The top-rated flood insurance agent in Evanston, Illinois is Jason Douglas - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include John Roman - State Farm Insurance Agent, John Tyler Carlson - State Farm Insurance Agent, Jim Lee - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Evanston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Douglas - State Farm Insurance Agent | 1800 Central St | (847) 563-7170 |
| 2 | John Roman - State Farm Insurance Agent | 1800 Central St | (847) 869-0677 |
| 3 | John Tyler Carlson - State Farm Insurance Agent | 829 Main St | (847) 869-2336 |
| 4 | Jim Lee - State Farm Insurance Agent | 721 Dodge Ave | (847) 328-4630 |
| 5 | Pachis & Associates | 1123 Emerson St Ste 203B | (312) 741-3132 |
| 6 | Chris Bailey Agency - Farmers Insurance | 1131 Emerson St | (224) 307-2884 |
| 7 | Stephan Erdelyi - State Farm Insurance Agent | 2521 Gross Point Rd Ste 1 | (847) 448-1085 |
| 8 | Anthony Shoemaker: Allstate Insurance | 909 Foster St | (847) 328-8900 |
| 9 | Pachis Agency LLC American Family Insurance | 1123 Emerson St # 203 | (847) 905-1905 |
| 10 | Alim Insurance Brokerage | 820 Davis St #215 | (847) 847-2126 |
Jason Douglas - State Farm Insurance Agent serves Evanston, Illinois and the surrounding Cook County area. The agency provides flood insurance policies, helping property owners protect their homes and businesses from water damage. Coverage options are designed to address risks posed by heavy rainfall, snowmelt, and drainage issues common to this region. The agent guides clients through federal and private flood insurance solutions, ensuring appropriate protection for local structures. The office handles policy reviews and claims assistance for flood-related incidents in Evanston.
John Roman - State Farm Insurance Agent in Evanston, IL, provides flood insurance policies that help protect property owners from water damage caused by rising water or storm surges. The office helps clients assess their flood risk, explains coverage options for both structures and contents, and assists with claims filing after a loss. Services include periodic policy reviews and guidance on mitigation steps to potentially lower premiums. The agent handles flood coverage for single-family homes, apartments, retail locations, and restaurants throughout the Evanston area.
Homeowners, businesses, and property managers in Evanston, Illinois, turn to John Tyler Carlson – State Farm Insurance Agent for flood insurance policies that protect structures and personal belongings from water damage. The agency guides clients through the National Flood Insurance Program, helping them understand coverage limits, waiting periods, and elevation certificate requirements for properties near Lake Michigan. Neighborhoods subject to seasonal storms or heavy rainfall may require specialized flood protection options. The agency also serves communities throughout northern Cook County, including Skokie, Wilmette, and the nearby Rogers Park area of Chicago.
Jim Lee - State Farm Insurance Agent in Evanston, IL serves Evanston and its surrounding Chicago-area communities. This agency handles flood insurance policies for residential and commercial properties. It assesses local flood zone risks based on federal mapping standards. Coverage options help property owners manage potential water damage from storms or rising lake levels. The office guides clients through the application process and reviews policy limits. A typical job begins with a risk consultation followed by a tailored coverage recommendation.
Evanston homeowners face a choice between a quick flood policy review and a recurring annual coverage consultation. Pachis & Associates, a local flood insurance agent, helps both residential and commercial clients secure appropriate flood protection for properties in designated flood zones. They evaluate specific flood risks to recommend adequate NFIP policies that meet lending and personal asset protection requirements. This agent offers its service on an as-needed basis, responding to individual requests for policy quotes, amendments, or claims guidance throughout the year.
Serving Evanston, IL, the Chris Bailey Agency - Farmers Insurance specializes in helping homeowners find flood insurance policies to cover structural damage and content losses. It also provides general property and casualty insurance services to clients in the surrounding community. The agency works with the National Flood Insurance Program and private carriers to address the unique flood risks posed by Lake Michigan's shoreline and area waterways. It is particularly helpful during spring thaw and heavy storm seasons, when residents face elevated risks of basement and ground-floor water intrusion.
As flooding concerns rise with spring thaws and heavy rains in Evanston, Stephan Erdelyi - State Farm Insurance Agent provides flood insurance tailored to protect local homes and belongings from water damage. Serving the community with advice on federal flood zone requirements and private policy options, the agency helps property owners understand their risk exposure. Coverage can address structure repair and replacement of personal items lost to rising water. An initial assessment of your property’s elevation and history with past flooding determines the most suitable plan and premium estimate before any obligation.
Anthony Shoemaker: Allstate Insurance in Evanston, IL, assists property owners with securing flood coverage to protect against water damage from storms and rising water. The agency focuses on tailoring flood insurance policies to fill gaps often left by standard homeowners plans. This specialized service ensures commercial buildings such as offices, warehouses, and food service establishments can obtain necessary protection for their unique risk exposures.
Pachis Agency LLC American Family Insurance serves residential property owners in Evanston, IL, by arranging necessary flood insurance policies. Coverage extends to commercial clients as well, addressing their distinct risk needs throughout the local area. The agency helps homeowners and businesses navigate flood insurance requirements, ensuring adequate protection against potential water damage. For clients who already possess homeowners or business insurance, there is opportunity to coordinate flood coverage as a follow-up or supplement during their regular policy review visits.
Alim Insurance Brokerage in Evanston, IL, is known for guiding homeowners and businesses through flood insurance options. The agency serves clients throughout the Evanston area, helping them navigate federal flood program requirements and private market policies. Flood insurance agents assess property risk and explain coverage limits for structures and contents. Alim Insurance Brokerage can also advise on separate coverage for basements or finished lower levels, a valuable add-on for properties near Lake Michigan.
What Does a a Flood Insurance Agent in Evanston Cost?
Flood insurance costs in Evanston depend on factors such as flood zone designation, building elevation, and coverage amount. For an NFIP policy, annual premiums often range from 500 to 2,000 dollars for up to 250,000 dollars in building coverage. Private market policies may cost more or less depending on risk. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About flood insurance agents in Evanston
Flood insurance agents in Evanston, Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Evanston sits along Lake Michigan and has areas in FEMA-designated flood zones, making flood insurance important even outside high-risk areas. Illinois law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, so an agent can guide you on compliance and coverage limits.
Frequently Asked Questions
Do I need flood insurance in Evanston Illinois?
If your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by Illinois law and federal regulations. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
What does a flood insurance agent do in Evanston?
A flood insurance agent helps you determine your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods, coverage limits, and how to file a claim if needed. In Illinois, agents must be licensed and follow state insurance regulations.
How much does flood insurance cost in Evanston Illinois?
Costs vary based on your property's flood zone, elevation, and coverage amount. Typical NFIP policies in Illinois range from 500 to 2,000 dollars per year for standard coverage. Private policies may offer higher limits or lower rates. An agent can provide a quote specific to your home.
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