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HomeFlood Insurance AgentsIllinois › Downers Grove

Find Flood Insurance Agents Near You in Downers Grove, IL

Browse flood insurance agents serving Downers Grove, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Downers Grove, Illinois is Genesis Insurance, rated 5.0 stars across 49 reviews. Other highly rated options include Thomas Koller: Allstate Insurance, Benote Wimp Jr - State Farm Insurance Agent, Goosehead Insurance - Mike Gulo. This directory lists 10 flood insurance agents serving Downers Grove.

Showing 10 flood insurance agents in Downers Grove, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Genesis Insurance5016 Fairview Ave(630) 310-8443
2Thomas Koller: Allstate Insurance6400 Woodward Ave(630) 829-4999
3Benote Wimp Jr - State Farm Insurance Agent6900 Main St Ste 100(773) 283-2007
4Goosehead Insurance - Mike Gulo4905 Main St(847) 298-7100
5Neighborhood Insurance1333 Butterfield Rd(847) 979-7303
6Insurance Services Inc.6305 Woodward Ave Suite A(630) 512-0892
7Beil & Stromberg Insurance1011 Curtiss St(630) 968-0652
8Insurance World Agency Inc.1323 Ogden Ave(630) 654-6067
9The Whitacre Insurance Group900 Ogden Ave Suite 157(630) 640-6548
10Harke Insurance Agency1219 Ogden Ave(630) 969-3636
GI
5016 Fairview Ave
Genesis Insurance
Flood Insurance Agent · Downers Grove, IL

Genesis Insurance serves the Downers Grove, Illinois, area as a flood insurance agent. The agency assists homeowners and commercial property owners in obtaining National Flood Insurance Program coverage. Its work includes reviewing flood zone maps to help clients understand their risk. The company also facilitates required flood elevation certificate documentation and explains the annual adjustment of flood policy premium rates. Genesis Insurance handles both Preferred Risk policies for lower-risk properties and the Standard Flood Insurance Policy for high-risk structures.

TK
6400 Woodward Ave
Thomas Koller: Allstate Insurance
Flood Insurance Agent · Downers Grove, IL

Thomas Koller: Allstate Insurance in Downers Grove, IL, provides flood insurance services including policy guidance, risk assessment, and claims assistance for residential and commercial clients. It offers ongoing service plans that include annual policy reviews to ensure coverage keeps pace with changing flood maps and property values. Routine consultations help clients understand exclusions and adjust deductibles to match their financial needs. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.

BW
6900 Main St Ste 100
Benote Wimp Jr - State Farm Insurance Agent
Flood Insurance Agent · Downers Grove, IL

Benote Wimp Jr - State Farm Insurance Agent helps homeowners, businesses, and property managers in Downers Grove, IL secure flood insurance coverage. The agency explains available policies from the National Flood Insurance Program and private markets to protect against water damage. Clients receive guidance on risk assessment and policy limits based on their property location. This agent also serves communities throughout DuPage County and the greater Chicago western suburbs including Naperville.

GI
4905 Main St
Goosehead Insurance - Mike Gulo
Flood Insurance Agent · Downers Grove, IL

Goosehead Insurance - Mike Gulo serves clients in Downers Grove and its surrounding communities throughout DuPage County, handling flood insurance policies for homeowners and business owners in flood-prone areas. It manages applications for National Flood Insurance Program coverage to protect properties from water damage. Each client receives a personalized consultation to evaluate their specific flood zone and building structure before selecting appropriate coverage limits and deductibles tailored to their needs.

NI
1333 Butterfield Rd
Neighborhood Insurance
Flood Insurance Agent · Downers Grove, IL

Neighborhood Insurance in Downers Grove, IL, helps property owners distinguish between a one-time flood policy for a single event and recurring coverage for ongoing protection. As a flood insurance agent, the company guides clients through available options, which can safeguard homes and businesses against water damage from rising waters or heavy storms. Service runs on a one-time, scheduled, or as-needed basis, allowing customers to select an appointment frequency that matches their specific insurance needs and preferences.

