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Find Flood Insurance Agents Near You in Ventura, CA

Browse flood insurance agents serving Ventura, California. Updated 2026-07-14.

The top-rated flood insurance agent in Ventura, California is Ken Caparoni - State Farm Insurance Agent, rated 5.0 stars across 210 reviews. Other highly rated options include John E. Peakes Insurance Agency, Inc., Forward Insurance Agency, Venture Casualty Insurance Services. This directory lists 11 flood insurance agents serving Ventura.

Showing 11 flood insurance agents in Ventura, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ken Caparoni - State Farm Insurance Agent1583 Spinnaker Dr Ste 210(805) 653-5033
2John E. Peakes Insurance Agency, Inc.1445 Donlon St STE 6(866) 690-4787
3Forward Insurance Agency2686 Johnson Dr #201(805) 292-3377
4Venture Casualty Insurance Services1567 Spinnaker Dr suite 201(855) 602-0222
5Direct Service Insurance1629 E Main St Suites B and C(805) 641-0422
6Sather's Insurance Service5725 Ralston St Ste 214(805) 644-8600
7Kenton Insurance2047 E Thompson Blvd(805) 652-1400
8Acrisure Ventura, CA (Coastal States Insurance Services)1986 S Victoria Ave(805) 642-5290
9Insurance Dude9452 Telephone Rd Suite 143(805) 650-3300
10Rothstein Insurance Services Inc1591 Spinnaker Dr #205(805) 648-6595
KC
1583 Spinnaker Dr Ste 210
Ken Caparoni - State Farm Insurance Agent
Flood Insurance Agent · Ventura, CA

Ken Caparoni - State Farm Insurance Agent serves Ventura, California, and its surrounding area, specializing in flood insurance policies for residential and commercial properties. The agency helps clients navigate National Flood Insurance Program requirements and secure coverage for homes and businesses in flood-prone zones. Standard policies are reviewed to address potential damage from rising water. Specific services handled in this region include flood risk assessments and policy adjustments for coastal properties.

JE
1445 Donlon St STE 6
John E. Peakes Insurance Agency, Inc.
Flood Insurance Agent · Ventura, CA

For flood insurance, homeowners choose between a one-time policy for a specific property or recurring annual coverage for ongoing protection. John E. Peakes Insurance Agency, Inc., located in Ventura, California, assists local property owners in selecting appropriate flood insurance plans tailored to their flood zone risk and structure. This agency helps clients navigate National Flood Insurance Program options and private market alternatives. Services are available on both a one-time and as-needed basis, depending on whether the client needs a single purchase or annual renewal support.

FI
2686 Johnson Dr #201
Forward Insurance Agency
Flood Insurance Agent · Ventura, CA

Forward Insurance Agency in Ventura, California offers a full range of flood insurance services, including policy consultation, NFIP compliance guidance, and claims assistance for clients across the region. It provides responsive service plans that help property owners understand their coverage options and navigate the complex flood risk environment. These services support both residential and commercial properties, including single-family homes, apartment buildings, retail spaces, and restaurants.

VC
1567 Spinnaker Dr suite 201
Venture Casualty Insurance Services
Flood Insurance Agent · Ventura, CA

Homeowners, property managers, and business owners in Ventura turn to Venture Casualty Insurance Services for guidance on flood insurance policies. The agency helps clients understand federal flood program requirements and standard coverage options to protect properties from water damage. Ventura’s coastal location increases the need for this specialized protection. Venture Casualty Insurance Services also serves clients in nearby Oxnard, ensuring area properties have access to essential flood coverage.

DS
1629 E Main St Suites B and C
Direct Service Insurance
Flood Insurance Agent · Ventura, CA

Direct Service Insurance serves Ventura and the surrounding communities along the California coast, handling flood insurance policies for residential and commercial properties. The company helps residents and business owners obtain coverage under the National Flood Insurance Program, ensuring protection against rising waters and storm damage. It typically begins each job by assessing the property's specific flood zone and elevation risks, then matching the client with an appropriate policy tailored to that exposure.

