments, retail locations, and restaurants throughout the Evanston area.

JT
829 Main St
John Tyler Carlson - State Farm Insurance Agent
Flood Insurance Agent · Evanston, IL

Homeowners, businesses, and property managers in Evanston, Illinois, turn to John Tyler Carlson – State Farm Insurance Agent for flood insurance policies that protect structures and personal belongings from water damage. The agency guides clients through the National Flood Insurance Program, helping them understand coverage limits, waiting periods, and elevation certificate requirements for properties near Lake Michigan. Neighborhoods subject to seasonal storms or heavy rainfall may require specialized flood protection options. The agency also serves communities throughout northern Cook County, including Skokie, Wilmette, and the nearby Rogers Park area of Chicago.

JL
721 Dodge Ave
Jim Lee - State Farm Insurance Agent
Flood Insurance Agent · Evanston, IL

Jim Lee - State Farm Insurance Agent in Evanston, IL serves Evanston and its surrounding Chicago-area communities. This agency handles flood insurance policies for residential and commercial properties. It assesses local flood zone risks based on federal mapping standards. Coverage options help property owners manage potential water damage from storms or rising lake levels. The office guides clients through the application process and reviews policy limits. A typical job begins with a risk consultation followed by a tailored coverage recommendation.

PA
1123 Emerson St Ste 203B
Pachis & Associates
Flood Insurance Agent · Evanston, IL

Evanston homeowners face a choice between a quick flood policy review and a recurring annual coverage consultation. Pachis & Associates, a local flood insurance agent, helps both residential and commercial clients secure appropriate flood protection for properties in designated flood zones. They evaluate specific flood risks to recommend adequate NFIP policies that meet lending and personal asset protection requirements. This agent offers its service on an as-needed basis, responding to individual requests for policy quotes, amendments, or claims guidance throughout the year.

CB
1131 Emerson St
Chris Bailey Agency - Farmers Insurance
Flood Insurance Agent · Evanston, IL

Serving Evanston, IL, the Chris Bailey Agency - Farmers Insurance specializes in helping homeowners find flood insurance policies to cover structural damage and content losses. It also provides general property and casualty insurance services to clients in the surrounding community. The agency works with the National Flood Insurance Program and private carriers to address the unique flood risks posed by Lake Michigan's shoreline and area waterways. It is particularly helpful during spring thaw and heavy storm seasons, when residents face elevated risks of basement and ground-floor water intrusion.

SE
2521 Gross Point Rd Ste 1
Stephan Erdelyi - State Farm Insurance Agent
Flood Insurance Agent · Evanston, IL

As flooding concerns rise with spring thaws and heavy rains in Evanston, Stephan Erdelyi - State Farm Insurance Agent provides flood insurance tailored to protect local homes and belongings from water damage. Serving the community with advice on federal flood zone requirements and private policy options, the agency helps property owners understand their risk exposure. Coverage can address structure repair and replacement of personal items lost to rising water. An initial assessment of your property’s elevation and history with past flooding determines the most suitable plan and premium estimate before any obligation.

AS
909 Foster St
Anthony Shoemaker: Allstate Insurance
Flood Insurance Agent · Evanston, IL

Anthony Shoemaker: Allstate Insurance in Evanston, IL, assists property owners with securing flood coverage to protect against water damage from storms and rising water. The agency focuses on tailoring flood insurance policies to fill gaps often left by standard homeowners plans. This specialized service ensures commercial buildings such as offices, warehouses, and food service establishments can obtain necessary protection for their unique risk exposures.

PA
1123 Emerson St # 203
Pachis Agency LLC American Family Insurance
Flood Insurance Agent · Evanston, IL

Pachis Agency LLC American Family Insurance serves residential property owners in Evanston, IL, by arranging necessary flood insurance policies. Coverage extends to commercial clients as well, addressing their distinct risk needs throughout the local area. The agency helps homeowners and businesses navigate flood insurance requirements, ensuring adequate protection against potential water damage. For clients who already possess homeowners or business insurance, there is opportunity to coordinate flood coverage as a follow-up or supplement during their regular policy review visits.

AI
820 Davis St #215
Alim Insurance Brokerage
Flood Insurance Agent · Evanston, IL

Alim Insurance Brokerage in Evanston, IL, is known for guiding homeowners and businesses through flood insurance options. The agency serves clients throughout the Evanston area, helping them navigate federal flood program requirements and private market policies. Flood insurance agents assess property risk and explain coverage limits for structures and contents. Alim Insurance Brokerage can also advise on separate coverage for basements or finished lower levels, a valuable add-on for properties near Lake Michigan.

VI
1610 Keeney St
Variable Insurance IL
Flood Insurance Agent · Evanston, IL
(847) 388-6460
PI
740 Main St
Preferred Insurance Service IL
Flood Insurance Agent · Evanston, IL
(847) 388-6639
LF
808 Greenwood St
Life Focus Insurance
Flood Insurance Agent · Evanston, IL
(217) 210-9277
AH
900 Chicago Ave STE 100
Adams, Howard & Mathews LLC
Flood Insurance Agent · Evanston, IL
(224) 565-4506
SI
1121 Florence Ave
Shield Insurance Services, Inc.
Flood Insurance Agent · Evanston, IL
(773) 353-0073
shieldinsservices.com
II
1720 E Railroad Ave
Inspire Insurance LLC
Flood Insurance Agent · Evanston, IL
(872) 264-4569
EL
819 Main St
Earll Lyman & Haigh
Flood Insurance Agent · Evanston, IL
(847) 869-7000

What Does a a Flood Insurance Agent in Evanston Cost?

Flood insurance costs in Evanston depend on factors such as flood zone designation, building elevation, and coverage amount. For an NFIP policy, annual premiums often range from 500 to 2,000 dollars for up to 250,000 dollars in building coverage. Private market policies may cost more or less depending on risk. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About flood insurance agents in Evanston

Flood insurance agents in Evanston, Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Evanston sits along Lake Michigan and has areas in FEMA-designated flood zones, making flood insurance important even outside high-risk areas. Illinois law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, so an agent can guide you on compliance and coverage limits.

Frequently Asked Questions

Do I need flood insurance in Evanston Illinois?

If your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by Illinois law and federal regulations. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.

What does a flood insurance agent do in Evanston?

A flood insurance agent helps you determine your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods, coverage limits, and how to file a claim if needed. In Illinois, agents must be licensed and follow state insurance regulations.

How much does flood insurance cost in Evanston Illinois?

Costs vary based on your property's flood zone, elevation, and coverage amount. Typical NFIP policies in Illinois range from 500 to 2,000 dollars per year for standard coverage. Private policies may offer higher limits or lower rates. An agent can provide a quote specific to your home.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.