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Compare Flood Insurance Agents in Alameda, CA

Directory of flood insurance agents in Alameda, California. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 flood insurance agents in Alameda, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly Lux - State Farm Insurance Agent
2221 Harbor Bay Pkwy, Alameda, CA 94502
(510) 521-1222 kellylux.com
AAA Alameda Branch
2650 5th St Building F, Suite H, Alameda, CA 94501
(510) 336-7100 mwg.aaa.com
Christie Kennett - State Farm Insurance Agent
550 Park St Ste 108, Alameda, CA 94501
(510) 521-0060 alamedainsuranceagency.com
Farmers Insurance - Alfonso Servin
550 Park St Ste 104, Alameda, CA 94501
(510) 522-0123 agents.farmers.com
Farmers Insurance - Leah Nishi
1516 Oak St Suite 100, Alameda, CA 94501
(510) 473-5565 agents.farmers.com
Aurora Noche - State Farm Insurance Agent
2236 Mariner Square Dr STE 100, Alameda, CA 94501
(510) 865-2110 auroranoche.com
Farmers Insurance - David Reidenbach
2306 Central Ave Ste D, Alameda, CA 94501
(510) 523-3677 agents.farmers.com
Larry Bolton - State Farm Insurance Agent
934 Central Ave, Alameda, CA 94501
(510) 521-4272 lbolton.com
Caffrey Insurance Solutions, Inc.
2413 Webb Ave ste c, Alameda, CA 94501
(510) 444-5447 caffreyinsurance.com
Wellguard Insurance Solutions
1516 Oak St Ste 219, Alameda, CA 94501
(510) 749-6759 wellguardfinancial.com
Mahoney Walker Agency, LLC
1138 Ballena Blvd, Alameda, CA 94501
(510) 814-7270 mahoneywalkerinsurance.com
force place insurance
2515 Santa Clara Ave #200, Alameda, CA 94501
(800) 831-8567 forcedplaceinsurance.com
Nationwide Insurance: Nathan Douglas Gleason
1101 Marina Village Pkwy suit 201, Alameda, CA 94501
(510) 694-7700 agency.nationwide.com

Flood insurance agents in Alameda help property owners navigate federal and state requirements for flood coverage. California law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents in Alameda can explain the National Flood Insurance Program rules and help you find a policy that meets your needs.

What Does a Flood Insurance Agent in Alameda Cost?

Flood insurance costs in California vary based on property location, elevation, and coverage amount. For an NFIP policy in Alameda, annual premiums typically range from 700 to 2000 dollars for a standard home, but high-risk properties can exceed 5000 dollars. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Alameda do?
A flood insurance agent helps you assess your flood risk and find a policy through the NFIP or private insurers. They can explain flood zone maps and coverage limits specific to Alameda properties.
Is flood insurance required in Alameda California?
Flood insurance is not required by California state law, but mortgage lenders often require it for properties in high-risk flood zones. Alameda has areas designated as Zone AE and Zone VE where flood insurance is typically mandatory for federally backed loans.
How do I know my flood risk in Alameda?
Your flood insurance agent can review FEMA flood maps for Alameda to determine your property risk level. Alameda is an island city with shoreline exposure, so many properties face moderate to high flood risk from storm surges and sea level rise.