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Browse flood insurance agents serving Decatur, Illinois. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 flood insurance agents in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001
locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742
alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011
locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800
insuranceking.com
Patrick J Delatte Agency Inc. American Family Insurance
125 1st Dr, Decatur, IL 62521
(217) 422-3200
amfam.com
Mike Mandrell - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 877-6453
mikemandrell.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024
richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272
agents.farmers.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311
dansig.com
Sams/Hockaday & Associates
122 W Prairie Ave #201, Decatur, IL 62523
(217) 423-8000
samshockaday.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220
facebook.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700
a1insurance.com
Farmers Insurance - Andrew Walk
100 E Washington St #100, Decatur, IL 62523
(217) 428-8844
agents.farmers.com
Mutual Trust Insurance Agency
333 E Pershing Rd, Decatur, IL 62526
(217) 335-4136
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544
erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020
thefloydagency.com
Shelter Insurance - Joe Basil
2932 Mount Zion Rd, Decatur, IL 62521
(217) 864-6600
shelterinsurance.com
Public Insurance Decatur
3085 N Kandy Ln, Decatur, IL 62526
(217) 599-6200
Griffin Sparks - COUNTRY Financial Agent
1060 W Harrison Ave, Decatur, IL 62526
(217) 619-7477
agents.countryfinancial.com
Flood insurance agents in Decatur Illinois help property owners protect against flood damage. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available in Macon County.
What Does a Flood Insurance Agent in Decatur Cost?
Flood insurance costs in Decatur Illinois vary by flood zone, property value, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for a standard home in a moderate-risk zone. High-risk zone properties may cost 2,000 to 5,000 dollars or more annually. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Decatur Illinois?
Flood insurance is not required by Illinois state law but is mandatory for properties in high-risk flood zones with a federally backed mortgage. Many Decatur properties near Lake Decatur or the Sangamon River fall into these zones.
How do I find a flood insurance agent in Decatur?
You can search the Illinois Department of Insurance website for licensed agents in Decatur. Local independent insurance agencies also offer flood policies and can help you compare NFIP and private options.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.