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Find Flood Insurance Agents Near You in Apple Valley, CA
Browse flood insurance agents serving Apple Valley, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 flood insurance agents in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Apple Valley Insurance and Member Services
19201 Bear Valley Rd Ste C, Apple Valley, CA 92308
(760) 247-4110
ace.aaa.com
Farmers Insurance - Burke Myers
19341 Bear Valley Rd #205, Apple Valley, CA 92308
(760) 247-1000
agents.farmers.com
Wolken Insurance Services
16472 Kalo Rd, Apple Valley, CA 92307
(760) 900-6668
wolkeninsuranceservices.com
Richard Gonzalez: Allstate Insurance
17844 CA-18, Apple Valley, CA 92307
(760) 242-4992
agents.allstate.com
Guy Burnett - State Farm Insurance Agent
16048 Tuscola Rd Ste 2, Apple Valley, CA 92307
(760) 961-2000
guyburnett.com
KPIA - Kennedy Professional Insurance Agency
19167 Outer Hwy 18 S #1, Apple Valley, CA 92307
(760) 242-2345
kpia.com
Les Palcsik Insurance Agency LLC
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(760) 684-8019
lespalcsikinsurance.com
Vineyard Insurance Services
22617 CA-18, Apple Valley, CA 92307
(760) 248-6506
vineyardinsuranceservices.com
DJ Mathews - State Farm Insurance Agent
16048 Tuscola Rd #1, Apple Valley, CA 92307
(760) 247-8848
go2dj.com
Guardado Insurance Services: Allstate Insurance
20786 Bear Valley Rd Unit B, Apple Valley, CA 92308
(760) 240-5900
agents.allstate.com
Farmers Insurance - Marybel Rubio
17993 CA-18 Ste 2, Apple Valley, CA 92307
(760) 242-9131
agents.farmers.com
Farmers Insurance - Sandra Overstreet
18835 CA-18 Ste 1a, Apple Valley, CA 92307
(760) 242-6600
agents.farmers.com
Crosby Victorville Insurance
18355 CA-18, Apple Valley, CA 92307
(760) 242-3200
Farmers Insurance - Leslie Palcsik
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(909) 478-3346
agents.farmers.com
Flood insurance agents in Apple Valley help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks in the Mojave River basin and can guide you through the application process.
What Does a Flood Insurance Agent in Apple Valley Cost?
The cost of flood insurance in California varies based on flood zone, property value, and coverage amount. An NFIP policy for a single-family home in a high-risk zone typically costs between $700 and $2,000 per year. Private flood insurance may have different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Apple Valley do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage options, help you complete the application, and ensure compliance with California lending requirements.
Is flood insurance required in Apple Valley?
Flood insurance is not required by California state law for all properties. However, if your home is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it.
How do I know if my Apple Valley property is in a flood zone?
Your flood insurance agent can check the Federal Emergency Management Agency (FEMA) flood maps for your property address. They will tell you if your property is in a high-risk zone or a moderate-to-low risk zone.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.