IS
6305 Woodward Ave Suite A
Insurance Services Inc.
Flood Insurance Agent · Downers Grove, IL

Insurance Services Inc. specializes in flood insurance policies for properties in flood-prone zones within Downers Grove, Illinois. The agency assists homeowners, renters, and businesses in securing coverage that meets local lending and regulatory requirements. It advises clients on Standard Flood Insurance Policy options and coordinates with federal and private carriers to address specific risk exposures. Beyond general insurance planning, the firm helps property owners navigate coverage limits and content valuation before heavy spring rains or sudden snowmelt cause basement water damage.

BS
1011 Curtiss St
Beil & Stromberg Insurance
Flood Insurance Agent · Downers Grove, IL

Beil & Stromberg Insurance assists property owners in Downers Grove with securing coverage against flood-related damages. The agency specializes in tailoring flood insurance policies to address the specific risks of local residential and commercial buildings. Its expertise extends to advising clients on necessary coverage limits and policy exclusions. They serve a variety of commercial sectors in the area, including offices, warehouses, and food service establishments.

IW
1323 Ogden Ave
Insurance World Agency Inc.
Flood Insurance Agent · Downers Grove, IL

Insurance World Agency Inc. in Downers Grove, IL provides residential flood insurance coverage, helping homeowners protect their properties from water damage. The agency also offers policies for commercial structures, ensuring businesses in the area are prepared for flood events. Serving clients throughout Downers Grove and the surrounding communities, the company assists with policy selection and claims guidance during turbulent weather. This local agent can schedule follow-up appointments to review coverage adjustments or discuss changes in flood zone risk between regular visits.

WI
900 Ogden Ave Suite 157
The Whitacre Insurance Group
Flood Insurance Agent · Downers Grove, IL

The Whitacre Insurance Group in Downers Grove, Illinois, is known as a specialized flood insurance agent serving property owners throughout the region. It helps clients secure essential policies that protect residential and commercial structures from water damage caused by heavy rains, storm surges, or overflowing waterways. Because most standard homeowners policies exclude flood coverage, this agency focuses on finding appropriate plans tailored to local flood zone risks. Its agent can also recommend coverage for temporary living expenses if a property becomes uninhabitable after a flood event.

HI
1219 Ogden Ave
Harke Insurance Agency
Flood Insurance Agent · Downers Grove, IL

Harke Insurance Agency in Downers Grove, Illinois is known for providing flood insurance coverage for residential and commercial properties in the area. It serves property owners looking to protect against water damage from natural flooding events. The agency helps clients assess their flood risk and navigate federal program requirements to secure appropriate policies. It can also discuss adding coverage for basement contents and structural improvements that standard plans may not automatically include.

What Does a a Flood Insurance Agent in Downers Grove Cost?

Flood insurance premiums in Illinois average between 700 and 1,200 dollars per year for standard NFIP policies, but costs vary by flood zone, elevation, and coverage amount. Private flood insurance may cost more or less. An agent can provide a quote based on your specific property. This is general information not insurance advice.

About flood insurance agents in Downers Grove

Flood insurance agents in Downers Grove help property owners secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and guide you on policy limits for your home or business.

Frequently Asked Questions

Do I need flood insurance in Downers Grove Illinois?

Flood insurance is not required by state law but may be required by your mortgage lender if your property is in a Special Flood Hazard Area. Downers Grove participates in the NFIP and many properties near the East Branch of the DuPage River are in flood zones.

How do I choose a flood insurance agent in Downers Grove?

Look for an agent licensed in Illinois who specializes in flood policies. They should be familiar with FEMA flood maps for DuPage County and can explain the 30-day waiting period for NFIP policies.

What does a flood insurance agent do for me?

An agent assesses your flood risk, helps you select coverage for your building and contents, and completes the NFIP application. They also advise on elevation certificates and flood zone appeals if needed.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.