SS
5725 Ralston St Ste 214
Sather's Insurance Service
Flood Insurance Agent · Ventura, CA

Sather’s Insurance Service in Ventura, CA differentiates its offerings by providing both one-time flood policies for borrowers needing lender compliance and recurring coverage for homeowners requiring long-term protection. As a dedicated flood insurance agency, it focuses solely on securing policies through the National Flood Insurance Program and private markets to address local flood zone risks. Its service runs on an as-needed basis, accommodating policy renewals, new construction closings, and mid-term adjustments without scheduled visits.

KI
2047 E Thompson Blvd
Kenton Insurance
Flood Insurance Agent · Ventura, CA

Specializing in flood insurance policies for high-risk zones, Kenton Insurance provides tailored coverage options. The company serves residential and commercial clients throughout the Ventura area, assisting with applications and claims support. It helps property owners understand flood maps and the National Flood Insurance Program. As the winter storm season approaches, the agency advises on separate basement and content protection against rising groundwater risks.

AV
1986 S Victoria Ave
Acrisure Ventura, CA (Coastal States Insurance Services)
Flood Insurance Agent · Ventura, CA

For Ventura homeowners facing the threat of heavy winter rains and potential storm surges, securing appropriate coverage is essential. As a flood insurance agent, Acrisure Ventura, CA (Coastal States Insurance Services) assists property owners in navigating the specific risks of this coastal region. They help clients understand policy options that address local flood zone requirements and property protection needs. The initial process typically begins with scheduling a personal consultation to assess the specific property and discuss available coverage options.

ID
9452 Telephone Rd Suite 143
Insurance Dude
Flood Insurance Agent · Ventura, CA

Insurance Dude provides comprehensive flood insurance advisory services for homes and businesses in Ventura, California. The agency assists clients in understanding local flood zone risks and selecting appropriate coverage options. It specializes in tailoring policies that address both standard and supplementary flood protection needs. For commercial sectors, the agency offers guidance for offices, warehouses, and food service operations, helping these properties manage potential flood exposure with suitable insurance solutions.

RI
1591 Spinnaker Dr #205
Rothstein Insurance Services Inc
Flood Insurance Agent · Ventura, CA

Rothstein Insurance Services Inc in Ventura, CA offers residential flood insurance coverage for homeowners seeking protection against water damage. Commercial flood insurance policies are also available for local businesses. Their service area encompasses Ventura and the surrounding communities. Clients can obtain coverage tailored to their property’s specific flood risks. The agency provides follow-up assistance to adjust policies as needed, ensuring repeat service between regular policy renewal visits.

HI
3585 Maple St #152
HUB International
Flood Insurance Agent · Ventura, CA
(805) 682-2571
hubinternational.com/offices/us/california/oxnard

What Does a a Flood Insurance Agent in Ventura Cost?

Flood insurance costs in California vary by flood zone, property elevation, and coverage amount. For an NFIP policy in a low-risk zone, annual premiums may start around 500 dollars. In high-risk zones, costs can range from 1,000 to 4,000 dollars or more per year. Private policies may be cheaper or more expensive depending on risk. This is general information, not insurance advice.

About flood insurance agents in Ventura

Flood insurance agents in Ventura California help homeowners and businesses secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Agents can guide you through the National Flood Insurance Program and private market options to meet your needs.

Frequently Asked Questions

Do I need flood insurance in Ventura California?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or storm surges, so an agent can assess your risk.

How do I find a flood insurance agent in Ventura?

You can search the California Department of Insurance website for licensed agents in Ventura County. Local agents familiar with Ventura flood zones and elevation certificates can provide accurate quotes and policy options.

What does a flood insurance policy cover in California?

Standard NFIP policies cover structural damage and personal property up to policy limits. They do not cover basement improvements or contents in basements. Private flood policies may offer broader coverage and higher limits.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.